Prize Claim Form

Note: All capitalized terms not defined in this Prize Claim Form have the meanings ascribed to them in the Giveaway Rules (the "Rules").

I, the undersigned, hereby declare, acknowledge and agree that:

  1. I have read, understood and complied with the Rules available at;
  2. I meet the age requirements described in the Rules;
  3. I am bound by the decisions of Hoyes Michalos, which are final and that I must successfully answer the Skill Testing Question found below to qualify for a Prize;
  4. I will accept a Prize, if won, as awarded;
  5. I am the winner of a Prize (namely, 1 copy of Straight Talk on Your Money by Doug Hoyes or its replacement as described in the Rules);
  6. I have not perpetrated and am not perpetrating any fraud or deception in claiming a Prize and that I obtained my potential “winning” Giveaway entry as required by, and pursuant to, the Rules;
  7. Should I be declared a winner, I agree to comply with all of the conditions, restrictions, requirements and regulations set forth in the Rules as well as those required by Hoyes Michalos and all others in connection with the use of products and/or services and to accept delivery of a Prize;
  8. If and when I am declared an official winner, I hereby grant a full and final release and discharge to Hoyes Michalos and its affiliated and related companies, and to their respective officers, directors, employees, representatives licensees, and other agents, from any and all claims whatsoever which I, my heirs, executors or assigns, have or may have arising out of or in any way related to the Giveaway and/or a Prize;
  9. Hoyes Michalos does not accept any responsibility, in whole or in part, for loss, damage or injury to person(s) or to property, however caused, in connection with a Prize that I may receive and Hoyes Michalos has neither made nor is in any manner responsible or liable for any warranty, representation, or guarantee, expressed or implied, in fact or in law, with respect to the Prizes except as expressly indicate by Hoyes Michalos, in writing, including but not limited to its quality, condition or fitness for a particular purpose;
  10. If and when I am deemed an official winner, I hereby grant to Hoyes Michalos, its affiliated and/or related companies, its agents and its representatives, the right to collect, use and retain my personal information including, but not limited to, my name and address, for the purposes of delivering the Giveaway prize;
  11. Neither I nor any members of my immediate family, nor those domiciled with me, are employees of Hoyes Michalos or its affiliated or related companies;
  12. I agree to return the Prize, or portion thereof, which may be awarded to me if any statement made by me herein is false;
  13. Any and all tax liability and/or expenses not expressly set forth in the Rules with respect to the Prize which may be awarded to me, is and shall be my sole responsibility;
  14. The Prize must be accepted as awarded and is not transferable, endorsable or convertible to cash; and
  15. I have carefully read and understood the foregoing and the Rules, and that I have executed this Prize Claim Form and given the above-described release and discharges of my own free will.