Lessons Learned From Orchestra London’s Financial Problems


J. Douglas Hoyes, Bankruptcy Trustee Ontario
Posted in In The News
Posted by J. Douglas Hoyes, CPA, CIRP, CBV - TRUSTEE

Possible Bankruptcy In Orchestra London’s Future I was interviewed today by Devon Peacock on AM 980 to discuss the possible bankruptcy of Orchestra London.  I’m not involved in the file and have no insider knowledge, but here’s what I do know: If your expenses are higher than your income, you have a problem.  This appears […]

Dec 17, 2014

The Psychology of Money – Sarah Milton


J. Douglas Hoyes, Bankruptcy Trustee Ontario
Posted in Debt Free In 30
Posted by J. Douglas Hoyes, CPA, CIRP, CBV - TRUSTEE

Subscribe and download at iTunes or using the Stitcher app, or subscribe via our rss feed or download directly, or listen now: Why is the Psychology of Money Important? Today’s guest is Sarah Milton, a Pension Account Manager with Clearpoint Benefit Solutions where she is committed to delivering quality financial education sessions to help empower […]

Dec 13, 2014

The Psychology of Money – Show #15 – Full Transcript


J. Douglas Hoyes, Bankruptcy Trustee Ontario
Posted in Debt Free In 30
Posted by J. Douglas Hoyes, CPA, CIRP, CBV - TRUSTEE

Full Transcript from The Psychology of Money – Sarah Milton [Start of recorded material]   [00:00:00] Doug Hoyes:     Welcome to Debt Free in 30, where every week we talk to experts about debt, money and personal finance. That’s exactly what we’re going to do today. I’ve got a great guest on the line, so let’s get […]

Dec 13, 2014

Wealthing Like Rabbits With Robert Brown


J. Douglas Hoyes, Bankruptcy Trustee Ontario
Posted in Debt Free In 30
Posted by J. Douglas Hoyes, CPA, CIRP, CBV - TRUSTEE

Subscribe and download at iTunes or using the Stitcher app, or subscribe via our rss feed or download directly, or listen now: What Homer Simpson, Starbucks and Star Trek Can Teach Us About Personal Finance Today’s guest is Robert Brown, author of a new book called Wealthing like Rabbits – An Original Introduction to Personal […]

Dec 6, 2014

Wealthing Like Rabbits Show #14 – Full Transcript


J. Douglas Hoyes, Bankruptcy Trustee Ontario
Posted in Debt Free In 30
Posted by J. Douglas Hoyes, CPA, CIRP, CBV - TRUSTEE

Full transcript from Wealthing Like Rabbits with Robert Brown [Start of recorded material]   [00:00:00] Doug H:            Welcome to Debt Free in 30 where every week we talk to industry experts about debt, money and personal finance. I’m Doug Hoyes. Today we’ve got a great show for you. I’ve got an author with me today, so […]

Dec 6, 2014

Barry Choi – 5 Sure Fire Ways To Go Broke


J. Douglas Hoyes, Bankruptcy Trustee Ontario
Posted in Debt Free In 30
Posted by J. Douglas Hoyes, CPA, CIRP, CBV - TRUSTEE

Our guest is Barry Choi, a personal finance expert who writes on his Moneywehave.com website. Barry learned the hard way that you can’t blindly follow advice from “financial professionals”, because some of them are just out to “make a buck”; they are not always acting in your best interests.

Nov 29, 2014

Barry Choi – How to Go Broke – Show #13 – Full Transcript


J. Douglas Hoyes, Bankruptcy Trustee Ontario
Posted in Debt Free In 30
Posted by J. Douglas Hoyes, CPA, CIRP, CBV - TRUSTEE

Barry Choi podcast from 5 Sure Fire Ways To Go Broke. [Start of recorded material]  [00:00:00] Doug H:            Welcome to Debt Free in 30. The show where every week we talk to industry experts about debt, money and personal finance and today that is exactly what we’re going to do. I’ve got a person who […]

Nov 29, 2014

Challenges of Managing Money in a Booming Economy


J. Douglas Hoyes, Bankruptcy Trustee Ontario
Posted in Debt Free In 30
Posted by J. Douglas Hoyes, CPA, CIRP, CBV - TRUSTEE

Personal Debt is a Problem Even in a Booming Economy – Lessons From Alberta. Barton Goth, a bankruptcy trustee from Goth & Company in Edmonton, Alberta, talked about how the money from the oil industry has impacted the economy in Alberta. He also talked about how this creates challenges when it comes to managing money for both job seekers and those retiring in a booming economy.

Nov 22, 2014

Debt Advice from Booming Alberta – Show #12 – Full Transcript


J. Douglas Hoyes, Bankruptcy Trustee Ontario
Posted in Debt Free In 30
Posted by J. Douglas Hoyes, CPA, CIRP, CBV - TRUSTEE

Full Transcript from Challenges of Managing Money in a Booming Economy [Start of recorded material – 00:00:21] Doug:                Welcome to Debt Free in 30 where every week we talk to industry experts about personal finance, debt and general money management. My name is Doug Hoyes and I am joined today by yet another guest expert. […]

Nov 22, 2014

Turning Debt into Hope with Chris deVries


J. Douglas Hoyes, Bankruptcy Trustee Ontario
Posted in Debt Free In 30
Posted by J. Douglas Hoyes, CPA, CIRP, CBV - TRUSTEE

Our guest today is Chris deVries, who worked for over 13 years with a large Canadian bank. The morning after we recorded this show Chris quit his job at the bank, and accepted a job as a leadership trainer for another organization. Chris started the show by explaining his background, and telling us about the wide range of people he has counselled through his church. In his experience the concept of managing finances is not taught well, and as a result many people go through life learning some tough lessons the hard way about debt and money.

Nov 15, 2014