Hoyes, Michalos & Associates Inc.
Consumer Proposal &
Licensed Insolvency Trustee
Debt Relief Experts

I can’t even put into words how happy I am that I chose Hoyes, Michalos and Associates to assist me with my proposal. They are caring, professional, understanding and always... read moreI can’t even put into words how happy I am that I chose Hoyes, Michalos and Associates to assist me with my proposal. They are caring, professional, understanding and always have my best interest. read less

My experience was absolutely great. It was very efficient and professional. Everything was explained perfectly to me by Jason Q. and My proposal got approved without any hassle or going... read moreMy experience was absolutely great. It was very efficient and professional. Everything was explained perfectly to me by Jason Q. and My proposal got approved without any hassle or going back and forward with creditors. Thank you for helping me get my financial situation in order and for your great help. I really appreciate it and will recommend you any time I can. read less

They made me believe that second chance is possible and within reach. Brian, Courtney and Nicholas are great guys to deal with.

They do a wonderful job. Very informative with the details of the process. They gave me great advice and were there every step of the way. I highly reccomend... read moreThey do a wonderful job. Very informative with the details of the process. They gave me great advice and were there every step of the way. I highly reccomend them to anyone with debt issues. High five guys. Well done. read less

Over the years my and my husband's personal financial situation became more of a load that we were able to bare, however when Covid 19 hit and we weren't bringing... read moreOver the years my and my husband's personal financial situation became more of a load that we were able to bare, however when Covid 19 hit and we weren't bringing in the same monthly income, we knew we had to do something to save ourselves from a worse situation in six months time. In came Hoyes! We have dealt with Mark at Hoyes in Barrie and aside from being informative, professional and responsive to our emails and questions, he has also been very personable, he speaks to us like humans not a number or a paycheck like some banks and other companies. He managed to make all our appointments thus far via Zoom and has been more than accommodating during these strange times. We have some follow up appointments with him to go over our budgets and ensure we are on the right path, and rather than that be a daunting experience or one where you would feel anxious or ill prepared, I actually look forward to it. He assists with both personal suggestions as well as proven results that are easy to understand, and are obtainable. We are very glad that we chose to work with Hoyes and that Mark is our Trustee! Highly recommend! read less

Straight 5 stars! Hoyes, Michalos & associates has changed my life. I just got back the amazing news about my consumer proposal and im wiping my tears as Im currently... read moreStraight 5 stars! Hoyes, Michalos & associates has changed my life. I just got back the amazing news about my consumer proposal and im wiping my tears as Im currently writing this! I was struggling so much about my debt I would wake up worried about money and go to sleep worried about money. I had anxiety all the time, it was ruining my life. If this sounds like you please please pleaseee contact them, You will not regret it! Nicholas and Diana are the people who helped me, but the whole team is spectacular. They are kind, professional and So patient with me, which I really appreciate. Thank you so much Hoyes, Michalos and Associates I am forever grateful! read less

Strongly recommend this company. Their patience, understanding, advice and support exceeded far beyond my expectations.

There is definitely nothing negative to say about Hoyes, Michalos & Associates in my experiences with them. The staff are friendly and quick to respond to any questions; working with... read moreThere is definitely nothing negative to say about Hoyes, Michalos & Associates in my experiences with them. The staff are friendly and quick to respond to any questions; working with them through my debt issue was the best thing I could have done and would recommend them to anyone seeking their services. read less

I give Hoyes Michalos & Associates a big thumbs up!! The trustee was quick to respond to my phone calls. Our initial meeting was quite pleasant and educational. I left... read moreI give Hoyes Michalos & Associates a big thumbs up!! The trustee was quick to respond to my phone calls. Our initial meeting was quite pleasant and educational. I left their office feeling like a huge weight had been lifted off of my shoulders and that everything was NOW going to be okay. Patty was my favorite!!! I definitely recommend that if you are drowning in debt that you give Hoyes a call. Don’t wait!!! read less

Very helpful, explain things that sometimes have no idea about, so they don't leave you wondering and saying "huh?" Great team,.... They do all the dirty work while ... read moreVery helpful, explain things that sometimes have no idea about, so they don't leave you wondering and saying "huh?" Great team,.... They do all the dirty work while you are able to sit back and not worry. read less