Are you struggling to repay your debt? Searching for a safe debt reduction program?

The Licensed Insolvency Trustees at Hoyes Michalos can help you reduce your debt safely and avoid bankruptcy.

Reduce debt by as much as 70% through a consumer proposal:

  • Eliminate unsecured debts;
  • Pay one, single, lower monthly payment;
  • Eliminate interest;
  • Stop collection calls and creditor actions;
  • Become debt free within 5 years

Here is an example of what your monthly payments might look like assuming you have $40,000 in debt today:


We can help you become debt free.