GIVE US 30 MINUTES
WE'LL GIVE YOU A PLAN TO BE DEBT FREE

I reached out to the branch 7 years after I concluded my proposal with them. Krista was amazing at getting me the information I needed. Her response was immediate and incredibly helpful. I would not hesitate to recommend them to anyone who is in need of their services.
Thank you!!!

Maureen Parent helped me to file a consumer proposal with approval. She was able to put me at ease is will the stress by walking me through step by step from start to finish. I am now on a path to becoming debt free. Thank you!

Thanks very much to Meg and Ted you are wonderful people.You made this difficult time easy to deal with. Thanks again

Mark has been so helpful through this entire process. He is very respectful and never judgemental. I feel like a huge weight has been lifted off my shoulders and I have him to thank for that. This is an amazing Company. Thank you for everything!!

Recently had some major issues with CRA that really impacted my ability to continue paying my bills. After months of trying to resolve them without any progress I decided to reach out to Hoyes, Michalos & Associates for some advice. Honestly, going through this is very stressful, but I was fortunate enough to meet Benny Mendlowitz at Hoyes who took me through my options and what Hoyes can do to help me to resolve my difficult financial circumstances. From the very beginning Benny made me feel comfortable and listened to my situation, provided me with options and solutions that where realistic to my situation and never judged my situation. I'm so relieved that the consumer proposal was filed and accepted and would recommend Benny & Hoyes to anyone who is in a tough financial situation. They are professional, experienced and look out for their clients which is really important.

Very helpful and informative, made one of the most stressful times in my life much easier and smoother. Very good experience. Mark is the best!!

Everyone was extremely helpful and professional during a stressful time. Thank you to Jamie for expertly handling my consumer proposal. If you're struggling with debt, I would highly recommend speaking to Jamie and the team at Hoyes, Michalos & Associates. Top notch support and follow up throughout the whole process!

Very personable and go over everything in detail. Always available to answer questions and offer helpful advice

I had a wonderful experience with Meg, and Ted. They went over and above to make my stressful debt manageable. They really care and took good care of me and my finances.

From start to finish, the team and Hoyes Michalos were empathetic, respectful and thoroughly professional. No one looks forward to going through this process but they made it as bearable and stress-free as possible. I would recommend them without hesitation.