Who Does What In A Bankruptcy and Consumer Proposal?


J. Douglas Hoyes, Bankruptcy Trustee Ontario
Posted in Debt Free In 30
Posted by J. Douglas Hoyes, CPA, CIRP, CBV - TRUSTEE

Today I sat down with Scott Schaefer, Chartered Accountant, Consumer Proposal Administrator, and Trustee in Bankruptcy at Hoyes, Michalos and Associates to discuss the roles of specific parties during a bankruptcy and consumer proposal. Scott explains the meaning of a debtor, creditor, and trustee, and breaks down the filing process, step by step.

Feb 28, 2015

Show 26 - Full Transcript - FAQ Show Bankruptcy and Proposal Process


J. Douglas Hoyes, Bankruptcy Trustee Ontario
Posted in Debt Free In 30
Posted by J. Douglas Hoyes, CPA, CIRP, CBV - TRUSTEE

Listen to the podcast: Who Does What In A Bankruptcy and Consumer Proposal? Doug H:            Welcome to Debt Free in 30, the show where every week, we talk to industry experts about debt, money, and personal finance. I’m Doug Hoyes. Today it’s time for yet another Frequently Asked Questions show. This will be show number […]

Feb 28, 2015

Show 25 - Full Transcript - Crushing Debt with David Trahair


J. Douglas Hoyes, Bankruptcy Trustee Ontario
Posted in Debt Free In 30
Posted by J. Douglas Hoyes, CPA, CIRP, CBV - TRUSTEE

Transcript from the podcast: Crushing Debt: Why Canadians Should Drop Everything and Pay Off Debt Doug:              Welcome to "Debt Free in 30" the show where every week we take 30 minutes and talk to industry experts about debt, money, and personal finance. I'm Doug Hoyes. Today my guest happens to be an expert in all of […]

Feb 21, 2015

Crushing Debt. Why Canadians Should Drop Everything and Pay Off Debt


J. Douglas Hoyes, Bankruptcy Trustee Ontario
Posted in Debt Free In 30
Posted by J. Douglas Hoyes, CPA, CIRP, CBV - TRUSTEE

Today's guest is David Trahair, Chartered Professional Accountant and author of several books about personal finance including the book we talked about today: Crushing Debt: Why Canadians Should Drop Everything and Pay Off Debt. David makes an excellent case for why consumers should pay off their debts rather than save money.

Feb 21, 2015

Good Debt Vs Bad Debt. Experts Weigh In.


J. Douglas Hoyes, Bankruptcy Trustee Ontario
Posted in Debt Free In 30
Posted by J. Douglas Hoyes, CPA, CIRP, CBV - TRUSTEE

Taking on debt is a choice. The right choice may be different for different people. We talk with several experts on what they consider good debt versus bad debt, or even if debt can be considered good at all.

Feb 14, 2015

Show #24 - Full Transcript - Good Debt Vs. Bad Debt


J. Douglas Hoyes, Bankruptcy Trustee Ontario
Posted in Debt Free In 30
Posted by J. Douglas Hoyes, CPA, CIRP, CBV - TRUSTEE

Listen to the Podcast: Good Debt Vs Bad Debt. Experts Weigh In. Doug Hoyes: Welcome to Debt Free in 30 where every week we talk about debt, money and personal finance. I’m Doug Hoyes. So here’s a question for you, is there such a thing as good debt? If you ask financial advisors that question […]

Feb 14, 2015

The Importance Of Teaching Kids That Money Matters


J. Douglas Hoyes, Bankruptcy Trustee Ontario
Posted in Debt Free In 30
Posted by J. Douglas Hoyes, CPA, CIRP, CBV - TRUSTEE

Today we talk with Robin Taub, a Chartered Professional Accountant, financial literacy consultant, public speaker, blogger, and author of The Parent's Guide to Raising Money-Smart Kids. Robin discusses why it's so important to teach children about money, the challenges that parents face, and solutions for getting started.

Feb 7, 2015

Show 23 - Full Transcript - Financial Literacy Advice From Robin Taub


J. Douglas Hoyes, Bankruptcy Trustee Ontario
Posted in Debt Free In 30
Posted by J. Douglas Hoyes, CPA, CIRP, CBV - TRUSTEE

Full Transcript from The Importance Of Teaching Kids That Money Matters [Start of recorded material] [00:00:00] Doug H:            Welcome to Debt Free in 30, the show where every week we talk to industry experts about debt, money and personal finance. I’m Doug Hoyes. We’ve had a number of shows where we’ve talked about issues specific to […]

Feb 7, 2015

Hamilton Couple Happy With Proposal Results


J. Douglas Hoyes, Bankruptcy Trustee Ontario
Posted in Testimonials
Posted by J. Douglas Hoyes, CPA, CIRP, CBV - TRUSTEE

We always appreciate feedback in any form, and we love to hear our clients success stories. One such review was written in by Tim and Joan (not their real names) about the opportunity to get their fresh financial start this new year. You can see their letter below or read the transcript here. TRANSCRIPT Dear Doug, My […]

Feb 5, 2015

Bankruptcy: It's A Matter of Timing


J. Douglas Hoyes, Bankruptcy Trustee Ontario
Posted in Debt Free In 30
Posted by J. Douglas Hoyes, CPA, CIRP, CBV - TRUSTEE

In our first monthly FAQ podcast, Ian Martin and Howard Hayes talk about issues surrounding the question of when you should file bankruptcy including tax debts, tax refunds and immigration.

Jan 31, 2015