Hoyes Michalos – Reviews and Testimonials

They are very professional, non judgement and super helpful with information possibilities since I had no idea what I was up against. I would definitely highly recommend their service.

Everyone is so helpful, kind and understanding. They really take the time to answer all your questions and guide you through the process.

Very professional and helpful! I dealt with Scott Terrio and Doug Hoyes. They both offered great advice and information and helped me to solve what seemed like an insurmountable problem.

Mark at Hoyes has been excellent at explaining everything to us, going over all the details. We feel so relieved to have the help to get us out of debt - we wish we had asked for help a long time ago! Thank you Hoyes :)

Ianina was just amazing. Very helpful and understanding. This has been a very trying time for me and she genuinely cared about my situation and has helped me through this transition of my life. Amber called me today and was friendly, helpful, informative and non judgmental. I am very happy with the service Hoyes, Michalos & Associates have done for my future and my kids.

Going into this I was very apprehensive because there are so many questions and I had no idea where to start but Scott Terrio made this process easier, with less stress and most importantly very quick. In less than two weeks from my initial phone call I was on my way to a debt free future. He was available to answer any question I had almost immediately through email or phone. A consumer proposal was the right choice for me, I recommend Scott Terrio at Hoyes & Michalos, the entire team is super easy going and professional.

Great business great staff if you need help these are the guys you want on your side

Hoyes, Michalos & Associates helped me navigate my personal finances in a way the left me feeling in control and like I made the best decision for me. The process was quick and easy and they were always available for the many questions I had along the way.
A special thank you to Jason for making this process as uncomplicated as possible.

An excellent group of down to earth professinals who provide superb advice and service.

Contacted Hoyes in March 2020.
Assigned to Jason Quinney.
Decided to continue with a consumer proposal, filed March 31.
All correspondence, viewing/signing documents etc was via online/phone which was great, as I reside north of Brampton.
Very convenient.
The Brampton office called a creditor on my behalf when I was unable to provide the details needed to please the creditor at the time of their call.
A service I greatly appreciated.
I anticipated a longer time frame with the COVID 19 shut down, however I have completed my 1st debt counselling session with Jason.
He has provided me with beneficial strategies moving forward.
Most of which are common sense, budgeting etc, however I obviously required a reminder OR I wouldn't have had to call Hoyes in the first place.
I received correspondence today that my consumer proposal was accepted by my creditors. Woohoo!
A large weight has been lifted.
Especially at this unknown time.
Thank you Hoyes (and Jason), a job well done. 👍

Working with Brian McIImoyle at Hoyes.Michalos changed my life. Brian guided me through the Consumer Proposal and managed to lower my debt by over 80%. He was kind, patient and made me feel comfortable asking uncomfortable questions about my debt situation. Brian has literally saved my life. If you are like me and are drowning in debt, reach out to Hoyes.Michalos. It maybe the most important call of your life. I guarantee you will not regret it!
Fleming.

I was struggling with the debt and reached a point where I could not catch up with the bills (and heavy interest). Soon, creditors' letters and phone calls started coming, and later a dreaded letter about the court date.

Joel and the team have helped me get my life on track. Joel is very courteous and showed sincere empathy for my struggle and pain. After reviewing my situation carefully, he provided me with the best option.

I highly recommend Joel and the team. If you are struggling like me, it's worth giving them a call.

As life goes i made quite a few financial mistakes early on. I dug myself a hole that I wasn't able to get out of without some help. I went to Hoyes, Michalos & Associates off the recommendation of a family member. I was nervous, but they were amazing! Brian and Courtney truly understood my situation and helped me to understand many things about banking and the markets that I never knew. With their help and guidance I'm happy to say im debt free and the process was very easy. The customer service was fantastic and the payments were more than manageable. I cant thank them enough for helping me through this.

If you have any concerns or questions regarding your debt, I highly recommend this trustee!

Excellent service from Joel and the team. Made me feel respected and everything was handled most professionally and thoroughly explained in a way I could understand. Highly recommended team.

Mark is very professional who helps lot of family with a fresh start.explains all the suitable options and gets it done.

Had some trouble these past year and accumulated a lot of debt. As i found myself having a hard time, i stumbled with Hoyes and Michalos. I talked to Joel and he was really responsive, helpful and was great to talk to. He explained pretty much the highs and low of what im applying for. Im really grateful for the help they offered and im glad i went for Hoyes and Michalos. Highly recommended👍👍👍.

Mark made this process stress free and I really appreciate the support I received. I would recommend Hoyes, Michalos and associates to anyone. Great people and great help in a time of desperation and need.

They really are amazing. The are fast when it comes to responding,they will guide you thru the process and make sure you understand. Amazing amazing amazing. Now l know better when it comes to spending and they also provide you with counseling to help you get back to doing good for yourself. I sleep better knowing l have alot l need to do but have the tools and skills to get there. So big thank you from me for the help they are providing for me. I recommend you give them a call there energy is very welcoming. Stay blessed.🙏

The Windsor team is responsive and genuinely care about the process involved. Angela was very responsive helpful and friendly service through the entire process.

Rebecca is very cooperative, professional & easy to reach out. I had some financial difficulties & she helped me out with the best option for me! I would definitely recommend her to anyone who needs help with financial debts !
M W K