Hoyes Michalos – Reviews and Testimonials

Love these guys , they made sure to explain everything in detail and go over anything I had questions about and continue to be super responsive if I have any questions regarding anything

When I finally had enough and had tried everything, I finally made the call. I was terrified and had so many questions and was so overwhelmed, full of guilt and shame. And let me tell you it was the best choice I had made in a long time. I was helped right away by Scott Terrio and he was fantastic! Walked me through everything and answered all my questions. Within a couple of days we had the ball rolling.
It was really nice to have some in my corner.
Ashley

Top notch staff. They worked hard for making my approval as smooth and painless as possible.

It was a very easy process thanks to Jason and now i can start fresh and get my finances back on track. I recommend Hoyes, Michalos to anyone having financial difficulty and they will direct you to the best solution for your needs .

I have been fighting with creditors for years, taking one step forward then taking 3 steps back for years. I have always looked into getting help but never followed through with it. Finally I made contact again, was hesitant to seek help. They answered all my questions, gave me ample time to look things and think things over before making any decision. Never did I ever feel pressured from them, but was always provided with information to help me grow.
Jason is absolutely amazing, easy to talk to and very knowledgeable. After I signed all the documents to submit my consumer proposal, a weight that I have been carrying for years disappeared and I am able to fix my mistakes and head on the path to correct and secure my future.
If I can recommend one thing, that would be not to wait, don't hesitate and accumulating interest as waiting does not grow your money in this situation. The longer you wait the more it will all cost you.

Joel and Heather here were incredibly helpful with managing my debt. Filing for a proposal was a life changing decision in the best way, and I just finished paying it off. Such a huge weight off my shoulders, and the people here made it simple and easy to understand during the entire process.

I would not hesitate to recommend Hoyes Michaios , from personal to professional as they come , Very satisfying and a huge weight off my shoulders

Amazing staff.
Bully was great !
I tried a few places but these guys just explain things so much better and make the process to get your finances Back on track so much easier.

Much appreciated 5 star service

Brian gets 6/5 stars. Such an easy to speak to personality with great advice that will hopefully save me. He talked me into being able to do this myself without their help. You don't find honest advice in a lot of places so this was greatly appreciated. Thanks again Brian

My experience with Nicholas service was exceptional. I am very happy and confident with all the decisions I’ve made for the past few moths despite of my complicated case. It gave me peace of mind and closure that I went to the right company like Hoyes, Michalos & Associates Inc who prioritized for what their client’s needs. They’ve given me the benefit to be financially back on track. Many thanks again for all the resources and guidance that you’ve provided to me.

Nicholas had an impressive level of professionalism, knowledge. He created a great case for my proposal, knowing how to best deal with the banks. I got my consumer proposal approved in the 1st attempt, and getting back my sleep and my mental health back on track with easy affordable monthly payments. About two thirds of my debt dissappeared into thin air overnight.

Fantastic experience. I went in feeling overwhelmed with my finances, but left feeling like I could breath again

Bankruptcy is such a taboo subject and something I felt ashamed of. Thank you for your kindness and patience. Living without this stress will be life changing.

Helpful staff, they put my worries at easy. Happy client. Will recommend!

Don't even bothering wasting your time with other companies. Hoyes is a top notch organization from top to bottom. They have been very flexible with my hectic lifestyle and very informative throughout the process.

Big thanks to the team at Hoyes!!

My trustee was knowledgeable and efficient. He answered all of my questions and concerns effectively and in a friendly manner. They were great to deal with.

I recently contacted Hoyes, Michalos & Assc. for guidance and was absolutely IMPRESSED with their professionlism, expertise, immediate responses. I HIGHLY recommend their services! Special thank you to Rebecca and Lorna for your immediate assistance!!!

Couldn’t be more happier without a load of debt in every corner. Started to feel like a debt hoarder.

Thanks Hoyes for everything!

From the first phone call, I felt confidence in all the information I was given. Their guidance in dealing with my financial issues has really helped me get over the hump and I am well on my way to financial recovery.

I am so Thankful for all of Mark and Michele’s guidance. I would highly recommend them. Thank you for everything.