Hoyes Michalos – Reviews and Testimonials

About Our Reviews

We're sharing these reviews - unedited - to give you honest feedback directly from Hoyes Michalos clients. Our clients are the most qualified to tell you about their experience with our Licensed Insolvency Trustees and our caring team. We are dedicated to listening to our clients so we can provide the best service possible. We appreciate our clients taking the time to share their feedback. We hope you find their reviews helpful and informative. We look forward to working with you.

google logoHoyes, Michalos & Associates Inc.Hoyes, Michalos & Associates Inc.
5.0 Stars - Based on 1827 User Reviews
Lindsey Costard Avatar
I contacted Hoyes, Michalos & Associates with my tail between my legs. I was feeling very embarrassed about the financial situation I found myself in. I was put in touch with Sandra Sykora, who throughout the entire experience treated me with total respect and support, but also with a firm understanding of what I needed to do (and was firm with me, which I needed!) She helped me come to a decision about how to proceed, and I am very satisfied with the outcome. Sandra helped me understand the process very clearly, and educated me in the areas I needed more help. I would highly recommend her if you find yourself in a financially difficult position. Thank you so much!
Read More
Lindsey C. 10/15/2020
Sam Sansoucy Avatar
They aren't kidding with the whole "debt free in 30" (minutes). I spent a total of one hour at the office during my entire 9 months of bankruptcy. They get to the point while still providing options. They know what they're doing.
Read More
Sam S. 7/02/2020
Dave Eacrett Avatar
They are awesome! Everyone was kind, helpful, and informative! Felt through out the entire process that they just wanted to help. Filed a Consumer Proposal through them, which drastically helped reduce my monthly credit payments! Recommended!
Read More
Dave E. 8/29/2023
Danny Robbins Avatar
Kristen has helped me very much.
I have to thank her and Howard for all the work they have done for me.
Read More
Danny R. 8/05/2020
Deneika M Avatar
I stepped into Brian’s office a few years ago and I was extremely stressed due to my debts. Brian and his team were very helpful from the beginning and straight through to the end. Whenever I had any concerns regarding my payment or my consumer proposals they were readily available. A lot of people tend to suffer in silence because they fear being judged, what I will say is we all make mistakes and Brian and team will not judge you. Instead they will quickly and respectfully help you get back to your financial freedom. Thank you a lot Brian! You changed my life.
Read More
Deneika M. 3/17/2021
Mike (Mike) Avatar
I was nerves to start to talk to them , But when i did talk to them i dont know why i was nerves . best thing i did was getting this stress taken care of and thanks to the team at Hoyes , Michalos & Assaciates i feel like i am in a better place now. The longer you wait the more stress you get .... stop waiting and do what i did just call them made me feel better in 1 call :)
Read More
Mike (. 9/07/2021
julia brandt Avatar
I am so grateful for all of the help I received with Hoye, Michalos & Associates- Jamie made me feel safe, kind and grateful and helped me and my sister to get so much help to move on forward and learn how to control my money in so many ways - Thank you so much!! words cannot describe how much help I received!!
Read More
julia b. 5/25/2023
Sweeta Yaqubi Avatar
Brett Nicholson is an excellent trustee and my experience was highly positive. Brett demonstrated a deep understanding of the insolvency process and provided clear, comprehensive guidance throughout. Their professionalism and responsiveness were commendable, ensuring that I felt supported and informed at every stage. Brett expertise and transparent communication made a challenging situation more manageable, and I appreciate the diligence and care hun and his team brought to the process. I have already recommend their services to 3 family members seeking assistance with their financial matters. Thank you
Read More
Sweeta Y. 1/23/2024
Andy Kim Avatar
Hoyes, Michalos & Associates have saved me from a dire situation I never though I could get out of. Their associate Jason was very efficient and polite in walking me through my options and helping me understand my finances. Big thanks to the team Hoyes, Michalos & Associates for giving me peace of mind and taking a huge weight off of my shoulders.
