Hoyes Michalos – Reviews and Testimonials

About Our Reviews

We're sharing these reviews - unedited - to give you honest feedback directly from Hoyes Michalos clients. Our clients are the most qualified to tell you about their experience with our Licensed Insolvency Trustees and our caring team. We are dedicated to listening to our clients so we can provide the best service possible. We appreciate our clients taking the time to share their feedback. We hope you find their reviews helpful and informative. We look forward to working with you.

google logoHoyes, Michalos & Associates Inc.Hoyes, Michalos & Associates Inc.
5.0 Stars - Based on 1827 User Reviews
ALIX SHARIFI Avatar
They are really professional, courteous, helpful and straight forward.
I am still thinking it is a dream , still I don't believe my debt reduced from about 90000 dollars to 15000 dollars.
They did really wonderful job . I feel a huge weight off my shoulders.
I strongly suggested their services to everyone who face financial problems.
I was really feeling trapped in my own debt, and looking for a solution.
Hoyes. Michales.and Associates made a big change in my life.
Thanks for all their help.
Alix
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ALIX S. 6/08/2020
Dave Carr Avatar
Very informative and helpful. I will be more than happy to inform and refer to my friends and family etc...
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Dave C. 9/30/2020
kytlyn gitzel Avatar
very helpful and answered and questions that needed to be answered. Very friendly and polite but right to the point. I would recommend hoyes to anyone
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kytlyn g. 8/15/2020
Lisa Blair Avatar
I have been struggling for years now, not knowing what step to take due to many down falls in my life. Hoyes,Michalos & associates gave me my freedom back to find where I belong and helped me continue to fix my mistakes and find my place where I belong. No more struggling, no more stress.
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Lisa B. 6/21/2021
Melissa Lacasse Avatar
Rebecca was very helpful and made me feel very comfortable and I went in the process feeling doubt and insecure. She put all my doubts aside and I am so happy I made this decision.
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Melissa L. 5/11/2023
Saira Qureshi-Wennekers Avatar
Brian is easy to talk to, very knowledgeable and helpful. If you're looking for someone to help with your financial troubles and make a plan moving forward, Brian is the one to call. I am very grateful for his time and advice.
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Saira Q. 7/29/2021
Joseph McCafferty Avatar
Patricia Is well informed, empathetic and easy to talk to. You know you are in good hands. Thank you Patricia
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Joseph M. 10/19/2021
Kevin Liu Avatar
Everyone at Hoyes, Michalos & Associates was extremely knowledge, helpful and non-judgemental in assisting me with handling my personal situation regarding debt. I had been putting everything off while it was slowly eating away at me day by day.

Any questions I had were answered to the fullest extent. Communication was always professional and succinct. I would 100% recommend dealing with them for any insolvency, credit or debt related inquiry.

Special shoutout to Brett and Brennan who I worked closely with.

Thank you guys again!!
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Kevin L. 7/18/2022
Melissa Richards Avatar
I was terrified to deal with my debt on my own, I had no idea where to begin. Sandra was there for me every step of the way, with immediate responses to my questions and helped clarify every detail! Knowing that I could contact her at any time with any question helped my anxiety and gave me faith in the process. Today I am proud to say I am fully debt free and it feels surreal. I found the counseling sessions to be extremely informative and will carry this knowledge with me forever. Thanks to everyone on the team !
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Melissa R. 5/22/2020
Janis Renaud Avatar
I was hitting rock bottom with debt and reached out to Hoyes Michalos & Associate and spoke to Rebecca she is very understanding and makes you feel comfortable, I would definitely recommend her to family and friends.
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Janis R. 11/25/2021
Kieran Janczur Avatar
Maureen provides the highest level of service and customer care in the industry. She's built for this type of work dealing with people at low points and providing them with a clear path to financial freedom.
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Kieran J. 1/11/2024
Bonnie Farrell Avatar
Our experience was awesome Howard was excellent took off so much stress for us thankyou from bottom of our heart.
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Bonnie F. 7/25/2023
Wesley Synnott Avatar
Hoyes convinced me to file for a consumer proposal when I was 18. At the time I had around $20,000 in debt. It wasn't until much later that I learned of other (better) options that were available. I would not recommend Hoyes; they don't want to do what's best for you, they just want your money.
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Wesley S. 10/19/2021
Brad Kelly Avatar
The team at Hoyes, Michalos & Associates are amazing. Would most definitely recommend their services to anyone dealing with the stress of consolidating debts and getting back on track. A special thanks to Rebecca for helping me through the process and reducing my stress in a difficult time. Can't thank you enough 😁😊 Best decision I've made 👍👍👍
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Brad K. 11/02/2019
Rachelle weiss Avatar
Maureen Parent helped me to file a consumer proposal with approval. She was able to put me at ease is will the stress by walking me through step by step from start to finish. I am now on a path to becoming debt free. Thank you!
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Rachelle w. 1/14/2024
Fresh Jive Avatar
Hoyles, Michalos and Associates was referred to me by a friend who they helped previously.
I can honestly say that they have done the same for me. They are professional, knowledgeable and friendly.
If you are struggling like I was, you can't go wrong by giving them a call. The hardest part out of my entire experience was literally picking up the phone and calling them.
Thank you!
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Fresh J. 5/19/2022
Christina Scinocco Avatar
Thank you for the professional services you have provided. I felt very confident when dealing with your manager Scott
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Christina S. 9/09/2020
Gloria Nye Avatar
positive review  I highly recommend the services of Hoyes Michalos Associates. I went to their Guelph office and was given helpful, honest, and useful advice. They helped me solve a long-running financial problem and gave me a new lease on life. Each step was explained fully and I was given choices I never knew I had.
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Gloria N. 9/18/2018
Jane Heron Avatar
Brennan was extremely informed and helpful and made this process very smooth and straightforward. Thank you for your help!
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Jane H. 4/04/2022
A Google User Avatar
Very helpful, explain things that sometimes have no idea about, so they don't leave you wondering and saying "huh?" Great team,.... They do all the dirty work while you are able to sit back and not worry.
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A G. 9/10/2020

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