Hoyes Michalos – Reviews and Testimonials

After meeting with several companies to discuss my financial situation and the curve ball life had thrown me. This was the only team that from start to finish kept my best interest at heart! Provided the correct information the first time and allowed me to get back on a healthy path!
Thank you Joel and team

Professional lifesavers! I cannot thank them enough. Everything was explained thoroughly and my options were laid out so I felt confident in deciding my next steps. I now look forward to rebuilding my life thanks to the wonderful people at Hoyes.

Brian and Courtney did an amazing job answering all my questions and laying out my options to get me where I am now - debt free and rebuilding my credit. I will tell everyone I know that has financial trouble to come speak to your team. Words cannot express my appreciation for their assistance getting me out of the hole I found myself in.

I’m so grateful to the professional team at Hoyes with their guidance and help they’ve provided me. I would definitely recommend their team to anyone looking for help and rest assured they would do their best in providing you the best support needed to address your concerns to get you back on track. Thank you again!

They are very professional and informative making me feel comfortable in a very stressful time in my life.
My consultant Mark was very helpful, making himself available anytime I had questions and explained everything so I could understand it.
I so appreciated his patience and help.
I highly recommend this company.
I am now getting on with life.
Thank you Mark.

I can’t recommend Hoyes, Michalos & Associates enough. I was facing an insurmountable problem and they helped me to address it and put it to rest without any judgment. I felt like they were on my side the entire time. Truly, lifesavers.

Hoyes made it super easy to go through a time like this. They were informative and supportive. The employees are super nice and understanding.

I was feeling trapped in my own dept, and looking for a solution. Hoyes, Michalos & Associates made the change from overwhelming to a breath of relief for me. I am very happy with the outcome of my proposal and would highly recommend them as your team to help you out of a situation similar.

Thanks for all your help in my matter.
Jon

Thanks to Benny and his team for making sure everything worked out in my favour and explaining each step in detail to me. Professionalism at its best. Highly recommend

Doug Hoyes and the entire the team at Hoyes, Michalos & Associates are top notch. Having run into some very difficult financial situation for my family and having no where to turn, we contacted Doug Hoyes for advice. Doug has gone out of his way to help and provide any level of comfort he can given our tricky financial debt. Everyone here in the Ontario location is incredibly courteous and equipped with expert level knowledge and advice. We, of course, never want to run into our financial situation again, but if we do, there is only one place we would call and that's Hoyes, Michalos & Associates. Amazing people, amazing company. If you find yourself in need of help, these are your people.

Seriously, they will listen to your financial hardships without judgment and point you in the right direction toward debt alleviation. Doug has personally given me the confidence with my own situation. I can't recommend him enough.

With creditors breathing down my neck, I put my pride aside and rushed to make an appointment at Hoyes, Michalos & Associates thinking bankruptcy was the only way. Benny and Janette were incredibly reassuring, knowledgeable and to the point about what my options were. They helped me negotiate with my creditors so I only had to pay a fraction of my debt, and they gave me the fresh start I needed to start rebuilding my credit. The last 2 years of my life have been incredibly stressful so I can’t thank them enough for lifting this burden off my shoulders!

Made appointment through email and they got back to me right away. My first appointment we discussed my options. They went through everything step by step, got all the paperwork filled out and by the time I left, it felt like a huge weight had been lifted off my shoulders. I would sincerely recommend Hoyes, Michalos & Associates.

I went through and very bad separation and my business was not doing great, I thought I was looking at bankruptcy. I heard the radio ad for HOYES, MICHALOS & Associates but was too embarrassed to call. Finally, I picked up the phone and made an appointment. Licensed Trustee Scott Schaefer and the staff were great! All my debt was squared away and negotiated with my creditors. My monthly payments were manageable and my debt paid off quickly. I was free and built up my credit to an excellent rating once again. I SHOULD HAVE CALLED SOONER! Now I open my mail, answer my phone and sleep at night without worrying.

Brett and Brennan have been extremely caring, compassionate and professional during the entire time. The knowledge I’ve gained will not be lost. Thank you

At such a difficult life transition, Hoyes Michalos and Associates helped to give me a fresh start. The level of stress I was dealing with has been alleviated tremendously and one year in to the proposal I can see the benefits of the program and am so happy for their guidance.

I decided to take charge of my debts and do a Consumer Proposal with Hoyes, Michalos and Associates. They were very helpful, they worked with me step by step with my debts and monthly payments. I even took a Credit Rebuilding Course with them for free. They helped me to get back on track with debts and establishing good credit. Thank-You

Great experience working with Hoyes & Michalos. My LIT was Benny and he was very informative from start to finish. When you are just barely above waters in debt, it is a very difficult time. They made me feel comfortable and like there was another solution. I claimed a proposal and now I can breathe, and actually concentrate on what is important.

I was living pay cheque to pay cheque and struggling. The stress I was dealing with was affecting many aspects of my life in a negative way, I finally turned to Hoyes , Michalos & associates. This was the best decision I have ever made, Jeff and Alison are amazing people to deal with, they are so understanding they explain the process in a way that I completely understood, I wish I had done this year's ago, my life has changed so much for the positive and I'm stress free. I highly recommend Hoyes , Michalos and associates, if you are struggling like i was PLEASE call them because you WILL get your life back!!

Very good service. Patty was amazing they help you understand fully the difference between a proposal and a bankruptcy. They are a legit company. Friendly staff and compassionate. Very experienced and will help you work through your budget to save money.

This is the second time I've used their services to help me with my debt. First in 2010 and now more recently. Both times have been pleasant and friendly experiences. I highly recommend them for your debt needs