Read More
Andy K. 9/16/2023
Eric Ziegelbauer Avatar
I normally don’t leave reviews , but here it goes.
I wa financially rock bottom in my life. I thought I had no where to go. Someone mentioned to me that bankruptcy is an option. Eventually I went for it and I was told to see hoyes and michalos.
My experience with them has been nothing but spectacular. I have dealt with Jamie and Ted himself. I thought I would get the judged and scorned about my situation. It has been nothing like that , they have been more then supportive in every way. Jamie is always there to assist me every time I ask. I really feel like they truly care about my situation and they always ask if they can help me further. I’m super grateful that I went to them. If you need debt assistance make no mistake and go to hoyes and michalos
Read More
Eric Z. 3/05/2022
Alex Taylor Fitness Avatar
Doug Hoyes and team are incredibly knowledgeable, accommodating and most of all, kind and understanding. They put you at ease through the entire process and guide you through it step by step. I knew after speaking to Doug versus others in the industry that I was making the best decision.
Read More
Alex T. 9/09/2020
Tamilyn Mulvaney Avatar
Very friendly. They didn't blame me or judge me for having to file for bankruptcy. They made the experience feel like a positive decision and progress forward instead of a fall down.
Read More
Tamilyn M. 8/17/2022
Michelle Tee Avatar
Billy is amazing! He is very knowledgeable and made me feel comfortable right away. I appreciate you helping me take control of my finances again.
Read More
Michelle T. 4/05/2023
Brad Latham Avatar
Jennifer was amazing to work with. Flexible, Responsive, and Friendly. Jennifer puts you at ease through an otherwise difficult financial discussion.
Read More
Brad L. 3/08/2024
Jenna Teremy Avatar
Nicholas really took the time to go through all the information and get my consumer proposal the best rate. He made the process really simple and easy. I was very worried going into this but Nicholas truly helped me feel secure that I was making the right decision.
Read More
Jenna T. 2/12/2022
Mhaie Gamboa Avatar
Hoyes, Michalos & Associates are really helpful to people who are having financial difficulties and dealing with their debt problems. I highly recommend this company if you want to be debt free and have a better life.
Read More
Mhaie G. 5/19/2021
Debra Lance Avatar
Anyone thinking of doing a consumer proposal this company is great, they walk through all the steps and explain how everything works.
Read More
Debra L. 12/21/2020
Lenore Negrete Avatar
It's not scary, it's not forever, but killing your mental health paying back debt might.
Get over the old school guilt...its not grandma's money you owe..its a banks
Read More
Lenore N. 10/21/2022
Ariel Buchan Avatar
The team went above and beyond! My experience was nothing but amazing with them. I would recommend to anyone in hard financial times to get in touch with this team. I am forever grateful to them
Read More
Ariel B. 8/28/2020
FA Randhawa Avatar
You folk out there who may be deep in DEBT and are looking for a company that can help you out out of it, look no further then Hoyes .Michalos. I spend over a year looking for Licensed Insolvency Trustees & Credit Counsellors who could offer me Consumer Proposal • Debt Consolidation • Bankruptcy Etc., and actually tried some of them briefly to see what they had to offer and what my options were, but no one stood out who believe I have other options other then Bankruptcy, which actually is your last resort. I especially want to personally thank Benny Mendlowitz Licensed Insolvency Trustee in North York office and his whole team who were very professional and confident in taking my case and finding me the right solution to solve my debt issue, where I 100% believed Bankruptcy was my only option considering the amount of debt I was carrying. Hoyes .Michalos have team of professionals who know have all the necessary tools to negotiate with not only your creditors but other like Canada revenue to protect your Asset and find you a fair deal. I cannot thank them for all they have done and build back my confidence to start fresh, and provide me with Financial consulting and necessary tools to manage my monthly expenses.
Thank you,
Randhawa
Read More
FA R. 8/15/2021

CHOOSE AN OFFICE NEAR YOU

Our licensed professionals will help you explore your debt relief options.
Arrange a free consultations in any of our locations across Ontario today.