Debt Relief Experts
Investment Selling is Not Financial Planning
Fee-for-service financial planning or commissions? How should you pay for investment advice? We explore how to tell how to tell if someone is giving good advice or just trying to sell you a product.
Money Management
The 80/20 Rule of Money Management
Do you feel like you’ve never been taught how to budget properly, or just don’t have the time or motivation to? Doug Hoyes explains his “cheat way” to financial success with money management.
Why You Need an Emergency Fund
A large and unexpected cost can throw a wrench into your budget or cause you to turn to high cost debt. Explore how even a small emergency fund can help your finances.
How to Improve Your Financial Wellness
Are you looking for strategies to improve your financial wellness and want to see tangible results? In this blog we explore all things financial wellness and how your employers can help you achieve it.
How to Find a Credible Financial Planner
Are you trying to find a trustworthy financial planner in Ontario? Find out how to find a credible planner, the income you need to work with them, and if you should use investments to pay down debt.
Save Money with Recipes from Cashflow Cookbook
Would it be easier for you to follow “well-tested recipes” when it comes to optimizing your wealth? Explore recipes from the Cashflow Cookbook, learn about your net worth and how to save money without sacrifice.
Pay Off Debt First or Follow Your Passion?
At a crossroads of wanting to pursue your dream job versus start paying off all your student debt first? Doug Hoyes and Alex Grodnik explore if you should prioritize debt repayment or take a risk.
Advice for Tenants Renting a Property With Bad Credit
Have you recently completed a consumer proposal or bankruptcy, and are trying to rent a new place? We provide resources for stable and affordable units and what to do if you have a bad credit score.
Why It’s Difficult to Prevent Online Fraud
Credit card fraud negatively affects consumers, merchants and lenders. It continues to be a huge issue in Canada, so how can we protect ourselves? Two experts divulge into fraud prevention strategies.
Instant Cash Back on Tax Refunds. Is it Worth It?
Some businesses that do your taxes offer ‘cash back’ incentives for using their services, but what does this mean for the consumer? We explain how instant tax refunds really work and the associated costs.
A Balanced Look at the Real Estate Market with Scott Ingram
Knowing how to appreciate the housing market in Ontario is important for people looking to buy a home. In this blog, realtor and CPA Scott Ingram, outlines his balanced and educational approach to real estate.
The Rule of 72 with Ted Michalos
Have you ever calculated the amount of interest you’ll be charged on your debts for a better understanding of your future finances? Ted Michalos shares his trick to figure out the full impact of your debt.
Can You Rent and Still Be Wealthy? with Alex Avery
Have other people’s opinions been swaying you to buy over rent, because it’s a ‘better’ investment? Alex Avery outlines 3 crucial points to consider when it comes to making this huge financial decision.
10 Personal Finance Books That Make Great Gifts
A good personal finance book can expand your financial literacy and improve your overall finances. In this blog, we divulge our favourite books about money management, real estate, retirement and more.
How One Man Survived a Layoff After 20 Years at Canada’s Biggest Company
Is it possible to be unemployed for almost a year and be able stay financially afloat? Alan Whitton, Canadian Personal Finance Blog owner, shares his personal hardships and debt tips when facing job loss.