Show #40 - Full Transcript - New Debt Settlement Laws

J. Douglas Hoyes, Bankruptcy Trustee Ontario
Posted in Debt Free In 30
Posted by J. Douglas Hoyes, CPA, CIRP, CBV - TRUSTEE

Listen to the full podcast Debt Settlement, New Laws and a Better Approach Doug H:            Welcome to Debt Free in 30, the show where every week we take 30 minutes to talk to industry experts about debt, money and personal finance. I'm Doug Hoyes. On July 1st, 2015 some new laws will take effect in […]

Jun 6, 2015

Will The New Debt Settlement Law Protect Consumers?

J. Douglas Hoyes, Bankruptcy Trustee Ontario
Posted in In The News
Posted by J. Douglas Hoyes, CPA, CIRP, CBV - TRUSTEE

Listen to podcast episode #40 on the new Ontario debt settlement laws. You’ve seen the ads. Debt settlement companies promise to “reduce your debts by 70%”.  They say “don’t talk to a trustee about bankruptcy or a consumer proposal; talk to a debt settlement company instead!” They offer to settle your debt for less than […]

Jun 4, 2015

Joint Debt and Co-Signing. Am I Responsible For My Spouse's Debt?

J. Douglas Hoyes, Bankruptcy Trustee Ontario
Posted in Debt Free In 30
Posted by J. Douglas Hoyes, CPA, CIRP, CBV - TRUSTEE

It's time for another FAQ podcast and today we talk about if and when you might be responsible for your spouse's debt and how one spouse filing bankruptcy might affect the other. To answer these questions I talk with Hoyes Michalos Trustee in Bankruptcy, Jason Quinney joint debts and co-signed loans.

May 30, 2015

Show #39 - Full Transcript - FAQ: Joint Debts & Co-Signers

J. Douglas Hoyes, Bankruptcy Trustee Ontario
Posted in Debt Free In 30
Posted by J. Douglas Hoyes, CPA, CIRP, CBV - TRUSTEE

Listen to the podcast - Joint Debt and Co-Signing. Am I Responsible For My Spouse's Debt? Doug H:            Welcome to Debt Free in 30 where every week we take 30 minutes and talk to industry experts about debt, money and personal finance. I'm Doug Hoyes. It's the end of the month so that means it's time […]

May 30, 2015

Managing Debt In A Boom & Bust Economy

J. Douglas Hoyes, Bankruptcy Trustee Ontario
Posted in Debt Free In 30
Posted by J. Douglas Hoyes, CPA, CIRP, CBV - TRUSTEE

Recently, oil prices have declined, affecting the finances of those who work and/or live in a boom-bust economy. Alberta is a prime example of this type of economy, but the sting is also being felt in Newfoundland and Labrador. Our guest Ian Penny talks about how eastern Canadians are managing debt in the recent down cycle.

May 23, 2015

Show #38 - Full Transcript - Debt In A Boom & Bust Economy

J. Douglas Hoyes, Bankruptcy Trustee Ontario
Posted in Debt Free In 30
Posted by J. Douglas Hoyes, CPA, CIRP, CBV - TRUSTEE

Listen to the podcast - Managing Debt In A Boom & Bust Economy Doug H:            Welcome to Debt Free in 30, the show where every week we take 30 minutes and talk to industry experts about debt, money and personal finance. I'm Doug Hoyes. I've got a good guest today so I want to get […]

May 23, 2015

What's The Right Way To Consolidate Debt?

J. Douglas Hoyes, Bankruptcy Trustee Ontario
Posted in Debt Free In 30
Posted by J. Douglas Hoyes, CPA, CIRP, CBV - TRUSTEE

We talk with licensed mortgage agent, Mark Moreau to get his take on loaning against your home. He talks about the process of refinancing a home through a secured line of credit or second mortgage.

May 16, 2015

Show #37 - Full Transcript - Debt Consolidation

J. Douglas Hoyes, Bankruptcy Trustee Ontario
Posted in Debt Free In 30
Posted by J. Douglas Hoyes, CPA, CIRP, CBV - TRUSTEE

Listen to the podcast about What's The Right Way To Consolidate Debt Doug H:            Welcome to Debt Free in 30, the show where every week we talk to industry experts about debt, money and personal finance. I'm Doug Hoyes. So, you've got a bunch of debts. You owe money on three different credit cards, and […]

May 16, 2015

You Should Pay Off Your Debts (Unless You're In Over Your Head)

J. Douglas Hoyes, Bankruptcy Trustee Ontario
Posted in Debt Help
Posted by J. Douglas Hoyes, CPA, CIRP, CBV - TRUSTEE

If you have debts, you should pay them off. That statement is so obvious that no one would disagree with it. Except me, in one circumstance. I agree that if possible you should pay off your debts on your own. You borrowed the money and it's always best if you can pay it off. Paying off your […]

May 14, 2015

Joe Debtor: Marginalized by Debt

J. Douglas Hoyes, Bankruptcy Trustee Ontario
Posted in Debt Free In 30
Posted by J. Douglas Hoyes, CPA, CIRP, CBV - TRUSTEE

Subscribe and download at iTunes or using the Stitcher app, or subscribe via our rss feed or download directly, or listen now: Low Interest Rates Mask Crippling Debt Canadians do not appear to be worried about high debt levels. Interest rates are at record lows and bankruptcy rates have declined for the last five years. […]

May 9, 2015