Hoyes Michalos – Reviews and Testimonials

Hoyes Michalos & Associates was a great help to me from the moment I first contacted them about getting my debt under control. Trustee Sandra Sykora and her team were knowledgeable, courteous, considerate, and concise in their guidance and support, and were able to give me invaluable insight into rebuilding my credit and getting me back in control of my finances. Superb service all around - thank you! :)

Today I received my Certificate of Discharge, thank you Ian. I worked with Ian, and he provided me excellent service, answered all of questions. Anything I need financially, I can send him an email and he promptly replies with great adv., even after proposal was completed. Thank you to all….

I found help on behalf of Hoyes, Michalos & Associates when it seemed that there was no way out... My story began with the fact that I realized that I can no longer cope with paying off my debts. I was so depressed and it seemed that life failed. After a thorough consultation with my friends and a search of information on the Internet, I decided to book my first consultation with this company. Since then, I haven’t had a second doubt in my decision! From the very beginning to the end I dealt with Scott Terrio. He helped me incredibly! At first, we filed for Consumer Proposal since Scott and I thought this was the best option. It worked great! However, due to certain changes in my life while being under Consumer Proposal we decided to change it to Bankruptcy instead. I just want to say to all the employees of Hoyes, Michalos & Associates, especially Scott Terrio for their understanding, sympathy and great help. I was pleased that they spoke with me primarily with a desire to help, to delve into my situation. At least, this is what I felt and it was important for me. I’m debt free, so... THANK YOU! :)

I just want to say how happy I was to work with Angela, Rebecca and Tina at the Windsor branch. They not only were professional with every interaction I had with them, they treated me with dignity and respect right from the time I walked through the door. I went in feeling very over whelmed and left with hope my future would be way less stressful. Thanks girls for all the help you gave mentally and emotionally it was well worth the work. You will not be disappointed by choosing Hoyes, Michalos and Associates.

I dealt with Ian Martin, he’s was unbelievable to deal with and completely guided me with this process. I am very thankful for his assistance.

Unfortunately life events happen, which lead up to myself filing a consumer proposal.

Billy and Beau were amazing!! very professional and easy to talk to, would definitely recommend. They made going through this process so much easier and gave some great feedback and advice!

Very supportive and personal. I was given many options and the guidance required to make the right choice for me.
It’s a very embarrassing situation to be in but Hoyes has taken a lot of pressure off me and has left me with a feeling of relief I haven’t felt in a long time.
If you’re having debt issues I recommend this firm and I also recommend you jump on it right away.

I am dealing Brian Mcllmoyle regarding filing of a consumer proposal. I have found him to be extremely professional, very knowledgeable, and self less. He acted in my best interest in a very timey and considerate manner.
I would certainly recommend him to anyone who has managed to get themselves in over their head financially.
Thank you so much Brian.
Regards,
Tim

Jason and the team were great! Patient and helped me though the whole process. Should have done this much sooner. Thanks guys!!

My experience with Hoyes has been amazing! Patricia and Howard have been very patient and caring through this whole process. What I love the most is they made me feel very comfortable....I never once felt unworthy. I encourage anyone having financial difficulties, which many of us are through this Covid time, to make the call and get yourself on a happier and less stressful road!

They were very knowledgeable and helpful. Everyone seems willing to help. Sometimes I hesitated to call in because I’m dealing with very sensitive information and didn’t feel supported with respect to having changes on my account.

I was nerves to start to talk to them , But when i did talk to them i dont know why i was nerves . best thing i did was getting this stress taken care of and thanks to the team at Hoyes , Michalos & Assaciates i feel like i am in a better place now. The longer you wait the more stress you get .... stop waiting and do what i did just call them made me feel better in 1 call :)

They explore all your options no pressure and very friendly.

They do a wonderful job. Very informative with the details of the process. They gave me great advice and were there every step of the way. I highly reccomend them to anyone with debt issues. High five guys. Well done.

So I had a good and bad experience with them. Some of the team are friendly, and some aren't so friendly. My whole bankruptcy went fine until it came for tax time. Come tax time the person who does the taxes ended up changing my marital status causing me to owe the government money that I don't actually owe them. It is now 4 months later and the government is still giving me issues with this. They are good to use, but when it comes time for taxes make sure they know if you are single or common law 1000 times before they do your taxes. Otherwise u will end up owing a stupid amount of money that you don't actually owe.

I decided to have Hoyes Michalos & Associates in scarbrough draft my proposal and I couldn't be more happy. Very knowledgeable and helpful all the way through. Would highly recommend.

I researched many options and decided to go with Hoyes. I'm glad to write this review to help others make the right decision and choose Hoyes to guide them. They were able to knock off a huge amount off of my debt and were very easy to work with. - A.I.

I found the firm of Hoyes, Michalos & Associates Inc. to be very easy to work with right from our first contact. Everyone who worked with me to resolve my situation was pleasant, responsive and patient (Brett, Peter and Billy). They took the time to answer my questions and make sure I understood the process. This was an especially positive experience in such difficult times. I appreciate their excellent customer service and professionalism and would recommend them to my family and friends.

Hoyes has the most professional team. They were always clear in their communication and ready to answer my questions. They did not push me to file for bankruptcy and allowed me to do so at my own time and pace. I would recommend Hoyes to anyone who wants to resolve their financial trouble in the least stressful way possible.

HOYES MICHALOS and Benny have helped me get out of debt that I wouldnt have been able to on my own. They cut my debt down to a third of what I owed and I am very greatful of that. I would reccomend this company to anybody else in my situation.Thanks for a wonderful service