Hoyes Michalos has helped over 40,000 Ontario residents become Debt Free since 1999. We can help you too.

We’ll explain all your options & help you choose the best debt relief solution for you

  • Debt consolidation
  • Credit counselling
  • Consumer proposal

Bankruptcy is a last resort but if it makes sense, we will help you through the process.

Reduce your debt by up to 70%

Here is an example of what your monthly payment might look like if you are trying to settle $40,000 in unsecured debts:

Debt Relief Cost Comparison

Find out what option is best for you.