Hoyes Michalos – Reviews and Testimonials

So grateful for the support I've received from Hoyes, Michalos & Associates. I feel much lighter, and have so much more hope for the future now. Highly recommend using there services!

The whole process of a credit proposal was scary to me which is why I took such a long time to start it. However once I did I was amazed at how easy the process was and I felt so comfortable and appreciative of all the help from Hoyes, Michalos & Associates. Beau was wonderful to work with in completing my credit counselling sessions. Very easy to speak with, and just all around a genuine nice guy who is extremely knowledgeable! If your ever in need of their services, give them a call. You definitely won't regret it!

These past couple years have been so hard trying to catch up with my finances. Early this summer i came across Hoyes and Michalos' recommendation in my browser regarding sorting my debts as they've been climbing since January of this year. The pandemic has put a real weight on my current situation, then with having to pay back the CERB. I hit rock bottom and decided to get in touch. I can happily say that it was a weight lifted off my shoulders! I am very grateful for their guidance and support through this process. Its very new to me. I am starting to get back on track and I would like to thank Scott Terrio for his absolute support! I highly recommend their help if you're in a pickle. Take control. Don't let debt control you.

The people at Hoyes Michaels are very down to earth people they don’t judge and have compassion for the situation you are in. Every time I speak with them they are always professional and honest. I highly recommend them if you are in trouble with debt. They actually care about your issues and I never once felt like they are just doing something to check it off the list and get on with the next to complete things. The staff are very knowledgeable and friendly and some have been through what I am going through so it makes it easy to talk and get on a good path towards my goals. Anyone who needs guidance I’m telling you to give them a call and the rest will fall into place.

Sandra Sykora took complete care in my matter Thank you
Hoyes, Michalos & Associates took care of all the reference material.
Thank you. I finally got relief..

The Hoyes, Michalos team made a very troubling time much easier than it would have been. They took the time to answer all of my questions and are very knowledgeable. They explain things in easy to understand terms and you can really tell that they are in your corner.

Hoyes, Michalos & Associates are very professional and kind. They made this process easier than I expected. Thank you to everyone there who has helped me during this experience!

Everyone at Hoyes was extremely helpful and professional. They made something as stressful as facing your debt and diving into your personal finances as comfortable as possible and helped me get right back on track.

Doing my consumer proposal with this company was the best decision i made, Jason was always available to discuss my concern and help to guide me along the way

They sure didn't help me. And took $600 from me in the process. My credit counsellor didn't even have the right info which made the whole hour completely useless. Just in case, go somewhere else, ANYwhere else. This business has obviously changed since all the 5-star reviews. And keep in mind a lot of people will be too embarrassed to review a business like this. Try somewhere else first. You won't regret it.

I was drowning in debt and absolutely convinced that there was little to no way out of the situation I was in. On the advice of a friend I reached out to Hoyes and was immediately met with patience, understanding and a trust worthiness that I had not experienced anywhere else in this field until that point. Sandra and the team did a fantastic job at easing me into a situation that was both affordable, and efficient for me to tackle my financial issues head on. Would recommend their expertise and service to anyone who needs it.

It was a very difficult situation back in 2019, like the whole world was collapsing on me. I walked into the office defeated, disappointed and dejected, I summon courage to explain my situation, after thoroughly explaining different options available and what I have to do , I started the journey to be a free man again. I was never alone, they walked with me throughout the journey, today I am a free man. A million thanks to the entire team.

Everytime I thought of Hoyes, Michalos and Associates, a positive feeling took over me. I was so impressed by my experience with this company. Prior years was so difficult for me because of a huge debts that were piling up for years and the last 4 years that I was unemployed because of my disability was choking me. How can I manage to pay a thousand over interest alone in a month without a stable job? Even if I have one, it doesn't make sense to pay that high. I realized that I had to find ways to break the cycle of paying yet keep using my credit cards. Based on my researched I found this firm informative and straight forward. True enough, they are so helpful and quick. Jennifer, my proposal trustee was so remarkable, I met her once and she filed my application right away. My monthly payment now is manageable . I was in awed up to this day on how fast the debt relief was from years of struggling this problem. My gratitude to Hoyes, Michalos and Associates for providing me a fresh start is immense. From what had transpired, I am mindful of my financial freedom now, I will really strive not to be bound with the spiral of debts again.

Benny mendlowitz from hoyes micheals has helped me so much they provided me with all the information took time to explain to me all information he was patient with me there were things I didn’t really understand and Benny services help get a better understanding of what I should do. They made my application clear and successful as great service and very happy with my business with my hoyes Michael thank you very much I strongly recommend their great services .

I would highly recommend this company hoyes,michalos and associates .I feel no judgement at all mr benny was really kind and helfpul and easy to reach out.thumbs up for your service.

Very efficient and professional. Makes a stressful time stress free! Thanks Rebecca for all you have done for me and the constant support and understanding!

I was looking for a place to do the proposal and you guys came up and you seemed to meet my needs. I spoke to Nicholas and he told me to come in and see him, he helped me out and it felt like I hit the nail in the head. Everything went well, there was no stumble in between. Very happy and pleased with the services provided by both Nicholas and Diana.

I was facing a financial hardship and when I found out about Hoyes, Michalos & Associates they have helped me alot. Thank you for our representative Benny that helped us a lot through the process step by step and made our life easier on dealing with our financial issues. We were able to deal with our issues much easier and less stressful than before. All thanks to Benny.

I have a good and trustworthy account manager that allows me to withdraw my profits anytime I want and I can monitor everything going on in my account when she is busy trading with her expert team and I don't have issues with pending withdrawals. I must admit that Mrs Victoria crypto is a very honest woman. I have no way of thanking her than letting people know about her services and recommend her for everyone to trade on her platform. she's 100% accurate and up-to-date. Kindly contact her: Email: Victoriacrypto062@gmail.com
Whatsapp:+1 (702) 919-0093

Anyone thinking of doing a consumer proposal this company is great, they walk through all the steps and explain how everything works.