Hoyes Michalos – Reviews and Testimonials

With creditors breathing down my neck, I put my pride aside and rushed to make an appointment at Hoyes, Michalos & Associates thinking bankruptcy was the only way. Benny and Janette were incredibly reassuring, knowledgeable and to the point about what my options were. They helped me negotiate with my creditors so I only had to pay a fraction of my debt, and they gave me the fresh start I needed to start rebuilding my credit. The last 2 years of my life have been incredibly stressful so I can’t thank them enough for lifting this burden off my shoulders!

I was in a debate proposal and I was still getting letters from still. I was paying them for two years for work that wasn’t be done please don’t go with this company. Unless you want to waste your money.

Great firm , simple, easy and effective. Other firms could be cheaper but hoyes is sure to help and get a better guarantee.
Nice and communicative staff ,
Jennifer was surly a positive energy that made the process seamless.

Thanks for the service

I highly recommend Hoyes, no judgement, extremely friendly/professional service. From the first call made they helped me right away. I felt relief from debt and still continue to help me with any questions or concerns I have.

Very professional and helped me understand everything that was happening. Friendly and out going definitely helping me out and drastically lowered my stress level.

OMG! I don’t know where to start! First of all thank you thank thank you to Benny and Janette and Hoyes Associates for all their help! I couldn’t sleep and also focus with my debt issues until someone referred them to me! They booked an appointment for me to come in right away and requested information. As soon as I provided the information I was called to come in and complete the paper works! To cut the story short I was approved for my proposal. Now I feel so much better. So thank you guys once again for al your help. I give them over 100% recommendation to anyone going through debt issues. So professional and super nice.

They really help me out definitely a five star place to deal with

Contacted Hoyes in March 2020.
Assigned to Jason Quinney.
Decided to continue with a consumer proposal, filed March 31.
All correspondence, viewing/signing documents etc was via online/phone which was great, as I reside north of Brampton.
Very convenient.
The Brampton office called a creditor on my behalf when I was unable to provide the details needed to please the creditor at the time of their call.
A service I greatly appreciated.
I anticipated a longer time frame with the COVID 19 shut down, however I have completed my 1st debt counselling session with Jason.
He has provided me with beneficial strategies moving forward.
Most of which are common sense, budgeting etc, however I obviously required a reminder OR I wouldn't have had to call Hoyes in the first place.
I received correspondence today that my consumer proposal was accepted by my creditors. Woohoo!
A large weight has been lifted.
Especially at this unknown time.
Thank you Hoyes (and Jason), a job well done. 👍

2 years ago my husband and myself were facing such a deep financial crisis. With Hoyes help we are finally got out of there and rebuild our life. Specially Nicolas was very helpful and knowledgeable which was great. Everybody can make mistakes at some point but find good help is such an important matter in our life's. BIG THANKS RO HOYES AND NICK. I AM SO GRATEFUL TO YOU

I am so pleased with Hoyes, Michalos & associates. Nicholas is amazing at what he does and went above and beyond of my expectations. I was skeptical with everything and Nicholas proved me wrong. Nicholas has taken a huge huge load off my shoulders and handed me a fresh start. Hoyes, Michalos & associates are the people to get you back on track. I would highly recommend these guys. Something I thought was impossible to handle was made so easy by Nicholas. I'm very very happy with the service I recieved. Thank you for everything

I would like to thank Hoyes, Michalos and Associates for helping me through a challenging financial problem. Scott Terrio worked with me and was professional and responsive and took care of everything. Not only does this company help you with your financial debt they do credit counselling afterwards and help you manage your credit and obtain good credit in the future. They also have an amazing podcast to help teach you about debt called Debt free in 30. I highly recommend it! They helped me through my financial situation without claiming bankrupsy and truly knew what they were doing.
If you need any financial help I would call them. I give Hoyes,Michalos and Associates a 10/10
Thank you again!!

  not allowing people to go without food for years

Words cannot express my appreciation to Hoyes Michalos & Association. I was going through difficult time financially and was looking for ways to solve my problem. I came across this company on the internet I called and I was given an appointment almost immediately. I met with Brian at the Mississauga office and he guided me with options to get me where i am today... I highly recommend Hoyes Michalos & Association... Thank you so much for making me feel at peace...
Kezaabu

I was drowning in debt depressed over this situation and i got a solution which really help they were nice and explained everything so now i have the confidence back highly recommend there services now im back on track

Very professional, extremely helpful and fantastic to deal with.

Gosh, it felt like a great weight was lifted off my shoulders, the moment I decided to reach out to these people, for help. I've never been respopnded to so quickly, and in my case, it meant everything, because it felt like the walls were closing in. I called, and in that first 15 minute conversation, I was reassured that things were going to change, for me, quickly. I'm just glad I took that first step, and decided to call them.

Hoyes did an excellent job. I highly recommend them to whoever is going through financial hardship. Benny, Janette and Cristina had excellent communication skills. They listened, understood and kind. Always on the ball. They go through everything with you. Didn’t miss a beat. Quick to respond to calls and emails. Great work you guys.
Keep it up. Definitely hard to find people like you all.
👍🏾👍🏾👍🏾

Rebecca is truly awesome and very helpful, she went through everything, explained my options, what would be best for my situation. I would recommend them to anyone, super friendly and understanding.
Thank you Rebecca for all your help!!!

Excellent service and communication. Highly recommended. Should have come to this guys years ago

Hoyes Michalos & Associates was a great help to me from the moment I first contacted them about getting my debt under control. Trustee Sandra Sykora and her team were knowledgeable, courteous, considerate, and concise in their guidance and support, and were able to give me invaluable insight into rebuilding my credit and getting me back in control of my finances. Superb service all around - thank you! :)