GIVE US 30 MINUTES
WE'LL GIVE YOU A PLAN TO BE DEBT FREE

I like to say that hoyes is giving me a new fresh start and has helped me big time with giving me a plan to get out of debt.
Gene Carter

It's not scary, it's not forever, but killing your mental health paying back debt might.
Get over the old school guilt...its not grandma's money you owe..its a banks

I had the pleasure of Beau assisting me in my consumer proposal and he made me feel comfortable the whole way through. He provided excellent advice that will help shape my financial mindset for the rest of my life. I am truly grateful to have come across this company and the gentleman who assisted me. 10/10 recommend if you feel you're drowning financially.

Jason was great! Very helpful and responded extremely fast whenever i had any questions! Excited for my future credit! Gave me a great payback price monthly that I can easily afford, and didn't have to put any money down as I've seen some companies require. Would absolutely recommend, and will be! Thanks so much for your help Jason!

I came across Hoyes and Jason at a
very difficult time in my life and I’m glad I went with Jason. He and his teams have nothing but exceptional. They are very helpful and easy to reach. Jason got my proposal approved with no issue and the entire process was smooth and stressfree. Highly recommended!

Thank you to Jason Quinney, LIT, and his team at Hoyes Michalos for providing an outstanding customer experience.
I am truly impressed and appreciative of the advice and direction provided by Jason.
Finances are not my strength, and having a professional such as Jason evaluate my financial health and offer solid advice has truly made a world of difference.
I recommend anyone facing any type of financial challenge to simply review the Hoyes and Michalos website, Hoyes Michalos YouTube videos, and reach out to Jason’s team for a free consultation. The advice and action I received were 100% consistent with the information provided online, tailored to my current financial situation. Personalized emails, including personalized appointment reminders, not simply computer-generated emails, were greatly appreciated, as was the reassurance from a professional service.

I recently reached out to this establishment for help with my debt.....I was so ashamed and worried and stressed when I met with Billy....I will tell you after that very first meeting I wished had reached out sooner....I was shown empathy about my situation and the utmost respect right from the start....I am now on my way to fixing and resolving my debt issue....a big thank you to Billy and the hoyes michalos association for being there for me when I needed help the most..... anyone out there who has the same problem that I had.... don't be afraid to reach out they really do help you

I came here because I needed financial advice. I decided to go ahead with bankruptcy and so far they have taken care of me very professionally. If you need this sort of help, I'd recommend them.

Couldn’t be more happier without a load of debt in every corner. Started to feel like a debt hoarder.

Thanks Hoyes for everything!

Scott provided assistance at every stage of the process, ensuring my consumer proposal was successfully approved. I highly recommend Scott to anyone seeking similar help; his expertise is truly exceptional.