Hoyes Michalos – Reviews and Testimonials

Honestly the best company, at first I was nervous but after just one phone call I felt more comfortable and knew I wasnt alone, one of the best decisions I've ever made. Patricia made it very clear that if I have any questions or concerns that she is always there to help me. Thank you for everything!!!!! You guys are the best.

I strongly reccomend that you seek out Hoyes-Michalos for support and guidance if you have run into difficulty with your creditors. The staff in the London office (in Ontario, Canada) are kind, professional and helpful, and their fees are also affordable. They provide Consumer Proposals and other options to relieve the burden, including counselling to help you on your way.

I can't recommend them enough, should you find yourself in financial hot water.

Thank you Patricia, Margaret, and Howard at the Cambridge office for providing exceptional service when handling my consumer proposal. From consultation to filing to the aftermath, they were all friendly and helpful with relieving my financial stress. They have a wealth of knowledge and financial resources. It wasn't as bad as I thought and now I'm debt free. Go see them if you want a solution to your overwhelming debt.

Don't even bothering wasting your time with other companies. Hoyes is a top notch organization from top to bottom. They have been very flexible with my hectic lifestyle and very informative throughout the process.

Big thanks to the team at Hoyes!!

Brett Nicholson is an excellent trustee and my experience was highly positive. Brett demonstrated a deep understanding of the insolvency process and provided clear, comprehensive guidance throughout. Their professionalism and responsiveness were commendable, ensuring that I felt supported and informed at every stage. Brett expertise and transparent communication made a challenging situation more manageable, and I appreciate the diligence and care hun and his team brought to the process. I have already recommend their services to 3 family members seeking assistance with their financial matters. Thank you

It's been years that I was struggling to keep up my debt. Hoyes, Michalos & Associates has been a great help . Such a relief and so happy with the services I have received from my advisers . I was so anxious about the first meeting but they make it very easy for me and they were not judgmental with my situation. They offered advice and information that was very helpful to decide what is the best option you can choose.
Hoyes, Michalos & Associates are very helpful , kind and very professional.
Highly recommended for anyone who has the same situation as I am.
Thank you so much Brett and Brennan.

The whole process of a credit proposal was scary to me which is why I took such a long time to start it. However once I did I was amazed at how easy the process was and I felt so comfortable and appreciative of all the help from Hoyes, Michalos & Associates. Beau was wonderful to work with in completing my credit counselling sessions. Very easy to speak with, and just all around a genuine nice guy who is extremely knowledgeable! If your ever in need of their services, give them a call. You definitely won't regret it!

5 stars in every area, I highly recommend anybody with debt issues, to please visit them for help.

Professional, educated and very friendly people.
I’ve had a great experience working together with this company to pay off my large debt. I would highly recommend to anyone in need of helpful credit counselling, and/or to pay down debt in a way that best works for you.

The people at Hoyes, Michalos & Associates Inc. are very friendly & understanding. They try to help in any way possible. It has been a big relief for both my husband & I since our consumer proposal started. Thank you!

I would highly recommend Hoyes, Michelos and Associates. They are very helpful and offer many resources in helping with your credit situation.

I worked with Sandra at Hoyes, Michalos & Associates, and had a wonderful experience. I had spent the previous 5 years starting a new business that required a great deal of start up cost, and professional development to get off the ground. My business was and is very successful, but the underlying costs were sitting on my credit card(s), accruing interest that eventually became untenable. I felt isolated, alone, and ashamed for having incurred this much debt on interest, and it took me a while to overcome that shame and take the step of seeking out assistance in paying it back.

Enter Sandra. We had a really open and friendly conversation, she was transparent with me and took me through all the steps and options, and made really considered recommendations. I am someone who can get overwhelmed when it comes to granular financial details, and Sandra took the time to explain things to me again, in different ways, whenever I got confused.

I am relieved that my debt is now reduced and I have a reasonable and spacious plan to pay back the remainder.

Hoyes, Michalos & Associates came recommended by a colleague, and I am happy to pay that forward. I feel I am in good hands, and look forward to completing the term of my debt repayment. If you're thinking of reaching out for assistance with your debt, just have the conversation. It's complimentary, and can help you gain a handle on something that can be overwhelming and scary.

I have never been more satisfied with a service. Thank you so much jenn you have taken away all my worries. I would 100% recommend anyone needing financial assistance to get help with the team at Hoyes Michalos.

I like to say that hoyes is giving me a new fresh start and has helped me big time with giving me a plan to get out of debt.
Gene Carter

  I can’t say enough good things about them. They have helped me and taken all my stress away! Thanks guys and especially Benny!

Everyone at Hoyes was extremely helpful and professional. They made something as stressful as facing your debt and diving into your personal finances as comfortable as possible and helped me get right back on track.

After working with Scott and the team at Hoyes, I have never felt more happy and alive! Taking that burden of debt stress off and making a plan to get back on track was honestly the best thing I have done. I highly recommend them!

Working with Brian McIImoyle at Hoyes.Michalos changed my life. Brian guided me through the Consumer Proposal and managed to lower my debt by over 80%. He was kind, patient and made me feel comfortable asking uncomfortable questions about my debt situation. Brian has literally saved my life. If you are like me and are drowning in debt, reach out to Hoyes.Michalos. It maybe the most important call of your life. I guarantee you will not regret it!
Fleming.

I lost my job due to Covid and had to make the difficult decision to seek help. I was stressed because I thought they would judge me, but everyone I dealt with from day 1 was kind, helpful and understanding and never made me feel bad in the least. I was able to talk to someone who had been through it and that helped so much. They also had some great resources available to help with budgets and financial planning and avoiding pitfalls.

My experience with Hoyes, Michalos and associates has been up lifting and life changing. I have learned so much, and will continue to use all the tools they have taught me. I look forward to a positive financial life ahead. Thank you