Hoyes Michalos – Reviews and Testimonials

Scott Terrio and his associate have been extremely helpful, understanding and patient with me for this whole process of applying for a consumer proposal. I couldn't have had a better experience dealing with such a high stress inducing aspect of my life. Since working with Scott, I've felt significantly less pressure in my life knowing that I'm actually being taken care of. Any information I've requested due to my lack of knowledge of the field was welcomed and offered to me with kindness and patience. Thank you Scott Terrio, Hoyes, Michalos & Associates! I truly am so grateful for your help with my financial situation.

I couldn't sleep, didn't have a day with thinking of my next bill payment, stress was my closest friend. I was told about a debt consolidation, I got some info online, still wasn't sure if it was a good idea nevertheless I needed help. With more online search I gathered info about HOYES... a phone call to them then in person meeting, I could see a change coming.
I was told that a consumer proposal would work for me, which i accepted now I'm saving money, making my monthly payments on time and getting some sleep, my close friend STRESS, is no longer around.
I'm pleased to recommend the team at Hoyes, Michalos & Associates inc they changed things for me I'm sure they will do it for you 📞 call them.

Joel and Heather here were incredibly helpful with managing my debt. Filing for a proposal was a life changing decision in the best way, and I just finished paying it off. Such a huge weight off my shoulders, and the people here made it simple and easy to understand during the entire process.

Thank you Hoyes, Michalos and Associates! I'm on the road to being dept free!

I am overwhelmed with gratitude for Rebecca Martyn and administrative staff at HMA, made me feel at ease with the process of resolving my financial issues.
She explained everything so I can understand step by step I would recommend Hoyes, Michalos & Associates 100%.
Thank you for everything!!.

Hoyes is amazing, my trustee, Jason Quinney is more than helpful. He's given me tips on how to save money, what to avoid when trying to build my credit score. This pandemic ruined my life and having lost everything. Jason told me what was best. Thanks to him I can get my life in order soon.

  I was terrified about how much debt I’m in and that I was going to be taken to court and stripped of every cent, but Hoyes Michalos set my mind right. I am now in the process of filing a CP or bankruptcy (depending on what my decision is) and am happy to say that I’m feeling a lot more comfortable about doing so.

My Trustee was Sandra Sykora she was clear and direct and always checked in that I understood what she said. Which calm me down enough to laugh a little. I love how I got an email follow up from the consultation, and each follow up counselling sessions. Every detail was clear and given to me in paper format and in email format. Plus the blog really helped me picture the process from start to finish and it even got me to think it's possible to own my first home. Really happy with the office location for Yonge and Bloor

I would recommend highly the services here in Barrie. Mark and Michelle have made me feel so comfortable at a time of discomfort in my life. They both put me at ease and have helped me to rebuild my financial start to recovery.

From beginning to end Mr Martel made me feel extremely comfortable with the process. Everything was made very clear to me in a way that I understood. No surprises. At no time was I made to feel less because of my situation. I am thankful to Hoyes, Michalos and Associates for their professional help and Mr Martel for his patience, guidance and for making a personal uncomfortable situation much easier.

My experience with Hoyes has been amazing! Patricia and Howard have been very patient and caring through this whole process. What I love the most is they made me feel very comfortable....I never once felt unworthy. I encourage anyone having financial difficulties, which many of us are through this Covid time, to make the call and get yourself on a happier and less stressful road!

Ted & Meg have made this process amazingly easy and stress free!! I wish I hadn’t been so hesitant for so long to do a proposal! They have both be so friendly, and helpful… thank you guys!

The staff were understanding and professional. I felt at ease talking to Heather. It is not an easy decision to go bankrupt but sometimes it has to be done. If your considering a company to talk to choose this company. You will finally get some peace of mind.

Great experience. William and staff were awesome. Thanks!

I waited 2 years before finally reaching out to declare bankruptcy. Was far from the way I envisioned it would be. My Trustee Benny was polite, professional, and understanding. My guilt and shame at having to file bankruptcy was discussed calmly and anticipation of what I thought would happen was completely wrong.
The information I needed was given without prompting, and any questions I had were answered fully.
I chose Hoyes, Michalos as their website offered amazing info on the process, in particular for me as a self-employed small business owner.
I heartily recommend Hoyes,Michalos to anyone with debt issues, a surprising list of solutions are offered and info on pros and cons was readily and thoroughly discussed.
Thank you Benny Mendlowitz! You've given me my life back and look forward to working with you over coming months to resolve this process.

My experience, with Hoyes,Michalos & Associates has be exceptional. I haven't felt this free in a while. It was an instant relief when I got the proposal done. I had a great experience, with Hoyes,Michalos & Associates they were very knowledgably and helped me find the right solution for me. They explained every detail and gave helpful tips. I'm super grateful for all their help. I'm ready to say I'm free. highly recommend!!

Very helpful and great customer service in all aspects. Highly recommended. Billy Martell was our trustee.

From the minute i spoke to Brian I felt immense relief.
He was kind, professional and took the time to explain everything to me carefully and answered all the questions I had. I had pretty much given up hope that I wold ever get my debts paid off and was sinking further every month. Thankfully Brian has worked out a proposal that works and i can finally breathe again.
If you ever need to seek professional services i would highly recommend Hoyes, Michalos & Associates to help you.

Extremely satisfied with the services of this company. The assistance I've received has been so helpful and given me a peace of mind. Very friendly and knowledgeable staff. Covered all my bases and would highly recommend giving them a call. Thanks again!

Super friendly and helpful. Was definitely focused on helping me, giving me advice on many options, considering my needs and situation. Highly recommend.