Are you juggling creditors and looking for a solution to your debt problems?

The Licensed Insolvency Trustees at Hoyes Michalos can help you review your options. You may even be able to avoid bankruptcy by filing a proposal to your creditors.

Reduce debt by as much as 70% through a consumer proposal:

  • Eliminate unsecured debts;
  • Pay one, single, lower monthly payment;
  • Eliminate interest;
  • Stop collection calls and creditor actions;
  • Become debt free within 5 years

Here is what your monthly payments might look like assuming you have $40,000 in debt today:


We can help you become debt free.