Hoyes Michalos – Reviews and Testimonials

Jason Quinney made my process very easy. I would definitely recommend Michalos and Hoyes If you are considering bankruptcy.

I was very hesitant to contact any company to see how they could help me out with my situation. Scott was very caring and understood the stress levels I had. So much stress in now reduced! If you are struggling in anyway financially, it's merely a phone call and discussion, no pressure. I highly recommend this company!

I worked with Sandra at Hoyes, Michalos & Associates, and had a wonderful experience. I had spent the previous 5 years starting a new business that required a great deal of start up cost, and professional development to get off the ground. My business was and is very successful, but the underlying costs were sitting on my credit card(s), accruing interest that eventually became untenable. I felt isolated, alone, and ashamed for having incurred this much debt on interest, and it took me a while to overcome that shame and take the step of seeking out assistance in paying it back.

Enter Sandra. We had a really open and friendly conversation, she was transparent with me and took me through all the steps and options, and made really considered recommendations. I am someone who can get overwhelmed when it comes to granular financial details, and Sandra took the time to explain things to me again, in different ways, whenever I got confused.

I am relieved that my debt is now reduced and I have a reasonable and spacious plan to pay back the remainder.

Hoyes, Michalos & Associates came recommended by a colleague, and I am happy to pay that forward. I feel I am in good hands, and look forward to completing the term of my debt repayment. If you're thinking of reaching out for assistance with your debt, just have the conversation. It's complimentary, and can help you gain a handle on something that can be overwhelming and scary.

Very helpful phone conversation led me to choose hoyes ,everything was explained in easy terms, I would not hesitate to recommend their services

My experience has been wonderful. Kristen has been wonderful to deal with!
and she was amazing. She went over and beyond to help me in my situation. As well as bringing to my attention the other options .
Hoyes and Michalos saved me
now I can breathe!

My experience with Hoyes, Michalos & Associates was superb! I dealt with Scott and he guided me through the process without any issues. The entire process was seamless and I honestly felt as though I was provided with top tier service. I would highly recommend!

This business has shown me how to restructure my personal lifestyle. I wish I had known about it a few years ago. I am enjoying the reading materials to help me.

I had a very positive experience dealing with the London office from the first meeting to the last one. They made me feel comfortable and gave me options with detailed explanations. If I had a question, I had a response within one business day. Joel is extremely professional and thorough. Highly recommend them.

Very professional. Made it very easy for me to understand. Also felt very comfortable when going over different ideas. That ia huge for me as stuff like that can be very invasive and just scarey. I understood everything and Billy helped me through the process. What i big relief now!! Thank you so mich!! I highly recommend!

I highly recommend them as for I was struggling with debt and was living pay check to pay check. A friend suggested calling this Hoyes, Michalos & associates to hear them out and I’m so happy I did. Scott who happened to handle my case made everything so easy to understand and is still always a phone call or email away if I have any questions or concerns. I only signed about two or so months ago and am already feeling way less stress and have My life back money/pay wise. I do wish I had done this long ago. Don’t hesitate if your feeling the way I felt. There is a way out and I luckily found it. 👍👍

Jason helped me understand more about my finances and also helped me with managing my debt. I will forever be thankful for the service.
Thank you Jason and Hoyes.

This place is professional and very helpful. I recommend this company to use their services if they find themselves in need.

Hoyes, Michalos & Associates Hamilton made an overbearing situation completely comfortable and lifted the weight and depression off of my shoulders to be able to start again with the tools they provided. Beau and Billy both provided amazing, comfortable and educational help that put me at ease. I would highly recommend them to anyone looking for debt relief. Thank you!

I was finding it difficult to make monthly payments to my creditors. I knew I needed help. I am so happy I found Maureen! Maureen was super helpful and did not make me feel ashamed of the debt I had accumulated. I felt very comfortable with Maureen and I feel like a huge weight has been lifted off my shoulder. I would highly recommend Maureen to anyone struggling with their finances.

If you are in a financial crisis get help now! Don't wait and hope it will all go away. Debt has been robbing me of my quality of life for too long and my only regret is not coming in sooner. I entered carrying the weight of my shame and defeat and left with the first shred of relief I have experienced in years! From the very first email correspondence to the actual first meeting the experience was nothing but positive! I have a lot of social anxiety and was terribly nervous but the second Ian started speaking I felt calm and determined that together we would come up with a plan that suited my situation and my means. He was thorough, spoke in terms I understood and made sure everything was making sense to me. He is the type of person that you instantly trust because it is so evident that all he cares about is you and your well-being. I was prepared for tears but instead of tears there was laughter. There was positivity and clarity and hope, all things I thought I'd never feel again under the shadow of this debt. There was zero judgement and I never felt that any of his questions were intrusive or made me uncomfortable. Just knowing that I have his guidance and that there is a clear plan to recover from this setback means more than anything right now. He followed up in an email almost immediately after our meeting to let me know that I can ask questions at any time and turned this money-trouble mountain into a money hill. I urge you to not let your pride or shame delay you from seeking help immediately! It's going to take some time and commitment on my part to get there but one meeting was all it took to make me optimistic about the next steps and my financial future.

My wife and I have had the pleasure and privilege of using Hoyes services and are very grateful for all their assistance while dealing with difficult times.

Had 9 collectors with around 50k worth of debt my wife and I couldn’t afford. Got it down to 15k with this program. Shout out to Brett Nicholson and Brennan Thompson at Hoyes! You guys are great thanks for the help!

After going through a divorce and finding myself stuck financially i looked at many avenues to help me fix my credit and deal with the debt i had which seemed impossible to pay while having to pay child support. Hoyes Michalos did all the work and reduced my debt by 75 % which made it possible for me to get back on track. 4 years later i am looking to purchase a house again. I can not thank them enough for the help and guidance in a tough time.

The best decision I ever made was contacting them! Brett Nicholson was amazing and took the time to answer all my questions in person and over email. He helped me every step of the way and made the process easy. Mariya was also great and very helpful! My experience overall was amazing and I would highly recommend them. Forget any other company, you need to contact Hoyes!!!!

Sandra, was especially personable, very thorough and attentive to the specifics of our situation.
She made the experience feel seamless and supported getting things on track right out of the gate.
I would recommend Hoyes, Michalos & Associates to anyone needing direction regarding finances.