Hoyes Michalos – Reviews and Testimonials

They really are amazing. The are fast when it comes to responding,they will guide you thru the process and make sure you understand. Amazing amazing amazing. Now l know better when it comes to spending and they also provide you with counseling to help you get back to doing good for yourself. I sleep better knowing l have alot l need to do but have the tools and skills to get there. So big thank you from me for the help they are providing for me. I recommend you give them a call there energy is very welcoming. Stay blessed.🙏

If you’re drowning in debt, and you need a life line, make the call, I did. Hoyes & Michalos will make a difference!

Excellent service and very professional !
I was scared and apprehensive, the team at Hoyes Michalos put my mind at ease and walked me through each step. Thank you all so much and a huge thank you to Brennan !

I Truly recommend Hoyes Michalos
Hands down!

I was initially terrified when it came to bankruptcy but the individuals at this office are absolutely elite. Friendly, understanding, and welcoming throughout the entire process. I get to have my life back because of these people. I am forever grateful.

Professional expertise from real people like Scott Terrio this is what you get at Hoyes, Michalos & Associates. Transparent, reliable, no fine print, just effectively delivered results. If that is what you are looking for, don't wait, contact them now.

Thank you Benny and all your team for your professional and prompt assistance in resolving my business credit line debt issue. Your expertise and efficiency are greatly appreciated! Benny's job involves helping people in various ways, including financially and mentally. Without the slightest doubt I will recommend you and your company everyone who needs your help.

Extremely quick to act on your behalf. Responsive, informative and non judgmental.

After i lost my job during covid, and i got overrun with debt trying to stay afloat, I really had no idea how to even begin to fix things. It all seemed insurmountable, but Hoyes, Michalos & Associates really helped make things easy. They really do make things much easier, and they understand how difficult it is to just step through the door. I couldn't recommend them enough for their expertise, compassion, and ability to help me get back on my feet. If you're unsure whether this is for you, seriously, just call. You won't regret it, I promise.

This was one of the toughest decisions I've had to make in a while. But Jason helped to seal the deal. Why? Because I have dwelled on moving forward with a consumer proposal for a long time now. Spoken with a couple other organizations in the past, but never felt comfortable enough to move forward. I always felt rushed, unsure and left with more questions than answers.

Jason was very knowledgeable, always responsive to the smallest of questions and provided me with the sense of security with my big decision at hand.

I absolutely recommend working with Jason and his team!

I like to say that hoyes is giving me a new fresh start and has helped me big time with giving me a plan to get out of debt.
Gene Carter

I reached out to the branch 7 years after I concluded my proposal with them. Krista was amazing at getting me the information I needed. Her response was immediate and incredibly helpful. I would not hesitate to recommend them to anyone who is in need of their services.
Thank you!!!

The whole experience was very terrifying, but they put my mind at ease.
Very thorough and informative thank you Ian

Extremely professional and very helpful. If you need financial help I can't recommend them enough.

Best decision I ever made to contact Hoyes, Michalos & Associates! They are truly the best company for financial support. I am very grateful for all they have done for me!

I had a lot of debt that I could not keep up with. I did some research and got some consultations with a couple firms. Hoyes, Michalos & associates is the firm I ended up chowing. My adviser was very knowledgeable and very understanding about the whole process and so helpful! Maureen is a fabulous and happy person that makes this process feel less intimidating and more comfortable that I’m helping my future self to have a better credit rating and not having anymore debts! Super happy with the service I’m receiving and all the help I also received during this process!
Thank you so much Maureen for all your help and kindness ❤️

They are very professional and informative making me feel comfortable in a very stressful time in my life.
My consultant Mark was very helpful, making himself available anytime I had questions and explained everything so I could understand it.
I so appreciated his patience and help.
I highly recommend this company.
I am now getting on with life.
Thank you Mark.

Hey, I've been into one of their programs and they really helped me. They are very professional and transparent about the whole situation and they help at the best. Definitely recommended if you are in bad debt and looking for a solution.
Benny, has really helped me. Appreciate that!! 🙏

I had been struggling with my finances for a while and was too scared to face the challenge of sorting them out myself so I contacted Hoyes, Michael's & Associates. I cannot say enough good things about the support I have received. Joel and Patricia in particular have been life savers. I have felt absolutely no judgement and in fact was very encouraged to not be down on myself for getting into this situation but instead be thankful I did something about it and to learn from it. Patricia is heaven sent. She explains things in such a relatable way and exhibits such patience for the things I do not understand and need some extra help with. I no longer feel afraid to tackle my finances with the support of this team. Thank you so much for helping me with something that felt impossible to do alone. You have changed my life and for that I am very grateful. Thank you thank you thank you!

I was so devastated, beyond scared and embarrassed to have to take this first step.
It took me months of avoiding calls from creditors, envelopes, emails etc... basically just "turtling" myself into a deeper hole.
From the moment they answered my call, I was met with kindness, understanding and professionalism. They didn't treat me as someone who had done something wrong or had some life circumstances create this mess. It was easy, the meetings were painless and informative and I can say that it truly did help me go in a better path.

One person in particular I want to point out, was Beau Humphreys. He was amazing!! He wasn't just a Hoyes employee. He treated me as a person. He was real, sincere, honest and an overall great person. The kind of guy I would want to go and have a few beers with if it was appropriate. I appreciated his time, help and support through the experience.

Thanks for everything,

Jenn P

Benny and Janette are incredibly helpful, I’m very pleased with their help, and encouraging to fix and improve my situation.