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What’s the difference between a debt consultant and a Licensed Insolvency Trustee when it comes to your managing debts? We explain how the roles differ, which one you should avoid completely and why.
Are you wondering how the government regulates insolvency in Canada? Our experts explain how the Office of the Superintendent of Bankruptcy regulates these legal proceedings and the required trustees.
A common fear is that trustees work for creditors. We explain why it's best for LITs to ensure you get the best deal and can afford your payments and how we compare to other debt consultants.
It is mandatory to file insolvency through a Licensed Insolvency Trustee in Canada. Find out all the information you’ll need to provide for them, as well as the documents required to file bankruptcy.
Is your next financial decision a bankruptcy or consumer proposal? In Canada, you are required to use a Licensed Insolvency Trustee to file insolvency. learn how to pick the right one using five questions.
Are you confused by the overwhelming amount of information on the internet when it comes to insolvency? Find out the reasons why you only need to consult a Licensed Insolvency Trustees for this advice.
Several parties are involved when you file for insolvency in Canada. We explain the role of your Licensed Insolvency Trustee, the Office of the Superintendent of Bankruptcy, your creditors and your duties.
Making an initial meeting at Hoyes Michalos is the first step in helping you achieve a fresh financial start. Here we explain what happens during this initial consultation and what’s required of you.
Dealing with debt can result in a host of emotional responses, and embarrassment is one of the most common one’s we see. Find out how Hoyes Michalos can help you, and without any judgement.