Friendly & Professional
Friendly Local Trustee
99% Success Rate
Consumer Proposal Acceptance
Zero Upfront Fee
Debt relief with No Pressure
Licensed & Certified
Trustee not a sales person
Hoyes, Michalos & Associates Inc. was founded in 1999 by Licensed Insolvency Trustees Douglas Hoyes and Ted Michalos to provide personalized service to help you gain a fresh financial start. In any of our Ontario locations you always meet with a licensed professional, never a clerk or a salesperson. We guarantee professional, respectful, expert advice that meets your needs. Give us 30 minutes. We’ll give you a plan to be debt free.
No matter the financial difficulties you’re facing, Hoyes Michalos’ friendly trustees will help you get back on track
Immediate relief! And up to 85% cheaper than repaying your debts on your own
Stop the collection calls and wage garnishment. Get a fresh financial start.
Our Licensed professionals can help you find the best ways to eliminate your debt.
Wage Garnishments
Tax Debt
Student Loans
Credit Card Debt
Collection Calls
Debt Consolidations
Our Licensed Professionals will help you explore your debt relief options.
Arrange a free consultation in any of our locations across Ontario today.
Hoyes, Michalos & Associates Inc. was founded in 1999 and since then we have helped over 60,000 Ontario residents get out of debt.
We provide a solution that works for you financially and will be accepted by the creditors. That is why 99% of consumer proposals filed with us are accepted.
We provide you with a plan to eliminate your debt. It all starts with a free 30 minute, no-obligation consultation.
We are accredited by the Office of the Superintendent of Bankruptcy to provide government debt relief programs for Canadians including personal bankruptcy and consumer proposal services.
Our team of accredited trustees and credit counsellors provide caring, confidential friendly advice to help you get out of debt and get your life back.
Our licensed professionals will help you explore your debt relief options.
Arrange a free consultation in any of our locations across Ontario today.