Tips For An Affordable Christmas
Welcome to our Hoyes Michalos Debt Free Digest where we round up personal finance topics from around the web to help you live, and remain, debt free.
Inflation will make the holidays more expensive this year – from the cost of Christmas dinner to travel and gifts. But that doesn’t have to stop you from having a memorable holiday season. This month we’re sharing tips to help you have a wonderful Christmas without breaking the bank.
Having a Great Christmas on a Budget
Credit counsellor Heather Cudmore shares practical ways to curb spending while keeping the holiday spirits high:
a) Plan ahead
b) Prioritize family time and experiences
c) Give homemade gifts
Tune in to this discussion for more ways and specific ideas to celebrate on a tight budget.
Good Reads From Around the Web
How To Say No To Things During The Holidays
The hardest part about sticking to a budget is saying no to extra spending. During the holiday season, it can be even harder to stick to your limits because you may be worried about disappointing someone.
In this post by Ashley Martens for aSweatLife, learn how to respectfully say no to things you may not want to do over Christmas and why standing up for yourself is really a form of self-care.
Free and Fun Gift Ideas
Just because a gift is free, doesn’t mean it can’t be fun or creative. In this post by Lisa Milbrand at Real Simple, get ideas for free and heartfelt gifts to give your family and friends this year.
Also learn why giving the gift of time can be just as valuable, if not more, as buying something, and ideas for how you can give your time to those who may need it most.
$50 President’s Choice Gift Card Giveaway
Enter for your chance to WIN 1 of 10 free $50 President’s Choice gift cards!
Save on the cost of groceries and/or holiday baking supplies this month by entering our President’s Choice gift card giveaway.
Enter soon. Giveaway ends November 24, 2022 at 11:59 p.m.
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