Hoyes Michalos – Reviews and Testimonials

About Our Reviews

We're sharing these reviews - unedited - to give you honest feedback directly from Hoyes Michalos clients. Our clients are the most qualified to tell you about their experience with our Licensed Insolvency Trustees and our caring team. We are dedicated to listening to our clients so we can provide the best service possible. We appreciate our clients taking the time to share their feedback. We hope you find their reviews helpful and informative. We look forward to working with you.

google logoHoyes, Michalos & Associates Inc.Hoyes, Michalos & Associates Inc.
5.0 Stars - Based on 1841 User Reviews
S Smitherz Avatar
I was drowning in my debt and felt like I was never going to get to experience life as a young adult. I had a lot of anxiety and I googled options. I came across this team with amazing reviews. I was hopeful but also sceptical anyone could help me without stressing me out more but I met with the amazing Jason. He was incredibly empathetic and patient with helping me make the right decision for myself. The first phone call actually eased my anxiety tremendously and it’s been a truly motivational journey since. I’m so so grateful
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S S. 7/17/2021
Vanessa Lee Avatar
I was in over my head with about 25k of debt paying around $500-600/month on interest alone with no way to pay down the principal. I called Jason and he answered all of my questions and took the time to honestly explain the process of getting a consumer proposal. Now I owe less than half of the original debt with small monthly affordable payments and I can finally look forward to not only paying off my debt but actually having some savings for once. Jason and the team have been amazing and any time I have a question I just send him a quick email and he always responds and is very helpful. Highly recommend!!
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Vanessa L. 8/04/2023
solo o Avatar
Doug is beyond wonderful. The entire company is highly recommended during the stressful experience during someone’s life that can be a bankruptcy filing. They maintain contact promptly and guide you through the entire process. They are highly professional and knowledgeable and highly recommended.
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solo o. 3/31/2020
ashley burrows Avatar
The staff at Hoyes were so welcoming. They made me feel comfortable. They took a difficult situation in my life and made it manageable!! The skills that were shared during counselling sessions were so helpful. I cant say enough about Patty .... she was so easy to speak with and went over and above to help.
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ashley b. 6/08/2021
ildi Avatar
Services are clear, concise, to the point all without losing sight of the sensitivity of the topic at hand. Very happy with services
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ildi 11/03/2020
dali olmedo Avatar
Benny and Janette are incredibly helpful, I’m very pleased with their help, and encouraging to fix and improve my situation.
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dali o. 7/14/2020
L H Avatar
They made an extremely difficult decision seamless...every single step of the way of this process I felt supported...and they provided sound nonjudgmental advice which made the whole experience so much easier. I highly recommend Hoyes, Michalos & Associates - Oshawa.
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L H. 7/19/2022
Ash B Avatar
I was struggling with the debt and reached a point where I could not catch up with the bills (and heavy interest). Soon, creditors' letters and phone calls started coming, and later a dreaded letter about the court date.

Joel and the team have helped me get my life on track. Joel is very courteous and showed sincere empathy for my struggle and pain. After reviewing my situation carefully, he provided me with the best option.

I highly recommend Joel and the team. If you are struggling like me, it's worth giving them a call.
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Ash B. 1/03/2021
Tom Shaw Avatar
I’ve been struggling financially for the past 2 years. Doug has helped me so much it has been life changing. I’ve learned a lot of ways to save money and properly manage it so I am comfortable. Very friendly and honest company.
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Tom S. 12/02/2020
Laurie Avatar
Everyone has been super helpful, pleasant and easy to speak with. I have felt comfortable and assured through the entire process
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Laurie 7/07/2021
Emilie Gloor Avatar
Very professional and empathetic towards a very difficult and sensitive situation. Answered all questions thoroughly and always available through email or over the phone. You won't regret Hoyes, Michalos & Associates helping you through your debt! A big thank you especially to Rebecca for helping me through the whole process.
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Emilie G. 8/19/2022
G T Avatar
Great professionalism and service. They have been very helpful and humane every step of the process which has made a big difference for me dealing with a stressful situation in already chaotic times. Special thanks to my trustee for all his excellent work.
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G T. 11/09/2020
Sarah Drake Avatar
They're fantastic to work with and explains everything clearly. So far it's been great. No complaints with hoyes!
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Sarah D. 7/16/2020
donalda ferguson Avatar
If you want to ease your mind and get a good might sleep call. They are so friendly and so easy to talk to. They make the process pain free. Thank you so much for all you have done for me.
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donalda f. 8/04/2020
nick cuda Avatar
Sandra Sykora took complete care in my matter Thank you
Hoyes, Michalos & Associates took care of all the reference material.
Thank you. I finally got relief..
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nick c. 9/23/2020
Samantha Edwards Avatar
I was really stressed about my debt. I was going to file for bankruptcy. But after talking with Benny, we decided that a consumer proposal would be best. After my meeting I felt relieved and happy. I would recommend them if you are looking to file for a consumer proposal or bankruptcy. 🙂🙂🙂
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Samantha E. 1/11/2021
Holly L Avatar
Kristen has been amazing and very informative! Highly recommend.
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Holly L. 2/13/2023
Cathy H Avatar
I was very impressed from the beginning of the first consultation i had to the very end. It put my mind more at ease. They helped me get me financial debt in order again. Very Professional. Credit Counseling was a great thing to have as well. Great guidance and advice.Thank you to you all.
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Cathy H. 6/24/2020
shana mac Avatar
Thanks to Benny for helping me settle my debts and get a new start. I was so overwhelmed with calls, letters, texts and emails until I found these people. They started the process right away and was very patient and supportive. I highly recommend
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shana m. 9/05/2023
Vera Family Avatar
Fantastic at what they do! They helped in a desperate time and never made us feel bad! I would recommend them to everyone!
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Vera F. 8/28/2018

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