Debt Relief Experts
Back on Track, and Without Upfront Fees
At Hoyes Michalos, we help our clients reach a fresh financial start, without charging huge upfront fees. Read one of our clients story’s, and how our team helped her manage her debt with ease.
Consumer Proposal Reviews
Reviews: See what people say about how a consumer proposal with Hoyes Michalos helped them get out of debt with actual client comments.
Hamilton Couple Happy With Proposal Results
We always appreciate feedback in any form, and we love to hear our clients success stories, this one from our Hamilton office. One such review was written in by Tim and Joan (not their real names) about... Read more »
Guidance to Get Through the Debt Proposal Process
We’re always happy to hear when someone has successfully completed consumer proposal. We specifically deal with consumer debt to help individuals get their fresh start. Here’s a recent email we received from a former client:... Read more »
Debt Free after Consumer Proposal and Rebuilding Credit
We love to hear from clients who have successfully completed their consumer proposal and begun the process to rebuild their credit and their financial future. Here’s one response we received about just such a success... Read more »
I was overwhelmed with creditor calls and did not know what to do
Milton C. (not his real name), married, 34 years old, $27,100 in debts, Newmarket, Ontario Just over 5 years ago I was going through a very rough period in my life. The majority of my... Read more »
So Glad My Creditors Accepted My Proposal
Violet R. (not her real name), widowed, 57 years old, $116,830 in debt, Brampton,Ontario Dear Ted/Doug: I am very grateful to you for meeting and educating me on the consumer proposal process. It was scary... Read more »