Payday Loan Solutions For a Hazardous Industry

Podcasts
Posted in Debt Free In 30
Posted by J. Douglas Hoyes, CA, CPA, CIRP, CBV - LIT

On today's show, I share previously unheard clips with guests Brian Dijkema, Rhys McKendry, Jonathan Bishop, and Ted Michalos sharing their thoughts on how to improve the payday loan industry and find better payday loan solutions.

Discussing Payday Loan Solutions, Podcast 99, Transcript

Rebuild Credit with Doug Hoyes
Posted in Debt Free In 30
Posted by J. Douglas Hoyes, CA, CPA, CIRP, CBV - LIT

Listen to the podcast: Payday Loan Solutions for a Hazardous Industry It's the summer of 2016 and as is our custom we run best of shows where we rerun the most downloaded episodes of Debt Free in 30. Today is not a best of show, I've got two never before heard interviews for you but it […]

Best Of Show - 4 Easy Steps To Save Money With Nicole Olsen

Podcasts
Posted in Debt Free In 30
Posted by J. Douglas Hoyes, CA, CPA, CIRP, CBV - LIT

Subscribe and download at iTunes or using the Stitcher app, or subscribe via our rss feed or download directly, or listen now: One of our most download Debt Free in 30 shows this year was my conversation with Nicole Olsen, the Financial Literacy Program Director for Financial Fitness in Windsor and Sarnia, Ontario.  You can read about her […]

Skirting the Essence of Ontario’s Debt Settlement Laws

Rebuild Credit with Doug Hoyes
Posted in Debt Help
Posted by J. Douglas Hoyes, CA, CPA, CIRP, CBV - LIT

A year ago Ontario enacted legislation targeted at reducing consumer abuse by unlicensed debt settlement companies. While this legislation has helped eliminate some of the severe abuses, most agencies have just switched tactics and we fear indebted consumers seeking debt advice are still at risk. Let’s review some key points in Ontario’s debt settlement laws: […]

Best Of Show: Is Making A Budget A Waste Of Time?

Podcasts
Posted in Debt Free In 30
Posted by J. Douglas Hoyes, CA, CPA, CIRP, CBV - LIT

Subscribe and download at iTunes or using the Stitcher app, or subscribe via our rss feed or download directly, or listen now: Today's show is a rebroadcast of Show #72, originally aired on January 16, 2016, and it deals with a topic about which I disagree with most financial "experts": budgeting.  I believe that budgeting […]

Renting Vs Buying: Which One Makes More Sense?

Podcasts
Posted in Debt Free In 30
Posted by J. Douglas Hoyes, CA, CPA, CIRP, CBV - LIT

Given today’s real estate market, it’s not surprising that the most popular podcast episodes of this year While I am not a real estate expert, I want to help those who are trying to decide by comparing the different possible outcomes of renting vs buying.

Renting Vs Buying, Podcast 96, Transcript

Rebuild Credit with Doug Hoyes
Posted in Debt Free In 30
Posted by J. Douglas Hoyes, CA, CPA, CIRP, CBV - LIT

Listen to the podcast: Renting Vs Buying: Which One Makes Sense? I can track how many people download the podcast version of each episode of Debt Free in 30 and I can tell you that so far in 2016, the most downloaded episode is episode 89, titled “Is the Real Estate Bubble About to Burst”, […]

4 Reasons More Seniors Will Be Filing Bankruptcy

Rebuild Credit with Doug Hoyes
Posted in Debt Help
Posted by J. Douglas Hoyes, CA, CPA, CIRP, CBV - LIT

Today roughly 1 in 10 insolvencies in Canada involve debtors over the age of 60. That percentage has risen consistently over the past 6 years. While young Canadians are taking on more mortgage debt and student loans, they have the benefit of time and potential income growth to deal with their heavier debt loads. Not so […]

How To Deal With Divorce And Bankruptcy

Podcasts
Posted in Debt Free In 30
Posted by J. Douglas Hoyes, CA, CPA, CIRP, CBV - LIT

It’s often hard to know what came first: financial problems or the breakdown of the relationship. Generally, the two go hand in hand. To help me delve deeper into divorce and bankruptcy, my partner of Hoyes, Michalos, & Associates Inc., Ted Michalos joins me on today’s episode of Debt Free in 30.

Relationship Breakdown, Separation, Divorce And Bankruptcy, Podcast 95, Transcript

Rebuild Credit with Doug Hoyes
Posted in Debt Free In 30
Posted by J. Douglas Hoyes, CA, CPA, CIRP, CBV - LIT

Listen to the podcast: How To Deal With Divorce and Bankruptcy It's the end of the month so it's time for a Frequently Asked Questions episode here on Debt Free in 30. And today all our questions are going to focus on one of the most common reasons for financial problems: relationship break ups. When you […]