debt relief options
If you’ve looked into Hoyes, Michalos & Associates Inc., you’ll know that we strictly help individual people, not corporations or big banks. While we both started our careers doing corporate work at big accounting firms,... Read more »
I’ve been hearing stories from clients who, before contacting our firm, received a phone call at home offering debt relief and debt management services. The telemarketing pitch goes something like this: “Do you have any credit... Read more »
It’s been over six years since the Canadian government made changes to the Bankruptcy & Insolvency Act (BIA) in Canada to make bankruptcy more expensive and to promote an alternative: a consumer proposal. Today they are... Read more »