Debt Relief Experts
Here’s everything you need to know about filing bankruptcy:
Consumed By Debt: A Consumer’s Guide – information from the Office of the Superintendent of Bankruptcy
How to Stop Calls from Creditors
Credit Reports – how long will my bankruptcy appear on my credit report, and how can I correct errors?
Credit Counselling – two private sessions with your credit counsellor
Can I qualify for a credit card while I am bankrupt?
Budgeting Tools and Budgeting Apps
Monthly Statements – Budgets to be submitted by the 10th of the following month
Payments – how payments work
Surplus Income – what it is, how it’s calculated
Income Taxes – information about income taxes and bankruptcy
Windfalls – what if I get an inheritance or win the lottery?
Mediation – what if I dispute the amount, or can’t pay my surplus income?
Examination – what is an Official Receiver Examination?
Opposition – what is a bankruptcy opposition?
Bankruptcy Court – a podcast with information on how to prepare for a Discharge hearing in Bankruptcy Court
Debts Not Discharged – a list of debts that are not discharged after bankruptcy
Why You Should Open a New Bank Account before you file bankruptcy
Please phone us at 1-800-472-7775 or email us at help@hoyes.com for more information.