Since 1999, Hoyes, Michalos has helped over 40,000 People Escape Debt.

As a proactive solution, a consumer proposal will:

  • Reduce your debts by up to 70%
  • Consolidate your debts into one, affordable, monthly payment
  • Freeze interest on your debts
  • Stop collection calls and wage garnishments

Talk with a Licensed Professional

You are guaranteed respect, confidentiality and expert financial advice. 

Our 9 convenient Toronto locations are managed by experienced Licensed Insolvency Trustees and qualified Credit Counsellors offering a wide range of debt relief solutions including:

  • Consumer Proposal
  • Credit Counselling
  • Debt Consolidation
  • Personal Bankruptcy

Get the largest debt reduction that is fair and tailored to your unique situation.

For quick confidential answers or to set up a free consultation fill out the form or Call us: 1-866-747-0660