Hoyes, Michalos & Associates Inc.
Consumer Proposal &
Licensed Insolvency Trustee
Debt Relief Experts

All the individuals I’ve worked with have been extremely helpful and I’ve gone out of their way to make this process as painless as possible.

Sandra helped me cut my debt in half. I highly recommend contacting Hoyes Michalos if you are drowning in debt payments. Don't hesitate!

Jason Quinney from (Hoyes, Michalos and Associates Inc) has helped me when i was in a very bad financial place in my life.

Him and his team have really great... read moreJason Quinney from (Hoyes, Michalos and Associates Inc) has helped me when i was in a very bad financial place in my life.

Him and his team have really great with me from the very first time i walked in there office they are very professional.

Jason have given me great advice and answer all of my question when i asked them. Which lead me to make a proper decision about my finances.

If you are in any financial problem please vist them, they will help you the same professional way they helped me. read less

At such a difficult life transition, Hoyes Michalos and Associates helped to give me a fresh start. The level of stress I was dealing with has been alleviated tremendously... read moreAt such a difficult life transition, Hoyes Michalos and Associates helped to give me a fresh start. The level of stress I was dealing with has been alleviated tremendously and one year in to the proposal I can see the benefits of the program and am so happy for their guidance. read less

Brett explained everything patiently, thoroughly and in a way that was easy to understand. He assured me things would get better also we had a laugh or two. Great guy,... read moreBrett explained everything patiently, thoroughly and in a way that was easy to understand. He assured me things would get better also we had a laugh or two. Great guy, good at what he does and i’m glad he could get me on the right track to a better financial future. Check him out, he’s the real deal. read less

My experience with this company is the best by far. Not only do they know their line of business their compassion towards their clients is very refreshing in today's society.

The... read moreMy experience with this company is the best by far. Not only do they know their line of business their compassion towards their clients is very refreshing in today's society.

The staff at this location are knowledgeable, understanding, very kind and patient. Not only do they help you through the process, they actually listen to you a rarity in today's businesses. I am truly grateful that I found them in a timely manner.

I have had nothing but a positive experience here. Windsor staff I applaud you and the lengths you go to create ease when dealing with clients.

Linda read less

I strongly recommend their services, based on my experience they are the best in their business.

I had Rebecca Martyn working to help me with my financial situation and she was amazing. She was kind and understanding and really helped me feel at ease with my situation.

Very good service. Patty was amazing they help you understand fully the difference between a proposal and a bankruptcy. They are a legit company. Friendly staff and compassionate. Very experienced... read moreVery good service. Patty was amazing they help you understand fully the difference between a proposal and a bankruptcy. They are a legit company. Friendly staff and compassionate. Very experienced and will help you work through your budget to save money. read less

One day I made the decision that I needed some help with my finances. As we all sometimes run into some issues. When I called they made me feel... read moreOne day I made the decision that I needed some help with my finances. As we all sometimes run into some issues. When I called they made me feel so comfortable and understood what I was going through. When I spoke with Benny he made me feel at ease and helped me through all the steps. All the staff there are very friendly. Thank you all for helping me get back on my feet. 🤗💕 read less