Best Of Show: Is Making A Budget A Waste Of Time?

Podcasts
Posted in Debt Free In 30
Posted by J. Douglas Hoyes, CA, CPA, CIRP, CBV - LIT

Subscribe and download at iTunes or using the Stitcher app, or subscribe via our rss feed or download directly, or listen now: Today's show is a rebroadcast of Show #72, originally aired on January 16, 2016, and it deals with a topic about which I disagree with most financial "experts": budgeting.  I believe that budgeting […]

Renting Vs Buying: Which One Makes More Sense?

Podcasts
Posted in Debt Free In 30
Posted by J. Douglas Hoyes, CA, CPA, CIRP, CBV - LIT

Given today’s real estate market, it’s not surprising that the most popular podcast episodes of this year While I am not a real estate expert, I want to help those who are trying to decide by comparing the different possible outcomes of renting vs buying.

Renting Vs Buying, Podcast 96, Transcript

Rebuild Credit with Doug Hoyes
Posted in Debt Free In 30
Posted by J. Douglas Hoyes, CA, CPA, CIRP, CBV - LIT

Listen to the podcast: Renting Vs Buying: Which One Makes Sense? I can track how many people download the podcast version of each episode of Debt Free in 30 and I can tell you that so far in 2016, the most downloaded episode is episode 89, titled “Is the Real Estate Bubble About to Burst”, […]

4 Reasons More Seniors Will Be Filing Bankruptcy

Rebuild Credit with Doug Hoyes
Posted in Debt Help
Posted by J. Douglas Hoyes, CA, CPA, CIRP, CBV - LIT

Today roughly 1 in 10 insolvencies in Canada involve debtors over the age of 60. That percentage has risen consistently over the past 6 years. While young Canadians are taking on more mortgage debt and student loans, they have the benefit of time and potential income growth to deal with their heavier debt loads. Not so […]

How To Deal With Divorce And Bankruptcy

Podcasts
Posted in Debt Free In 30
Posted by J. Douglas Hoyes, CA, CPA, CIRP, CBV - LIT

It’s often hard to know what came first: financial problems or the breakdown of the relationship. Generally, the two go hand in hand. To help me delve deeper into divorce and bankruptcy, my partner of Hoyes, Michalos, & Associates Inc., Ted Michalos joins me on today’s episode of Debt Free in 30.

Relationship Breakdown, Separation, Divorce And Bankruptcy, Podcast 95, Transcript

Rebuild Credit with Doug Hoyes
Posted in Debt Free In 30
Posted by J. Douglas Hoyes, CA, CPA, CIRP, CBV - LIT

Listen to the podcast: How To Deal With Divorce and Bankruptcy It's the end of the month so it's time for a Frequently Asked Questions episode here on Debt Free in 30. And today all our questions are going to focus on one of the most common reasons for financial problems: relationship break ups. When you […]

Free Credit Score Comes With A Catch

Rebuild Credit with Doug Hoyes
Posted in In The News
Posted by J. Douglas Hoyes, CA, CPA, CIRP, CBV - LIT

The saying that ‘there is no such thing as a free lunch’ is a truism all consumers should consider whenever they are offered something for free. This especially holds true for the recent announcement by cutting edge lender Borrowell - who are now offering Canadians free access to their Equifax credit score. While you can […]

What Happens To Debt When House Prices Fall?

Podcasts
Posted in Debt Free In 30
Posted by J. Douglas Hoyes, CA, CPA, CIRP, CBV - LIT

My guest on today’s podcast, Ben Rabidoux is the President of North Cove Advisors, a macro research firm that works with institutional investors like mutual fund companies, hedge funds, and pensions, providing a broad view of the economy at any time. He visits Debt Free in 30 to share his insights on the Canadian housing market, debt and house prices.

What Happens When House Prices Fall, Podcast 94, Transcript

Rebuild Credit with Doug Hoyes
Posted in Debt Free In 30
Posted by J. Douglas Hoyes, CA, CPA, CIRP, CBV - LIT

Listen to the podcast: What Happens to Debt When House Prices Fall? Back in May on Show number 89, my guest was Hilliard MacBeth, the author of a book called When the Bubble Bursts – Surviving the Canadian Real Estate Crash. And in the acknowledgement section of that book, Hilliard acknowledges the contribution of Ben […]

Self Employed: Dealing with Business Debts

Podcasts
Posted in Debt Free In 30
Posted by J. Douglas Hoyes, CA, CPA, CIRP, CBV - LIT

Doug Hoyes talks with our team of experts on how to manage business debts, including tax debts, when you are self-employed on this week's podcast with Ian Martin, Scott Schaefer and Ted Michalos.