Hoyes Michalos – Reviews and Testimonials

Brian was a wealth of information that was so useful. Very professional and attentive to my needs. Highly recommended.

Very professional group of people that help you take the next step to a brighter future.

I loved working with Angela. She explained everything to my understanding, she was responsive, professional, very pleasant to speak to and had a settlement offer that went well beyond my expectations. I am so glad I had a chance to work with her. Yes, highly recommend her and her Firm to those who consider alternate solutions to their financial situations.

After filing months ago, I still get demand letters and collections calls and collections legal demands. I have spoken with my trustee, yet months later still happens. The payments are less but the stress is not gone

I have had nothing but positive things to say about this company! I dealt with the Burlington location. I had the pleasure of dealing with Peter and William and I can honestly say that with their help I am in a much better place financially then I have been in a long time! They take their time with you an make sure you understand every step throughout the process. Then there was the credit counselling appointments which sound a little intimidating at first but I can honestly say that I was so motivated after each appointment, I wish there was more!! They treat you like a real person, not just a client, they truly care for you and your financial situations and finding solutions for you that actually work in real life!! I am very thankful that I decided to email this office just for some information and got a real solution and a huge weight off my shoulders!!! Thank you to Peter and William.

Very professional and responsive to my situation. Put me at ease right away and didn't talk down to me but talked in terms that I could understand.

Cyndi and Ted at the Guelph office were very helpful, thorough and well-informed. They answered any questions we had and went over all our best options. I highly recommend using the Guelph location for your insolvency needs. First class customer service.

Had 9 collectors with around 50k worth of debt my wife and I couldn’t afford. Got it down to 15k with this program. Shout out to Brett Nicholson and Brennan Thompson at Hoyes! You guys are great thanks for the help!

Empathy, understanding and guiding hand - Scott Terrio from Hoyes, Michalos & Associates provided all three when I was looking for solutions when faced with financial problems. Scott explained how the process worked, recommended options and answered all questions with great patience. Thank you Scott for all your help, responsiveness and patience! Highly recommend Scott!!

Maryia Bratkouskaya has been amazing during my bankruptcy process. Truly amazing person and counselor!

The whole process of a credit proposal was scary to me which is why I took such a long time to start it. However once I did I was amazed at how easy the process was and I felt so comfortable and appreciative of all the help from Hoyes, Michalos & Associates. Beau was wonderful to work with in completing my credit counselling sessions. Very easy to speak with, and just all around a genuine nice guy who is extremely knowledgeable! If your ever in need of their services, give them a call. You definitely won't regret it!

Empathetic but to the point... Does everything by the books to get you the best legal results... Thank you H&M

These folks are fantastic and knowledgeable.
Really put forth all my options and eased my stress levels around my finance issues.
Dont hesitate to give a call and ask questions .
Save yourself the stress and anxiety

Janette Martin from the North York office. She is one of a million. I did talk to lots of companies around the GTA only Janette keep in touch with me and she answered all my questions. She is very professional at her job and she fights for you 110%.

She keeps her words and she is very knowledgeable. Great company to work with but Janette is the superhero!!

Sandra is incredible. Every step of the way, from the very first call I made, to every phone call and zoom meeting to get my consumer proposal started and finalized, I felt supported, my questions answered, I was guided through the process, being met at the level I was at. I went from making minimum payments of over $2000/month knowing I'd be drowning in debt for decades, to making interest-free payments of $700/month knowing I'll be debt free in exactly 5 years. It's not an exaggeration to say my consumer proposal has changed my family's life, both immediately as well as for decades and generations to come, and that Sandra and the entire Hoyes team made it easy and worry-free. I can't thank you enough.

I am writing about Nicholas, one of the workers here. Back in May 2020 he helped to guide me from a huge mistake, as I was going to do a proposal with another company (one of the first ones I found with a google search) that charged me fees ($1500), and they were not licensed trustees as well. I did research and found that a proposal costs nothing, and should be completed by a licensed trustee. He takes as much time as you require to educate and answer questions with lots of great information and resources. He’s definitely helped me change my finances, mindset, etc, for the better. Thanks Nicholas !

They are very professional, non judgement and super helpful with information possibilities since I had no idea what I was up against. I would definitely highly recommend their service.

I was so nervous and uneducated when it came to finances. They have made this scary process fast and extremely easy for me. During my counselling appointments I was given great information to help guide me.
I would highly recommend talking with them and seeing how simple and stress free it is to have them on your side.

Reached out to Hoyes, Michalos and Associates when I was overwhelmed and in need of help. The staff were nothing short of friendly, informative and reliable. I had the pleasure of working with Doug in particular who was easy to open up to speak about sensitive financial matters.

They made the whole process easy to navigate and are super helpful if you have any questions.

Would highly recommend!

This business is very helpful they understood what I needed. Billy was so easy to work with answered all my questions and is very informative. They are very welcoming and friendly. They have locations that are very easy to find and are willing to work around your schedule they make life easy for you.