Tax Debt Help - Who Do You Call?

Podcasts
Posted in Debt Free In 30
Posted by J. Douglas Hoyes, CA, CPA, CIRP, CBV - LIT

It can be hard to know who to turn to when you are dealing with the Canada Revenue Agency and you need tax debt help. Some situations are relatively simple and can be resolved on your own, while other situations may require more expertise. Find out which professional you need for different tax situations in today's podcast.

Who Do You Call When You Need Tax Debt Help? Podcast 84 - Transcript

Rebuild Credit with Doug Hoyes
Posted in Debt Free In 30
Posted by J. Douglas Hoyes, CA, CPA, CIRP, CBV - LIT

Listen to the podcast: Tax Debt Help - Who Do You Call? It's the month of April and in Canada that means it's tax time, our favourite time of the year. Today on Debt Free in 30 we're going to talk about tax problems but not tax problems in the conventional sense. Lots of people […]

Creating A Better Payday Loan Industry

Podcasts
Posted in Debt Free In 30
Posted by J. Douglas Hoyes, CA, CPA, CIRP, CBV - LIT

Like it or not, payday loans often meet the need for urgent cash for individuals who can't, or won't, borrow from more traditional sources. On this weeks podcast we talk with the authors of a payday loan study "Banking on the Margins" about how to create a better payday loan or small dollar credit market to benefit consumers.

How To Solve The Payday Loan Problem - Transcript

Rebuild Credit with Doug Hoyes
Posted in Debt Free In 30
Posted by J. Douglas Hoyes, CA, CPA, CIRP, CBV - LIT

Doug Hoyes talks with Brian Dijkema and Rhys McKendry about their recommendations on how to fix the payday loan industry for the benefit of borrowers based on their recent study "Banking on the Margins".

The First Step To Credit Rebuilding Is No More Debt

Rebuild Credit with Doug Hoyes
Posted in Debt Help
Posted by J. Douglas Hoyes, CA, CPA, CIRP, CBV - LIT

We receive a lot of comments on our Facebook page from individuals struggling with debt who are afraid to consider something like a bankruptcy or consumer proposal because it will have a negative effect on their credit. Yes, filing bankruptcy or a consumer proposal will appear on your credit report. But so will many other […]

Bankruptcy Trustee now called LIT in Canada

Podcasts
Posted in Debt Free In 30
Posted by J. Douglas Hoyes, CA, CPA, CIRP, CBV - LIT

We explore a short history of bankruptcy in Canada while Ted Michalos talks about how the Office of the Superintendent of Bankruptcy licenses and regulates trustees to administer bankruptcy and insolvency services.

How the Office of the Superintendent of Bankruptcy Regulates Trustees - Transcript

Rebuild Credit with Doug Hoyes
Posted in Debt Free In 30
Posted by J. Douglas Hoyes, CA, CPA, CIRP, CBV - LIT

Listen to the podcast Bankruptcy Trustee now called Licensed Insolvency Trustee in Canada On April 1st, 2016 the federal government is changing the rules and the term bankruptcy trustee will no longer exist. That's right, in few short days bankruptcy trustees will no longer exist. So, is this an April Fool's joke? No, this is […]

Insolvency Basics: How and When to File Bankruptcy or a Consumer Proposal in Canada

Rebuild Credit with Doug Hoyes
Posted in Consumer Proposals | Personal Bankruptcy
Posted by J. Douglas Hoyes, CA, CPA, CIRP, CBV - LIT

Choosing to file bankruptcy or make a proposal to your creditors is not an easy decision. Complicating matters are the many myths and misconceptions surrounding the process, the cost and the impact of both insolvency proceedings available to Canadian debtors. Some quick facts about bankruptcy in Canada: More than 120,000 Canadians file insolvency every year; Files […]

How To Pay Off Your Mortgage Faster with Sean Cooper

Podcasts
Posted in Debt Free In 30
Posted by J. Douglas Hoyes, CA, CPA, CIRP, CBV - LIT

Today we talk with Sean Cooper about how he paid off his mortgage in just three years, what he might do differently and what you can learn from his process.

Pay Off Mortgage Sooner - Show 81 Full Transcript

Rebuild Credit with Doug Hoyes
Posted in Debt Free In 30
Posted by J. Douglas Hoyes, CA, CPA, CIRP, CBV - LIT

Sean Cooper paid off a $255,000 mortgage in just 3 years. On today's show he talks about how he achieved that goal and what he would do differently. While we all need to balance our desire to get out of debt with life, many of the financial tools Sean used can be applied by anyone looking to pay off their mortgage sooner.