Hoyes Michalos – Reviews and Testimonials

Scott Is The Man! He made the whole process easy and quick for me and was able to create a solid plan for me for my Proposal and fixing my credit! He's a life saver and I am not regretting the service I have gotten. 10/10 I recommend you guys contact them asap if you are in need

Both Scott and Charlie have been amazing. Walking through the steps has come with great ease and appreciate all of the support and guidance received.

So far very respectful and it's a scary process, but they help a lot for you to relax about your situation.

Welcoming, honest, trustworthy and over the top fast. Making you feel comfortable ajd talk you through everything there is to know

Very professional and helpful! I dealt with Scott Terrio and Doug Hoyes. They both offered great advice and information and helped me to solve what seemed like an insurmountable problem.

Billy made the process so easy and explained everything in great detail. I would highly recommend!

Great experience! Helped relieve years worth of stress. Very friendly and easy to talk to! Highly recommend even if you just have questions.

I recently went here for advice on my financial situation. I’m glad I did. The process was easy and all my questions were answered! I highly recommend it!

Very professional, extremely helpful and fantastic to deal with.

The Windsor team is responsive and genuinely care about the process involved. Angela was very responsive helpful and friendly service through the entire process.

Mark at Hoyes has been excellent at explaining everything to us, going over all the details. We feel so relieved to have the help to get us out of debt - we wish we had asked for help a long time ago! Thank you Hoyes :)

I contacted Hoyes to file my bankruptcy. They took me in, assisted me at getting myself situated appropriately, refereed me to dealerships that dealt with my situation, fully and completely made my experience and transition process run smoothly and when i was completely ready to complete the process. If ever i were have someone ask me where to go out of the places I made my inquiries reagrding my situation... Hoyes would have my refdrral!!! Thanks to Ian at Kitchener Hoyes.

I was in a debate proposal and I was still getting letters from still. I was paying them for two years for work that wasn’t be done please don’t go with this company. Unless you want to waste your money.

Had a counselling session with Kristen from Howe’s Michalos & Associates. She was kind and nonjudgmental and put me at ease. Both her and Howard are thoughtful and sincere, making this process less difficult than I had expected. Many thanks!

Bruce Paproski

Really appreciate Jason’s understanding and support and most importantly his calm and assuring voice which made us so much stress free and we still at this phase of life could think positively and feel hopeful . Thank you so much Jason for making us live again !

I’ve worked with this company twice now and nothing but a positive experience both times. Very knowledgeable, friendly and understanding.

I highly recommend Hoyes,Michalos & Associates.They helped me figure out the best solution to dealing with my debt.I walked in there feeling ashamed that I let it get so bad, but I walked out feeling relieved.I was relieved knowing that Hoyes & Michalos was prepared to clean up my mess.They are fabulous people willing to help.You just have to take that first step and ask.My advice to you is Get over feeling ashamed.Don’t worry about what other people think of you going bankrupt.You’re doing this for you not them.I’m grateful to be debt free now and given a chance to make wiser choices.😊

Had a consultation with Ianina and she made me feel relaxed and at ease right away. This is a very stressful process and she was able to take the stress level down and make me feel better about myself and the whole process. Thank you. Amazing service! Could not be happier!

Everyone here has been wonderful to work with. I highly recommend Hoyes, Michalos & Associates to aid in your financial situation.

I came to Hoyes because I was far far behind in everything. They took the time to explain the process and found the right option for me. Howard and patty were great in making sure I was informed and had the right tools. They were all very kind and helpful. If you need help with your credit issues these are the one to go to.