Hoyes Michalos – Reviews and Testimonials

I got a hold of Hoyes, Michalos, and associates by chance, and am quite happy with the result. My trustee was Benny M, straight to the heart of the issue and worked with me to resolve the problem. The staff were great over the course of my time as a client as well. Whether I called in for creditors, income summary, taxes, they were always very responsive and concise in resolving the issue. The whole process was smooth and I have no regrets. I would highly recommend. A+++.

It was very hard to find a good place to do my consumer proposal. Finally I got in to the right place and Jason helped me to complete my proposal. He was really helpful and done my proposal very easily. Gave me very good advice to moving forward and I really suggest this place for someone who’s looking for perfect place to do your consumer proposal.

Amazing experience and great help! very friendly staff made this process easy.

With creditors breathing down my neck, I put my pride aside and rushed to make an appointment at Hoyes, Michalos & Associates thinking bankruptcy was the only way. Benny and Janette were incredibly reassuring, knowledgeable and to the point about what my options were. They helped me negotiate with my creditors so I only had to pay a fraction of my debt, and they gave me the fresh start I needed to start rebuilding my credit. The last 2 years of my life have been incredibly stressful so I can’t thank them enough for lifting this burden off my shoulders!

From the Queen of procrastination, It’s actually not as bad as you think! Shannon Desaulniers was my Trustee at the Hoyes Bank Street location, and was fabulous to deal with, helpful every step of the way, without judgement or pressure. The credit counselling gave me a better understanding of my finances and budgeting, plus great tips on how to rebuild my credit. Get on with it, so you can finally get on with it!
Thanks again Shannon, it’s certainly a very big load off, and now I can answer my phone again!
Faye Snow, debt free.

Wonderful service, and very professional. Helped me make my unfortunate situation feel a lot less stressful. I appreciate Hoyes, Michalos & Associates for making me feel important to them every single time I contacted them for help. Thank you to all the associates that help with a warm smile you can hear through the phone. 5/5

Ted & Meg have made this process amazingly easy and stress free!! I wish I hadn’t been so hesitant for so long to do a proposal! They have both be so friendly, and helpful… thank you guys!

From the first phone call, I felt confidence in all the information I was given. Their guidance in dealing with my financial issues has really helped me get over the hump and I am well on my way to financial recovery.

I have never been more satisfied with a service. Thank you so much jenn you have taken away all my worries. I would 100% recommend anyone needing financial assistance to get help with the team at Hoyes Michalos.

I never thought I would be in this position but then certain events in life happens to you not by your own doing. Rebecca was fantastic. She listened to me and is helping me with my goals. It is like a burden has been lifted off my shoulders. I wish I started the process sooner. I would definitely recommend Rebecca.

I highly recommend them as for I was struggling with debt and was living pay check to pay check. A friend suggested calling this Hoyes, Michalos & associates to hear them out and I’m so happy I did. Scott who happened to handle my case made everything so easy to understand and is still always a phone call or email away if I have any questions or concerns. I only signed about two or so months ago and am already feeling way less stress and have My life back money/pay wise. I do wish I had done this long ago. Don’t hesitate if your feeling the way I felt. There is a way out and I luckily found it. 👍👍

I have had one of the best experiences. Brett is very knowledgable and takes the time to explain everything to me. It takes a few minutes to get your life back on track.

I was feeling very stressed out and depressed over my financial problems. I couldn't keep up with my payments anymore. A good friend said he had had a good experience when he spoke to an advisor at Hoyes, Michalos & Associates. I made an appointment and went to see one of their advisors. It was an incredibly uplifting experience. I was treated with respect and understanding. I was offered different options to resolve my debt problems. I couldn't believe how easy and quick it was. I now have a very manageable way to deal with my debt and I want to especially thank Mark for the kind and non-judgemental way he treated me throughout the entire process.

Sandra helped me cut my debt in half. I highly recommend contacting Hoyes Michalos if you are drowning in debt payments. Don't hesitate!

Mark has been great with helping me resolve my debt concerns. He helped reduce my overall debt way more than I expected and is always quick to respond to any questions I have. I highly recommend them.

Despite it not being a good thing I was there for, working with Nicholas from Hoyes was a great experience! It has been the best thing I have done this past year. Nicholas was always very helpful and provided me with a lot of knowledge and support throughout the process. I even recommended my friend to him as well! For anyone looking to get their financials in order, this is the place and the people to work with!

Best thing I have ever done was make the call to Hoyes, Michaelis and associates. The feelings of anxiety and embarrassment were quickly washed away from the moment I spoke to Howard. He was full of knowledge and empathy. I was thoroughly informed as to my options and made the best decision with guidance that I trusted completely. My follow up with Patricia was so helpful ..... It gave me hope for my financial future. I cannot recommend this company enough if one is considering doing a bankruptcy or proposal.

I am so pleased to have found help with my finances. Hoyes, Micalos @Associates have been super helpful and I would and have recommended other folks to this site for help. Thanks so much. Patti has been so easy to work with especially with the stress I was going through.

Billy and Peter were both phenomenal. Both were extremely friendly, caring and helpful. I was a little nervous going in but both of these gentlemen made the process much easier and less stressful.

Words cannot express my appreciation to Hoyes Michalos & Association. I was going through difficult time financially and was looking for ways to solve my problem. I came across this company on the internet I called and I was given an appointment almost immediately. I met with Brian at the Mississauga office and he guided me with options to get me where i am today... I highly recommend Hoyes Michalos & Association... Thank you so much for making me feel at peace...
Kezaabu