Hoyes Michalos – Reviews and Testimonials

Patient, friendly, and forthcoming, though I recommend checking all figures, offers and every relevant aspect of your file so you get the best value for your proposal as the offer was somewhat flexible, so ask questions. This service was excellent though.

a very good experience, The first meeting I had at the office was very helpful, I was given a lot of information, budgeting, cost of living etc….. over the course of my proposal any question, I knew the office would address all concerns I had…..There are adjustments available, if I had to miss a payment, the call center was the best, very supportive and supper nice, always a pleasure taking with them, they allow a missed payment or two, so I could stay the course and resume my regular payments
It’s a company that, supports and commits to your case
Thanks guys

Just went through a proposal and was handled very professionally, was way over my head in debt and Hoyes,Michalos and Associates were there to save the day, just found them very easy to deal with, Thank you

Beau was so kind through this whole experience.
I actually enjoyed my debt counseling sessions and might book another in the future. He genuinely cares about his job and you can feel that.

Now, I’m continuing to pay down my student debt with a lightness in my heart - and planning for my future and building my credit. I’m so glad I made the call to Hoyes and took responsibility for my life.

Thanks!

Benny Mendolwitz made this process very easy. He was empathetic, extremely helpful and put my mind at ease. Consolidated Credit has helped me a great deal!

I highly recommend them. Benny and the rest of the team are so friendly and very approachable. They explained every single details. Hoyes is a big help to those who are struggling financially. Thank you so much.

The staff were very helpful and supportive to me. I was never judged and they helped me every step of the way.

I am SO glad that I made a good call when I reached out to Hoyes and Michalos Association. I am relieved that I got the best advice for my situation and I learned things that I didn’t know before during this 30 minutes meeting with Mr. Doug. I highly recommend this place to get the guidance and help you need.

Using this company was the best choice I could ever have made!!! I came to them when my financial situation was in quite a difficult place, they took the time to explain so that I understood as well as walked me through every step of the way!!! My advisor Jason was fantastic, very detailed and professional

Awesome service! Jason is very professional and very helpful. Responds in a timely fashion to inquiries and provides useful tips and suggestions. Great company overall

Scott Terio and team are so great and helpful. One of the reason that convinced me right away for the proposal its because of Scott. He explained everything to me clearly. Everytime I have questions and confusion I can always reach out on him or anyone I spoke with the team were very helpful. Thank you for all your help. The team and service are excellent

Everyone is so helpful, kind and understanding. They really take the time to answer all your questions and guide you through the process.

Would be nice to get a call back when you leave your advisor a voicemail!

Staff was so extremely helpful and they made the process so easy. Help me reduce my debit and get me an easy payment to help me manage my money to save up for my future.

This was one of the toughest decisions I've had to make in a while. But Jason helped to seal the deal. Why? Because I have dwelled on moving forward with a consumer proposal for a long time now. Spoken with a couple other organizations in the past, but never felt comfortable enough to move forward. I always felt rushed, unsure and left with more questions than answers.

Jason was very knowledgeable, always responsive to the smallest of questions and provided me with the sense of security with my big decision at hand.

I absolutely recommend working with Jason and his team!

They were so unbelievably helpful, they gave me such amazing advice and were so easy and friendly to deal with. Highly recommend!

I'm very grateful they were able to help me with all the debts I had, especially Brett and Janette!!! Incredibly patient, friendly and understanding. I would definitely recommend this company for your financial needs!

Reached out to Hoyes, Michalos and Associates when I was overwhelmed and in need of help. The staff were nothing short of friendly, informative and reliable. I had the pleasure of working with Doug in particular who was easy to open up to speak about sensitive financial matters.

They made the whole process easy to navigate and are super helpful if you have any questions.

Would highly recommend!

I wanted to extend my deepest appreciation to Hoyes, Michalos, and Associates, and in particular, Benny and Brennan. During an exceptionally challenging financial period in my life, their guidance and advice were nothing short of life-changing.

Benny and Brennan's expertise and personalized approach provided the clarity and confidence I needed to regain control of my financial situation. Their patience, empathy, and unwavering support were instrumental in helping me navigate this complex journey.

I can't thank them enough for their dedication and genuine care. Because of their exceptional work, I now have hope and a clear path toward a more stable financial future. The impact of their counsel has been immeasurable, and I am profoundly grateful.

Going into this I was very apprehensive because there are so many questions and I had no idea where to start but Scott Terrio made this process easier, with less stress and most importantly very quick. In less than two weeks from my initial phone call I was on my way to a debt free future. He was available to answer any question I had almost immediately through email or phone. A consumer proposal was the right choice for me, I recommend Scott Terrio at Hoyes & Michalos, the entire team is super easy going and professional.