Hoyes Michalos – Reviews and Testimonials

Right from the word go, I felt Hoyes was the right Trustee to help me. The representative I delt with was very knowledgable and prompt. I would entrust my financial issues with Hoyes any day any time.
Thank you very much

Such an amazing company, with thoughtful and caring people. They greatly help me during my time of need. I would highly recommend.

Very satisfied with the work Hoyes has done for me... I wouldn't have gone anywhere else...

I had my own worries and concerns when contacting Hoyes, Michalos but after talking with Billy Martell and Beau Humphreys I am at ease, I have knowledge and on my way to a Fresh Start. Thank you.

Very professional, helpful and kind and very understanding.
The knowledge given and means to help rebuild your financial life is second to none .
Highly recommended!

I am so glad that I made the decision to contact Hoyes, Michalos & Associates Inc. to get professional help in resolving my debt situation. From the initial phone call, to every step along the way – I felt that I was treated with respect, kindness, understanding, and in a non-judgmental manner. Every member of this team that I spoke to was awesome and displayed the highest degree of professionalism and care.

Doug was my assigned LIT and right off the bat I felt at ease telling him about my debt problem and how I got myself into this situation – it felt like a huge weight was being lifted from my shoulders just by talking with him due to his reassuring manner. I was impressed by his knowledge and how he carefully explained the options that were available to me, as well as providing his recommendations.

I am happy to say that my debt situation is now resolved to my satisfaction, and I truly feel like I have been given a second lease on life – a fresh start! I almost can’t believe that it’s real when I think about how I was feeling about my situation a few months ago, compared to how I am feeling now and the way that things turned out. Thank you so much Doug for everything and for all the advice you provided to help me stay out of debt moving forward.

Carrying a large debt and facing the situation alone can be very scary as I know from my own personal experience. But I have learned that anything is manageable and that there is a light at the end of the tunnel –sometimes we just need help getting there. I would recommend anyone that has a debt problem to contact Hoyes, Michalos & Associates Inc., as they are true professionals here to help.

I recently filed a consumer proposal with Doug Hoyes from Hoyes & Michalos & Associates. Doug was extremely helpful, knowledgeable and thorough throughout this stressful process.

I am very optimistic about the future of my finances now thanks to Doug.
I would recommend anyone who needs to file a consumer proposal to reach out to him for professional assistance

Excellent service and results. I have recommended to others (Kitchener location).

Very professional group of people that help you take the next step to a brighter future.

They really care about helping people, and have a great deal of experience.

After a messy separation and unfair legal ramifications, I found myself struggling to make ends meet between support / lawyers and individual basic costs. HMA helped me see that there are much better options than struggling to make payments when life situations outside of your control occur. Brennan and Brett were polite, worked for me and did an amazing job. If you could save 70% of debts wouldn't you?

thank you Peter Allen for helping me with my consumer purposal. He is very informative and understanding made me feel like I was safe and in good hands also immediately helped to take a freeze off my bank account. Now that my purposal has been accepted I am now on my way to debt freedom with low monthly payments I would strongly recommend this company to anyone needing a bankruptcy or consumer purposal or even consolidation they are very professional and down to earth and treat you like a person not just a client thanks again for helping me!

I was drowning in debt and absolutely convinced that there was little to no way out of the situation I was in. On the advice of a friend I reached out to Hoyes and was immediately met with patience, understanding and a trust worthiness that I had not experienced anywhere else in this field until that point. Sandra and the team did a fantastic job at easing me into a situation that was both affordable, and efficient for me to tackle my financial issues head on. Would recommend their expertise and service to anyone who needs it.

I loved working with Angela. She explained everything to my understanding, she was responsive, professional, very pleasant to speak to and had a settlement offer that went well beyond my expectations. I am so glad I had a chance to work with her. Yes, highly recommend her and her Firm to those who consider alternate solutions to their financial situations.

Hoyes convinced me to file for a consumer proposal when I was 18. At the time I had around $20,000 in debt. It wasn't until much later that I learned of other (better) options that were available. I would not recommend Hoyes; they don't want to do what's best for you, they just want your money.

I received free advice from Hoyes, Michalos & Associates beginning a year and a half before I even filed for consumer proposal. They were so helpful and understanding all the way through. Every conversation I had with them made me feel better about my situation, and they gave me the best advice about what to do at each stage of my situation. I'm so happy I got in touch with them early and took their good advice. They are compassionate, understanding and smart!

They are awesome! Everyone was kind, helpful, and informative! Felt through out the entire process that they just wanted to help. Filed a Consumer Proposal through them, which drastically helped reduce my monthly credit payments! Recommended!

Best thing I have ever done was make the call to Hoyes, Michaelis and associates. The feelings of anxiety and embarrassment were quickly washed away from the moment I spoke to Howard. He was full of knowledge and empathy. I was thoroughly informed as to my options and made the best decision with guidance that I trusted completely. My follow up with Patricia was so helpful ..... It gave me hope for my financial future. I cannot recommend this company enough if one is considering doing a bankruptcy or proposal.

I must give a big thank you to the team at Hoyes,Michalos and Associates...i was a nervous wreck when i first called them. Now i am happy, that i will be debt free in a couple of years!! Great Job, Nicholas thank you for all your help.

This is the second time I've used their services to help me with my debt. First in 2010 and now more recently. Both times have been pleasant and friendly experiences. I highly recommend them for your debt needs