Hoyes Michalos – Reviews and Testimonials

I never thought dealing with debt would be pleasant. These guys have really helped me with my consumer proposal, arranging my debt payments, but are also helping me rebuild my credit along the way. They are extremely knowledgeable, approachable but very compassionate and understanding with my personal situation. I feel so grateful to have been recommended to reach out to Hoyes & Michalos for help. Thank you so much!!

I'm happy that I was introduced to Hoyes, Michalos & Associates. They've helped my get all my outstanding bills owing together and making it easy for my to be able to pay them of within 3 years. I highly recommend them to everyone in need of help.

I highly recommend contacting Hoyes Michalos if you are seeking reliable advice re: managing debt. Very knowledgeable, dedicated and professional.
Sandra Sykora, in particular, has been invaluable and a pleasure to work with, in guiding me through the various options available, providing relevant documentation, outlining next steps, answering all of my questions etc.
Sandra and everyone on team have treated me with kindness, courtesy and respect from day one, in all of our communications.
I am forever thankful and filled with gratitude.

I normally don’t leave reviews , but here it goes.
I wa financially rock bottom in my life. I thought I had no where to go. Someone mentioned to me that bankruptcy is an option. Eventually I went for it and I was told to see hoyes and michalos.
My experience with them has been nothing but spectacular. I have dealt with Jamie and Ted himself. I thought I would get the judged and scorned about my situation. It has been nothing like that , they have been more then supportive in every way. Jamie is always there to assist me every time I ask. I really feel like they truly care about my situation and they always ask if they can help me further. I’m super grateful that I went to them. If you need debt assistance make no mistake and go to hoyes and michalos

The Folks at Hoyes are amazing they help me get rid of all my debt with ease. Use them again and again

  I can’t say enough good things about them. They have helped me and taken all my stress away! Thanks guys and especially Benny!

Experts, Caring and very responsible team.
Scott was a great help and approachable.always. They are concern about our future also,
Wish the team every success.

Jamie always took time for me when I called or e-mailed. She was friendly, helpful and professional in my dealings with Hoyes, Michalos. She showed a great interest and made me feel like I was your only client.

Can’t say enough good things about Meg and Ted and how they have helped me. Judgement free zone. Made me feel comfortable to ask any question, big or small. Gave great tips and advice that will help me in the future. Highly recommend. Very professional and friendly. Thank you for the fresh start, I truly appreciate all your help.

Absolutely amazing !! I have never been so relieved over debt, very nice people in the office, respectful they go above and beyond helping you stay on track to save, all their links are very helpful and supportive! Very impressed very happy

I had the pleasure of dealing with Benny. He guided me through the available options relating to my situation, and answered every question I had. We were able to obtain a favourable agreement with my creditors, and I'm happy with the result. I would definitely recommend him/Hoyes to my family or friends, should they require such services!

My experience with Billy was extremely satisfying! Everything was clearly explained to me and I would highly recommend this firm and staff! Having money issues? Hoyes, Michalos & Associates are the people to call!

Doug was great a total professional who gave me great advice I highly recommend him and this company I tried others not as good as these guys trust me go with them you won’t regret it thanks again Doug you saved me

Cyndi and Ted at the Guelph office were very helpful, thorough and well-informed. They answered any questions we had and went over all our best options. I highly recommend using the Guelph location for your insolvency needs. First class customer service.

I was nerves to start to talk to them , But when i did talk to them i dont know why i was nerves . best thing i did was getting this stress taken care of and thanks to the team at Hoyes , Michalos & Assaciates i feel like i am in a better place now. The longer you wait the more stress you get .... stop waiting and do what i did just call them made me feel better in 1 call :)

Extremely helpful and understanding. Thank you to Maureen for her professionalism.

  They were so helpful to me in deciding on what to do with my debt and am so happy to have chosen this company am in a cp with them now and have no regrets. Would recommend them to anyone that may be in debt 5 stars for sure

Billy is amazing! He is very knowledgeable and made me feel comfortable right away. I appreciate you helping me take control of my finances again.

My experience with thus far has been excellent. I'm currently working with a trustee named Jason; who has been very helpful in displaying the options available me by walking me through each step of the process. I highly recommend Hoyes, Michalos & Associates for your financial redemption or as a excellent resource. They wanna help, give them a call today!

They make a voyage through a very difficult bundle of obstacles a walk in the park. The simplicity of the process allows people who need it the time to begin rebuilding immediately. In full thanks to the Oshawa team.