Yes, garnishing of wages can be stopped by filing personal bankruptcy in Canada.
At Hoyes, Michalos & Associates Inc., we file all personal bankruptcies electronically, so if you file personal bankruptcy with us we can usually have a garnishment stopped within a matter of a few hours.
That’s right: in most cases we can notify your employer to stop a wage garnishment within a matter of hours after you have filed personal bankruptcy.
(Note: personal bankruptcy does not stop garnishments by the court or the Family Responsibility Office for child support or spousal support).
Filing personal bankruptcy in Canada will stop garnishee of wages obtained by:
The catch is that the garnishee of wages will not stop until your employer receives proof from Hoyes, Michalos & Associates Inc. that you have filed bankruptcy. Telling your employer that you plan to go bankrupt is not good enough; they require proof that you are bankrupt.
Contact us immediately! The longer you wait, the more money will be taken from your paycheques.
If your situation is urgent, you can download our Fresh Start application form, complete it, and bring it with you to your meeting with us; we will do our best to arrange a meeting with you and one of our professionals within 24 to 48 hours.
Imaging getting your full paycheque! It’s possible; we stop hundreds of garnishments every year, and we can help you stop your garnishment now.
If a creditor is garnishing your wages contact us now, and let’s get started.