At Hoyes, Michalos we want to help you take advantage of your fresh start. While you may have completed or are completing your bankruptcy or proposal with us, we want to continue to provide you with tools that can help you achieve your new financial goals. To that end, we are pleased to provide you with extra resources through our Fresh Start Recovery Program.

Click on the links to find all the information you need to begin your financial recovery.

How Did We Do?

Our founders, Doug Hoyes and Ted Michalos always appreciate hearing your feedback (good or bad) on how we did. Would you like to see other material included in our Fresh Start Recovery Program? Feel free to send us an e-mail on our How Did We Do page.

Good luck and best wishes for a healthy financial future.