In consideration of COVID-19, consultations are now available by phone and video chat.

We are now available by phone and video chat.

Consumer Proposal Information

Here’s everything you need to know about filing a consumer proposal:

Frequently Asked Questions about consumer proposals

Dealing with Debt: A Consumer’s Guide – information from the Office of the Superintendent of Bankruptcy

How to Stop Calls from Creditors

Credit Reports – how long will my consumer proposal appear on my credit report, and how can I correct errors?

Credit Rebuilding – How can I rebuild my credit?

Credit Counselling – two private sessions with your credit counsellor

Budgeting Tools and Budgeting Apps

Payments – how consumer proposal payments work

Examination – what is an Official Receiver Examination?

Debts Not Discharged – a list of debts that are not discharged after a consumer proposal

Why You Should Open a New Bank Account before you file a consumer proposal

Please phone us at 1-800-472-7775 ext 6000 or email us at for more information.