Privatize CMHC? A Politician Says Yes

Podcasts
Posted in In The News
Posted by J. Douglas Hoyes, CA, CPA, LIT, CIRP, CBV

Aggressive lending policies have allowed Canadians to buy too much house for years. Our guest Michael Chong believes that if CMHC was privatized, mortgage insurance could be properly priced by the free market.

Is the Sky Falling? Will the New Mortgage Rules Hurt the Real Estate Market?

Podcasts
Posted in Debt Free In 30
Posted by J. Douglas Hoyes, CA, CPA, LIT, CIRP, CBV

Doug Hoyes and Ted Michalos talk about the October 2016 mortgage rules announced by the federal government and how they affect insured mortgages, borrowers, lenders and the real estate market. Listen to the podcast.

New Mortgage Rules and Real Estate - Show 110 Transcript

Posted in Debt Free In 30
Posted by J. Douglas Hoyes, CA, CPA, LIT, CIRP, CBV

Listen to the podcast: Is the Sky Falling? Will the New Mortgage Rules Hurt the Real Estate Market? Doug H:            On Monday October 3rd finance minister Bill Morneau announced big changes to Canada's mortgage lending rules. Real estate agents, mortgage brokers, real estate lawyers, they're all in a panic worried that these new rules, scheduled to […]

Best Of Show - Change Your Debt Perspective With Robert Brown

Podcasts
Posted in Debt Free In 30
Posted by J. Douglas Hoyes, CA, CPA, LIT, CIRP, CBV

Subscribe and download at iTunes or using the Stitcher app, or subscribe via our rss feed or download directly, or listen now: As I said on this show, Robert Brown's book Wealthing Like Rabbits contains the best first chapter in any personal finance book I have ever read.  (If you haven't read the book, you should).  This […]

Renting Vs Buying: Which One Makes More Sense?

Podcasts
Posted in In The News
Posted by J. Douglas Hoyes, CA, CPA, LIT, CIRP, CBV

Given today’s real estate market, it’s not surprising that the most popular podcast episodes of this year While I am not a real estate expert, I want to help those who are trying to decide by comparing the different possible outcomes of renting vs buying.

What Happens To Debt When House Prices Fall?

Podcasts
Posted in In The News
Posted by J. Douglas Hoyes, CA, CPA, LIT, CIRP, CBV

My guest on today’s podcast, Ben Rabidoux is the President of North Cove Advisors, a macro research firm that works with institutional investors like mutual fund companies, hedge funds, and pensions, providing a broad view of the economy at any time. He visits Debt Free in 30 to share his insights on the Canadian housing market, debt and house prices.

Is the Canadian Housing Bubble about to Burst?

Podcasts
Posted in In The News
Posted by J. Douglas Hoyes, CA, CPA, LIT, CIRP, CBV

Have house prices in Canada risen too high? Is the Canadian housing bubble about to burst? My guest, Hillard MacBeth, believes it will and it is only a matter of time before it does burst. Listen to the podcast to find out more about the Canadian housing bubble.

What Happens If You Stop Paying Your Debts?

Podcasts
Posted in Debt Free In 30
Posted by J. Douglas Hoyes, CA, CPA, LIT, CIRP, CBV

A popular question on our Facebook is what happens when you stop paying your debts? On today's show, I sit down with Ted to discuss the consequences of defaulting on your loans and payments, and offer a solution better than walking away from your debts.

How To Pay Off Your Mortgage Faster with Sean Cooper

Podcasts
Posted in Debt Help
Posted by J. Douglas Hoyes, CA, CPA, LIT, CIRP, CBV

Today we talk with Sean Cooper about how he paid off his mortgage in just three years, what he might do differently and what you can learn from his process.

Change Your Debt Perspective With Robert Brown

Podcasts
Posted in Money Tips
Posted by J. Douglas Hoyes, CA, CPA, LIT, CIRP, CBV

Our guest this week, Robert Brown talks about how getting into debt and struggling to get out of debt again has as much to do with behaviour and mindset as it does with numbers.