Gail Vaz-Oxlade – Is Reality TV Reality?


J. Douglas Hoyes, Bankruptcy Trustee Ontario
Posted in Debt Free In 30
Posted by J. Douglas Hoyes, CPA, CIRP, CBV - TRUSTEE

Subscribe and download at iTunes or using the Stitcher app, or subscribe via our rss feed or download directly, or listen now: Do Something About Your Finances Today’s guest is one of the most well-known personal finance experts in Canada, Gail Vaz-Oxlade. Gail was the host of three popular television shows Till Debt Do Us Part, Princess and […]

Sep 20, 2014

Gail Vaz-Oxlade – Show #3 – Full Transcript


J. Douglas Hoyes, Bankruptcy Trustee Ontario
Posted in Debt Free In 30
Posted by J. Douglas Hoyes, CPA, CIRP, CBV - TRUSTEE

Gail Vaz-Oxlade Podcast from http://www.hoyes.com/blog/gail-vaz-oxlade-is-reality-tv-reality/ [Beginning of recorded material at 00:25:00] Gail’s Talks About Reality TV Doug Hoyes:     Welcome to Debt Free in 30, where every week we take 30 minutes and talk to industry experts about debt, money and personal finance. I’m Doug Hoyes. Today I’m very pleased to welcome to the show one of […]

Sep 20, 2014

Seniors and Debt – Bag Lady Fears


J. Douglas Hoyes, Bankruptcy Trustee Ontario
Posted in Debt Free In 30
Posted by J. Douglas Hoyes, CPA, CIRP, CBV - TRUSTEE

Listen now, or subscribe and download at iTunes, or subscribe via our rss feed or download directly. Show #2 – Aging and Debt – Bag Lady Fears with Dr. Lee Anne Davies Show Summary In today’s podcast, Dr. Lee Anne Davies, co-author of When Life Bites You in the Wallet, discusses the financial challenges faced by seniors […]

Sep 13, 2014

Seniors And Debt – Show #2 – Full Transcript


J. Douglas Hoyes, Bankruptcy Trustee Ontario
Posted in Debt Free In 30
Posted by J. Douglas Hoyes, CPA, CIRP, CBV - TRUSTEE

Seniors & Debt Podcast from http://www.hoyes.com/blog/seniors-and-debt-bag-lady-fears/ [Start of recorded material 00:00:25] Seniors and Debt Literacy Doug Hoyes:     Welcome to Debt Free in 30 where every week we take 30 minutes and talk to industry experts about debt, money and personal finance. I’m Doug Hoyes. Did you know that the fastest growing age group of people who […]

Sep 13, 2014

First Debt Free in 30 Show – Ted Rants


J. Douglas Hoyes, Bankruptcy Trustee Ontario
Posted in Debt Free In 30
Posted by J. Douglas Hoyes, CPA, CIRP, CBV - TRUSTEE

In our first Debt Free in 30 Show, Doug Hoyes and Ted Michalos, co-founders of Hoyes, Michalos & Associated talked about what they wanted to achieve from the show. We explain the goal of the show which is to bring in a variety of guest speakers who can provide an interesting perspective on debt, money and personal finance. We hope to bring you not only interesting conversations, but practical advice on what you can do to become debt free.

Sep 6, 2014

Debt Free in 30 Show #1 – Full Transcript


J. Douglas Hoyes, Bankruptcy Trustee Ontario
Posted in Debt Free In 30
Posted by J. Douglas Hoyes, CPA, CIRP, CBV - TRUSTEE

Podcast #1 from http://www.hoyes.com/blog/first-debt-free-in-30-show-ted-rants/ [Start of recorded material 00:00:19] Introduction to the Show Doug Hoyes:     Welcome to Debt Free in 30 where every week we take 30 minutes and talk to industry experts about debt, money and personal finance. I’m Doug Hoyes, welcome to show number one. I’m joined today by my Hoyes, Michalos cofounder and […]

Sep 6, 2014

A Young Adult’s Guide To Personal Finance


J. Douglas Hoyes, Bankruptcy Trustee Ontario
Posted in Debt Free In 30
Posted by J. Douglas Hoyes, CPA, CIRP, CBV - TRUSTEE

Personal finance can be a confusing topic for anyone, but for young adults just starting out on their own, it can be particularly bewildering. As part of our ongoing influencer series, I recently chatted about this issue with Pat Foran, a broadcaster, consumer advocate and author who specializes in helping young consumers learn to save […]

Aug 14, 2014

Do Laws Make Student Loans Difficult to Deal with in a Consumer Proposal?


J. Douglas Hoyes, Bankruptcy Trustee Ontario
Posted in Consumer Proposals
Posted by J. Douglas Hoyes, CPA, CIRP, CBV - TRUSTEE

Student loans are similar to all unsecured debts: they can be eliminated in a consumer proposal. However, there are special rules that apply to government guaranteed student loans. Specifically, section 178 (1)(g) of the Bankruptcy & Insolvency Act states that the following debts are not automatically discharged in a bankruptcy or consumer proposal: any debt […]

Aug 12, 2014

Seniors – A Small Group Carrying High Risk Debt


J. Douglas Hoyes, Bankruptcy Trustee Ontario
Posted in Debt Help
Posted by J. Douglas Hoyes, CPA, CIRP, CBV - TRUSTEE

By the time you approach retirement age you should be out of debt, right?  That’s the conventional wisdom, because after a life of working you have paid off your mortgage and other debts, and accumulated savings for retirement. Unfortunately the conventional wisdom is wrong. Click to view full infographic Statistics Canada in their article Retiring […]

Aug 7, 2014

How Can We Make Canadians More Financially Literate?


J. Douglas Hoyes, Bankruptcy Trustee Ontario
Posted in Debt Free In 30
Posted by J. Douglas Hoyes, CPA, CIRP, CBV - TRUSTEE

It’s always inspiring to connect with like-minded financial professionals, which is why we’ve decided to start a new segment on the Bankruptcy Blog featuring interviews with industry experts. For the first installment, I sat down with Toronto-based TV news personality Barry Choi, who also happens to be a self-taught, do-it-yourself investor. Barry’s blog Money We […]

Jul 17, 2014