Our knowledgeable team of Licensed Insolvency Trustees provide information and expert advice to help you on your way to becoming debt free. Our blog includes podcasts, videos, articles, case studies and Industry Insights about consumer proposals and bankruptcy in Ontario as well as personal finance, credit rebuilding and other money management tips for anyone looking to get out of, or stay out of, debt.
Divorce is not easy, but it can be made more complex when credit cards with balances are involved, especially if one spouse is experiencing financial problems. I was recently asked this question: “I took over... Read more »
We are often presented with the following scenario: One spouse applied for a credit card, and when asked “would you like a card for your spouse?” answered yes, so they received two credit cards – a... Read more »
This week I spoke to a representative of one of Canada’s large banks. We discussed how they decide whether or not to accept a proposal. A proposal is a negotiated settlement between a debtor and... Read more »