GIVE US 30 MINUTES
WE'LL GIVE YOU A PLAN TO BE DEBT FREE

The Team at Hoyes, Michalos very helpful and it has been a pleasure working with them. Scott has been extremely helpful and clear and explained everything that I needed to know.

I was afraid to start my process. Once I called and had my meeting, Rebecca and staff made me feel very comfortable and welcome. They always answered any questions that I had. They were very informative and helpful in the entire process. Dealing with the Windsor staff was a great experience and made me feel great to have a fresh start. Thank you once again.

GT

Billy at hoyes was able help me pay back my debt on my terms without crazy interest rates and insane minimum payments.. thank you Billy. I have felt a great deal of relief

Rebecca Martyn @ Hoyes has been amazing for my family and I. She is knowledgeable, patient and kind. I am so happy I made this choice

The Windsor team is responsive and genuinely care about the process involved. Angela was very responsive helpful and friendly service through the entire process.

After working with them I've gotten my life on track it really saved me.

Sandra is incredible. Every step of the way, from the very first call I made, to every phone call and zoom meeting to get my consumer proposal started and finalized, I felt supported, my questions answered, I was guided through the process, being met at the level I was at. I went from making minimum payments of over $2000/month knowing I'd be drowning in debt for decades, to making interest-free payments of $700/month knowing I'll be debt free in exactly 5 years. It's not an exaggeration to say my consumer proposal has changed my family's life, both immediately as well as for decades and generations to come, and that Sandra and the entire Hoyes team made it easy and worry-free. I can't thank you enough.

Helpful, patient and informative. Jason has been a huge help through this tough time, i had no idea whats involved or the steps in which to take. Jason again was very patient and helful in explaining things to me that i didnt understand and made me feel comfortable to be open and honest. I truly feel like he has my back and is genuinely looking out for my best interest. Thank you for all your help and support, anyone out there looking for debt relief Hoyes is the place to go.

I would like to mention that Hoyes, Michalos & Associates Inc. has given me a excellent experience with my debt situation and also gave me courage in life. $$$$ Jorge Dutra

I filed a consumer proposal with HM&A through Ian Martin. Wonderful service, responsive and supportive. Great business!