Hoyes Michalos – Reviews and Testimonials

A family friend that had dug herself out of a financial hole recommended this firm to me and while skeptical at first, I'm now willing to suggest these folks to anyone in a bind that's ready to make a change for the better.
Scott Terio in particular has been kind, understanding and clear with his instruction. It feels great to finally have my situation under control and not feel anxious about debt constantly. I'm only mad I didn't contact these guys sooner really.

Has helped me get my life back on track ! Jason is fantastic to work with and is great at explaining everything and helping you achieve your future dreams .

I highly recommend Hoyes, Michalos and Associates. If you need help to settle you debt, Don't hesitate to give them a call!
I felt so nervous and reluctant to give them a call as I feel embarassed discussing my debt with other people. But.. when I spoke with Maureen through phone appointment, she gave me a comfortable feeling and relieved my nervousness. She's soft spoken, I can truly feel her sincerity to help, her kindness, not judgemental and she's very professional and knowledgable in discussing my debt matters and options with me.
Maureen and her team is so amazing. My proposal was prosecced so fast and my creditors have accepted it. Now, my debt was reduced to 80% with no interest. I'm so much relieved, stress free and no more sleepless nights of thinking how to pay off my debt. I am looking forward for my 2nd counceling with Maureen.
Thank you so much Maureen and your team for all the help.

I was reluctant to consider the options to help me move forward. Ian made it easy to understand my options and how the process worked. Any inquiries I made were answered promptly and in detail. I am very happy with my result and ready to begin a new chapter. Thank you for your dedication to changing peoples lives for the better. I look forward to our continued relationship and will be referring you to friends and family!!

When I first approached bankruptcy I was nervous and unsure of what my options were. The pros at Hoyes, Michalos & associates were able provide me with every thing I needed to take the pressure of this difficult experience. Also their customer service was outstanding. Thanks!

Tina was amazing today. She helped me through my second counselling session and gave me some helpful tips for when it comes to rebuilding my credit. Thank you to the whole team who has helped me through my bankruptcy and now my consumer proposal. You guys are awesome and very helpful when it comes to deciding what to do when it comes to debts and finances

Are you drowning in debt and need a fresh start like me?

Then you NEED to book a call with Joel from Hoyes, Michalos & Associates to talk about a Consumer Proposal.

Joel and the team are friendly, great communicators and have removed YEARS of bad debt from my life.

After years of struggling to keep up, there is no better feeling than having a fresh start.

My only regret was that I didn't start the process earlier!

Billy was just a huge help in my debt relief, extremely nice, and made a tough day lighter. Thanks

They really help me out definitely a five star place to deal with

Fantastic service from Mark at Hoyes in Barrie. He made the process so easy to understand and made me feel comfortable and confident. He provided lots of education throughout the process and helped me feel in control of my finances. Highly recommend.

Cyndi and Ted at the Guelph office were very helpful, thorough and well-informed. They answered any questions we had and went over all our best options. I highly recommend using the Guelph location for your insolvency needs. First class customer service.

I did a lot of research when looking into consumer proposals and bankruptcy. Hoyes, Michalos & Associates were by far the best. I sent an email with some questions on a Sunday and had a response from a human on the other end within 30 minutes. The staff are amazing. They care about their clients. They are with you every step of the way and work with you without feeling like your being judged. If your looking for a great team to guide you throughout your chapter of a consumer proposal or bankruptcy they have your best interests in mind. Thank you for all you have done for me to make this journey less painful.

Tremendous support and help when it was needed most! Especially Rebecca Martyn in Windsor!!
Thanks again for everything!

The folks at Hoyes Michelos really changed my life! Not only did they help me become debt-free they also taught me how to build credit, deal with my money in a better way, and took the time to make plan that really worked for me and my very limited budget.
Meeting with the financial advisor was extremely beneficial and it really got me believing that I could not only become debt free I could build credit and I could be good with my money. I have and would recommend them for anyone experiencing any money problems.

Couldn’t be more happier without a load of debt in every corner. Started to feel like a debt hoarder.

Thanks Hoyes for everything!

Since the days I decided to accept the proposal,I have only enjoy piece of mind, I'm debt free, no harrassment or any hidden payment,I also have spoke with two people Mrs Natasha and Mr Brett, this two had been supportive and absolute professionals, thank you guys.

Peter is a delight. Super supportive and helpful. Made the entire process so easy. Thanks so much!

During a difficult time I had to make a decision that would ultimately benefit myself and more so, my family. I chose Hoyes, Michalos and Associates because I had heard they were efficient and fair.
My counsellor was Jason. He was non-judgemental, very efficient and kind. He made himself available as needed and understood my financial predicament.
I highly recommend using Hoyes, Micahlos and Associates and strongly recommend Jason Quinney.

Super friendly, answers any and all questions you may help. Helps your process smoothly, and makes everything simple and easy.

I am so grateful for what they did and are still doing for me financially, especially with my student loans, which was a big factor....in just a matter of a few months, I can see the difference they have made and it’s certainly a wonderful feeling becoming debt free! Thanks a million!