Hoyes, Michalos & Associates Inc. was founded by Douglas Hoyes and Ted Michalos for one simple purpose: To give you a fresh financial start.
We are experts in bankruptcy, consumer proposals. With our team you will be guaranteed respect, confidentiality and custom-tailored advice. Contact us today.

Doug is a licensed trustee in bankruptcy, chartered accountant, chartered business valuator, and chartered insolvency and restructuring professional. Doug conducts many of the consultations in our Cambridge and Brantford offices. He would be pleased to meet with you to discuss your situation.

Ted is a chartered accountant, certified insolvency counsellor, a licensed trustee in bankruptcy and the President of Hoyes, Michalos & Associates Inc. Ted consults in our Guelph, Mississauga and Brampton offices. Ted would be pleased to meet with you to discuss your financial situation.
Billy Martell
- Trustee
Billy is a licensed bankruptcy trustee at Hoyes, Michalos & Associates Inc. and works in our Hamilton, Hamilton Mountain and St. Catharines offices. Billy would be pleased to meet with you or answer any questions by e-mail. |
Rebecca Martyn
CGA, CIRP - Trustee
Rebecca is a licensed trustee in bankruptcy. Rebecca personally meets with all clients in our Windsor and Leamington and Chatham offices. Rebecca would be pleased to meet with you, in person or by e-mail, to discuss your situation. |
Benny Mendlowitz
CA, CIRP - Trustee
Benny is a licensed trustee in bankruptcy. Benny personally meets with all clients in our North York and Scarborough offices. Benny would be pleased to meet with you, in person or by e-mail, to discuss your situation. | |||
Richard Quinney
CA, CIRP - Trustee
Richard is a licensed bankruptcy trustee, a chartered accountant, and a chartered insolvency and restructuring professional. Working from our Vaughan (Woodbridge) and Barrie offices, he would be pleased to meet with you or to answer any questions by e-mail. |
Sandra Sykora
CIRP - Trustee
Sandra is a licensed trustee in bankruptcy. Sandra personally meets with all clients in our Toronto-Downtown office. Sandra would be pleased to meet with you in person to discuss your situation or answer any questions by e-mail. | ||||
Susan Jung
BA, MBA, CIRP - Client Service Specialist
Susan is a Client Service Specialist at Hoyes, Michalos & Associates Inc. Susan would be pleased to meet with you in our St. Catharines office. |
Ian Martin
- Client Service Specialist
Ian is a chartered accountant and a Client Service Specialist. Ian meets with people in our Kitchener office, and he looks forward to helping you deal with any of your financial problems. |
Janette Martin
- Client Service Specialist
Janette is a Client Service Specialist at Hoyes Michalos & Associates. Janette meets with people in our North York office, and she looks forward to helping you deal with any of your financial problems. |
Brian McLlmoyle
B.Sc. - Client Service Specialist
Brian is a Client Service Specialist at Hoyes, Michalos & Associates Inc. Brian works in our Mississauga and Brampton offices and would be pleased to meet with you to answer any questions about your financial situation. |
Jane Merling
- Client Service Specialist
Jane is a Client Service Specialist at Hoyes, Michalos & Associates Inc. Jane has over 30 years of experience helping people deal with their financial problems. Call or e-mail Jane today. | |
Adam Rauf
- Client Service Specialist
Adam is a Client Service Specialist at Hoyes, Michalos & Associates Inc. Adam works out of our Guelph office and would be pleased to meet with youto discuss your financial issues. |
Ross Stevenson
- Client Service Specialist
Ross is a Client Service Specialist at Hoyes, Michalos & Associates Inc. Ross looks forward to helping you deal with any of your financial questions from our Vaughan office. |
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Julie Wildman
MBA, CA, DIFA, CFE - Client Service Specialist
Julie is a Chartered Accountant and a Client Service Specialist. Julie meets with people in our Toronto-Downtown office, and she looks forward to helping you deal with any of your financial questions. |
Wendy Young
- Client Service Specialist
Wendy is a Client Service Specialist at Hoyes, Michalos & Associates Inc. Working from our Hamilton, Hamilton Mountain and St. Catharines offices Wendy would be pleased to answer your financial questions. |