Hoyes Michalos – Reviews and Testimonials

Brian was a wealth of information that was so useful. Very professional and attentive to my needs. Highly recommended.

These past couple years have been so hard trying to catch up with my finances. Early this summer i came across Hoyes and Michalos' recommendation in my browser regarding sorting my debts as they've been climbing since January of this year. The pandemic has put a real weight on my current situation, then with having to pay back the CERB. I hit rock bottom and decided to get in touch. I can happily say that it was a weight lifted off my shoulders! I am very grateful for their guidance and support through this process. Its very new to me. I am starting to get back on track and I would like to thank Scott Terrio for his absolute support! I highly recommend their help if you're in a pickle. Take control. Don't let debt control you.

Alison at Hoyes Michalos really helped get me through the worst experience of my life. She is charming and professional and makes what could be a very unpleasant experience almost enjoyable...

Maureen has made this whole process easy, judgement free, and stress free. Highly recommend her if you're struggling with debt and are looking to see what your options are.

If you want to ease your mind and get a good might sleep call. They are so friendly and so easy to talk to. They make the process pain free. Thank you so much for all you have done for me.
.

Billy made the process so easy and explained everything in great detail. I would highly recommend!

I found this business place as a very honest and helpful place to help people like me in their bad times with bankruptcy. I would recommend them to help anyone who needs help with money issues.

unbelievably great, there is no word can explain Mr. Benny's kindness and professionalism. I wish i had spoke to him 3 years ago.
My financial downturn started four years a go, I lost the job and family health issues brought me to financial graveyard, I spent all my savings and started using credit cards and paid one card from the other, it didn't take long to get to the point of no return.
last year became where can no longer pay full minimum payment.
I got depressed and developed high blood pressure and no longer can sleep at night, every time phone rang, made me panic.
every day I thought to call Mr. Benny but couldn't gather the courage to pickup the phone and call him or send an email. I was afraid that he will get upset at me and Yale at me and won't help me to get out of this.

I was wrong, I sent an email, he got back to me right away, he listened to my situation patiently, and without prejudice, and explained what options are available and gave me time to think over it.
In my situation bankruptcy was the only right option for me to choose, and i choose to file for bankruptcy.
He was so professional and punctual on each step, he made procedure strait forward and understandable for me, He took care of everything all phone calls stopped.
Mr. Benny gave me new life...…
Soon after filing for bankruptcy, I was able to rewrite my resume, put all my energy toward finding the new job and get back to normal.
Now I have new job, have no stress and good family life, all because of one person's help and that's Mr. Benny. any time if I have any question, they are only phone call away, all his staff are awesome too.
If you are reading this and trying to deal your self with your financial problems, I would say call him and get the best outcome.

Thank you, Mr. Benny, god bless you for ever.

Maureen has been amazing through this entire process. She has helped my family without judgement. She has made everything so simple and stress free. Our only regret is waiting so long before contacting Hoyes, Michalos & Associates

I found myself and my partner in horrible debt 5 years ago. He came across this company and helped both of us a great deal. I have now completed my payments and can now proudly say I’m debt free. They were super helpful and the program is very easy. I highly recommend. Best decision we ever made.

Everyone here has been wonderful to work with. I highly recommend Hoyes, Michalos & Associates to aid in your financial situation.

Life changing experience by using the services from Hoyes, Michalos and Associates. Their staff in all departments helped me along the way through my bankrupcy and becoming debt free. All of my questions, concerns and worries were addressed over the past year and I am very happy with the outcome and my new lease on life. A huge weight off my shoulders and I have been given a second change. Great staff and would recommend their services to anyone in need of help or guidance with dealing with personal or business debt.

Brett and Maryia were both very knowledgeable and very helpful in the Consumer Proposal process. I was very scared going into it expecting it to be difficult; they made me feel very at ease and made me feel like I was really making the best decision for my financial issues

Thank you!

Absolutely impressed with the service and counseling offered here at Hoyes, Michalos & Associates thanks to Howard getting me started. Patricia offered great alternatives with her counseling to get myself back on track with my budget and future plans as well. These wonderful folks here at Hoyes care about you. And that's how I feel when dealing with them. I would highly recommend them, especially if you feel like you have no where else to turn to for help.

Meg and Ted truly helped me change my life for the better. I never could have gotten through the weight of my debt without their guidance. Meg in particular was an incredible guide, support system and all around good sport with my constant schedule changes! I feel lighter and far more capable after my proposal and the follow up counselling to get me to a more stable financial place. Thank you so much.

My Filing a Consumer Proposal was not as difficult as I had thought. (Billy) was very pleasant and explained everything to me. My first counselling session was great, and the questions were easy and straight forward. I would recommend this company . It's is surprising how less stressful you become once you know your are free of debt.

My experience with Hoyes, Michalos & Associates was very good. I find myself in a difficult spot with paying my Bill's and wasn't sure which route to go bankruptcy or consumer proposal. After speaking with Jason I got a better understanding of what would work for me. I also dealt with Jason's dad many years ago in the Vaughan office so when I needed help again I didn't give it a second thought.
Thank you Jason! Keep up the good work

I am very happy to have done business with Hoyes, Michalos & associates Inc. Maureen went out of her way to help and give advice. Thanks so much!

I strongly recommend their services, based on my experience they are the best in their business.

I found your name on the list for help with my financial situation so made an appointment..everything went very smoothly and the explanation of details were very clear..so moving forward with my first sit down was a very positive experience and looking forward to my last visit about credit recovery..I am very happy with Maureen and looking forward to my last appointment...will be very happy to recommend your company moving forward..thank you leslie usher