Hoyes Michalos – Reviews and Testimonials

Brian was a wealth of information that was so useful. Very professional and attentive to my needs. Highly recommended.

I was in a relationship that ended after 12 years, and it left me homeless and in a lot of debt. My daughter and her husband gave me a place to stay until I am able to get a place of my own. I attended a meeting with my daughter and Hoyes,Michaols & Associates at their Windsor office to discuss how to get help with my debt. We were given a free consultation on what I can do to help my self. After about one half hour I came away feeling that I was on the right track. When we left the building my daughter said I think we have finally met an honest person .

Hoyes, Michalos helped me to get my finances under control. I was so stressed out in trying to meet all the financial obligations and there were just too much. Hoyes, Michalos walked me through my options and helped me to negotiate a reasonable arrangement with my creditors. Now they are helping me to build back my credit and move into a better financial position. Thank you Hoyes, Michalos & Associates!

Excellent to deal with and very willing to assist.
Tremendously helpful in difficult circumstances.
Thank you Mariya and Brett.

This company is top-notch. If only there's an indefinite number of stars that I could rate them. Everybody has been amazing. If you are facing financial difficulties. Call them!!! - you won't regret it and if in doubt just try and find out for yourself. They are a very caring & helpful team. Most of all transparent in all transactions. Ianina & Sarah really know their stuff - I am forever grateful!!!

Douglas Hoyes is a consummate professional and from the first time I spoke to him to the very end his service, ethics, empathy and understanding was nothing short of exceptional.

It took me a while to get to the point to ask for help. My situation was complex and far from the norm. Doug took the time to understand the details and truly worked hard to get me through this.

His team was available and detail oriented. Nothing fell through the cracks.

Before starting our relationship I did interview other providers. Doug stood out and it was an easy choice.

I highly recommend you trust your affairs to this organization.

Helpful, friendly, supportive and efficient.

Jason was very helpful and professional when assisting me. He made the process very easy, and I am extremely happy with their service! I would definitely recommend them!

Mine is a familiar story… drowning in credit card & tax debt in excess of my annual income & monthly ability to repay, plus being constrained by a hefty garnishment, I was at a really low point - deeply disappointed in myself & ashamed for putting myself in this situation. I felt I was really sitting outside the door of bankruptcy & very anxious about it. In researching that process, I learned about Hoyes, Michalos & Associates & their services to assist with debt relief. I decided to call the office of Sandra Sykora to make an appointment to speak with her.
Right from the start Sandra let me know that there were options other than bankruptcy to help relieve my situation. In that first really open & friendly meeting, Sandra clearly took me through the options & the process for filing a consumer proposal, answering all my questions With a debt relief plan, rather than bankruptcy & the garnishment suspended, a huge weight was lifted.
When problems with one of the creditors arose, Sandra & the team at HM provided exceptional assistance and support to resolve the situation. Their incredible attention to my situation & quick responses to any and all my queries put me at ease throughout the process.
With my consumer proposal accepted, I am hugely relieved at having the debt reduced & an affordable plan to repay the remainder.
Anyone looking for guidance in dealing with an overwhelming financial situation can rely on the professional team at HM. Give them a call, have a complementary conversation with one of their licensed trustees – you will be in good hands to help you sort out your own situation!

I have a good and trustworthy account manager that allows me to withdraw my profits anytime I want and I can monitor everything going on in my account when she is busy trading with her expert team and I don't have issues with pending withdrawals. I must admit that Mrs Victoria crypto is a very honest woman. I have no way of thanking her than letting people know about her services and recommend her for everyone to trade on her platform. she's 100% accurate and up-to-date. Kindly contact her: Email: Victoriacrypto062@gmail.com
Whatsapp:+1 (702) 919-0093

I reached out as soon as I lost my job during covid and they helped me choose my best option and got the ball rolling very quickly. Very professional and helpful.

The ease, dedication and professionalism was outstanding. It has been a challenging year with the pandemic I can't thank Rebecca enough for a easy transition

Extremely professional and knowledgeable team.
Sandra is incredibly experienced and the provided support is invaluable.

I was drowning in debt and absolutely convinced that there was little to no way out of the situation I was in. On the advice of a friend I reached out to Hoyes and was immediately met with patience, understanding and a trust worthiness that I had not experienced anywhere else in this field until that point. Sandra and the team did a fantastic job at easing me into a situation that was both affordable, and efficient for me to tackle my financial issues head on. Would recommend their expertise and service to anyone who needs it.

Just wanna say if you have debt you can't keep up or struggling to juggle threw debt! Hoyes is the best place to get help! They don't judge and they help you step by step! Glad to have been directed threw them! They have been amazing threw all the process to get my life back on track! If I can give them more stars I would!

Rebecca and Tina are so kind and wonderful. They are very helpful and very easy to talk to, they answered every question without any issues. My experience has been so amazing because of them. I was so scared and nervous going into this and they made me feel so much better and comfortable. I highly recommend them.

I am so Thankful for all of Mark and Michele’s guidance. I would highly recommend them. Thank you for everything.

My experience was absolutely great. It was very efficient and professional. Everything was explained perfectly to me by Jason Q. and My proposal got approved without any hassle or going back and forward with creditors. Thank you for helping me get my financial situation in order and for your great help. I really appreciate it and will recommend you any time I can.

Great customer service and thorough explanation of the process best suits your needs. Transparent on how to build credit and rebuild credit, In Debt and need advice or help call Hoyes Michalos & Associates and Ask for Jason Quinney...

I would not hesitate to recommend Hoyes Michaios , from personal to professional as they come , Very satisfying and a huge weight off my shoulders