Best Of Show - Change Your Debt Perspective With Robert Brown

Podcasts
Posted in Debt Free In 30
Posted by J. Douglas Hoyes, CA, CPA, LIT, CIRP, CBV

Subscribe and download at iTunes or using the Stitcher app, or subscribe via our rss feed or download directly, or listen now: As I said on this show, Robert Brown's book Wealthing Like Rabbits contains the best first chapter in any personal finance book I have ever read.  (If you haven't read the book, you should).  This […]

Will Consumer Debtor Protection Services or Debt Assistance get you a Better Consumer Proposal?

Posted in Consumer Proposals
Posted by Ted Michalos, BA, CPA - LIT

Now that the Ontario government has restricted debt advisors from charging up-front fees before completing a settlement with creditors, many debt relief companies are switching their business tactics. What they now offer is so called consumer debtor protection services, debt assistance or consumer proposal referral programs. What is consumer debtor protection and what are they […]

Change Your Debt Perspective With Robert Brown

Podcasts
Posted in Money Tips
Posted by J. Douglas Hoyes, CA, CPA, LIT, CIRP, CBV

Our guest this week, Robert Brown talks about how getting into debt and struggling to get out of debt again has as much to do with behaviour and mindset as it does with numbers.

Should I Buy Debt Relief Services Over The Phone?

Posted in Debt Help
Posted by J. Douglas Hoyes, CA, CPA, LIT, CIRP, CBV

I’ve been hearing stories from clients who, before contacting our firm, received a phone call at home offering debt relief and debt management services. The telemarketing pitch goes something like this: “Do you have any credit card debt or bank loans that you want to reduce faster? We offer a government debt relief program that will […]

The True Cost of Debt With Meg Penstone

Podcasts
Posted in Money Tips
Posted by J. Douglas Hoyes, CA, CPA, LIT, CIRP, CBV

Payday lenders charge 500% interest, or more. On this episode of Debt Free in 30, Meg Penstone explains the cost and gives advice for recognizing the warning signs of debt.

Debt Snowball Method vs High Interest First

Posted in Debt Help
Posted by J. Douglas Hoyes, CA, CPA, LIT, CIRP, CBV

When it comes to determining how to get out of debt many popular authors like Gail Vaz-Oxlade have developed effective systems and offered great suggestions that can help you get out of debt and, most importantly, help you avoid going back into debt. One of the more common get out of debt methods found throughout the internet is […]

You Are Not A Loan. You Are Not Alone.

Podcasts
Posted in Debt Help
Posted by J. Douglas Hoyes, CA, CPA, LIT, CIRP, CBV

Debt isn't always about the numbers. On this episode of Debt Free in 30, Melanie Lockert explains how to overcome the emotional side of debt & why we shouldn't internalize our feelings about it.

Get Out Of Debt By Creating A Debtline

Posted in Debt Help
Posted by Jason Quinney, CIRP - LIT

Is one of your goals this year to cut down your debt or even get rid of your debt all together? To reach this goal, it's important that you set a debtline. A debtline is a deadline that you give yourself to cut down or eliminate your debt within a certain period of time. So if […]

How To Stay On Top Of Your Finances

Posted in Money Tips
Posted by Joel Sandwith, BA - LIT

It’s that time of year again, we prepare for the holidays, prepare for the weather, and maybe in the back of our minds start thinking about what we want to accomplish in the New Year. It’s probably fair to say that two of the most common resolutions that start rolling around in our minds are […]