Debt Relief Experts
Is University a Waste of Money?
There are several scenarios and questions to consider when applying to post-secondary education programs. Doug Hoyes explores this topic as it relates to student debt and current Canadian statistics.
Viewpoints
New Debt Settlement Rules in Ontario
Ontario introduced new debt settlement laws to prohibit some predatory practices including large upfront fees before negotiating settlements. Find out what these laws are and what else we recommend.
Doug Hoyes Asks Dalton McGuinty to stop Unethical Debt Settlement Companies
Debt settlement consultants charge large upfront fees to essentially refer their clients to Licensed Insolvency Trustees. Find out how Doug Hoyes advocates for Ontario consumers regarding these companies.
Divorce and Bankruptcy: The Government Should Change the Rules
At Hoyes Michalos, we are committed to having a voice and lobbying for Ontario debtors when it comes to injustices in the bankruptcy system. Here’s what we’re doing regarding divorce and bankruptcy.
Til Debt Do Us Part
Doug Hoyes made his first appearance on a personal finance reality show in 2007, interviewing an individual struggling with a large amount of debt. Explore the takeaway points from the episode here.