Thank you for your help in such a traumatic time in my life

Geraldine N. (not her real name), single, 66 years old, $61,500 in debt, Brantford, Ontario

A very sincere thank you to all at Hoyes Michalos, in particular Doug Hoyes, who was just so straight forward and helpful in such a traumatic time in my life.

I got through the initial decision to file bankruptcy and with his support I have made a good recovery financially and had a great lesson in dealing with one’s finances.

I feel so confident now.

It truly is a new beginning.

Thank you again.