GIVE US 30 MINUTES
WE'LL GIVE YOU A PLAN TO BE DEBT FREE

Life happens, and going through financial struggles can be nerveracking. Benny and Janette went above and beyond to provide me with all the information, understanding and support I needed in order to make the right decision for my situation.
They always answered promptly any questions I had, and guided me step by step through some uneasy choices.

I can now breathe easy thanks to their professionalism!
Highly recommend!

After having a difficult time with job loss, we struggled to make our payments. Debt piled up and with all the calls it has been very stressful time, I am so grateful I was referred to Hoyes, Michalos & Associates they helped us to take care of debt and gave us lots of information to help us through this transition as well as plenty of information for our future financial goals.

I received expert advice and was respected throughout my bankruptcy. I would highly recommend Hoyes, Michaelos & Associates for bankruptcy help. Thank you to Jason Quinny for his help during my journey

I was very impressed with Benny who worked with Hoyes, Michalos & Associates. He was very knowledgeable and eager to assist me. I was very comfortable talking with him right from the start. He answered all my questions and he helped me to feel at ease. He was very thoughtful and caring and he understood what I was going through. He explained the necessary steps of a consumer proposal with me, and he was always there if I needed help. I would honestly say, from start to finish, the whole process went smoothly with positive results. I had a follow up meeting with Janette and she was a lovely person to talk to and very caring and understanding. I would definitely use Hoyes, Michalos & Associates again and I greatly recommend their services to all my family and friends. A-1 Service! Thanks Benny and Janette!

The consumer proposal HM did for me went very smoothly. A lot of companies try to make extra profit by confusing you about the process. With HM everything was upfront and crystal-clear from the beginning, very professional, empathetic and friendly service. I worked with Beau for my credit counselling sessions afterwards, which was very informative and useful as well.

I reached out to Hoyes, Michalos & Associates through the recommendation of a friend, and it was the best decision I could've made. They, and particularly my main contact Scott, have been incredibly helpful, supportive and understanding throughout this challenging financial situation. I'm grateful for their guidance and support and would not hesitate to recommend them to anyone.

I was initially terrified when it came to bankruptcy but the individuals at this office are absolutely elite. Friendly, understanding, and welcoming throughout the entire process. I get to have my life back because of these people. I am forever grateful.

They are very professional and informative making me feel comfortable in a very stressful time in my life.
My consultant Mark was very helpful, making himself available anytime I had questions and explained everything so I could understand it.
I so appreciated his patience and help.
I highly recommend this company.
I am now getting on with life.
Thank you Mark.

Amazing staff and service. Were able to help me through my insolvency process with minimal requirements

The people at Hoyes, Michalos & Associates Inc. are very friendly & understanding. They try to help in any way possible. It has been a big relief for both my husband & I since our consumer proposal started. Thank you!