GIVE US 30 MINUTES
WE'LL GIVE YOU A PLAN TO BE DEBT FREE

It's been years that I was struggling to keep up my debt. Hoyes, Michalos & Associates has been a great help . Such a relief and so happy with the services I have received from my advisers . I was so anxious about the first meeting but they make it very easy for me and they were not judgmental with my situation. They offered advice and information that was very helpful to decide what is the best option you can choose.
Hoyes, Michalos & Associates are very helpful , kind and very professional.
Highly recommended for anyone who has the same situation as I am.
Thank you so much Brett and Brennan.

Great group of people & stress free. I’m gald to meet Doug. He lifted that debt off my shoulders. Thanks Hoyes, Michalos & Associates Inc. you guys are the best!

Straight 5 stars! Hoyes, Michalos & associates has changed my life. I just got back the amazing news about my consumer proposal and im wiping my tears as Im currently writing this! I was struggling so much about my debt I would wake up worried about money and go to sleep worried about money. I had anxiety all the time, it was ruining my life. If this sounds like you please please pleaseee contact them, You will not regret it! Nicholas and Diana are the people who helped me, but the whole team is spectacular. They are kind, professional and So patient with me, which I really appreciate. Thank you so much Hoyes, Michalos and Associates I am forever grateful!

Hoyes and Mark have been a great help to me since I started this process and helping get back on track to better my life.

very helpful. Kind and considerate of my situation.

At a time of Covid and the adjustments of no job my husband had a massive heart attack and required quintuple bypass surgery which was the most stressful time of my life.

I was advised by his Doctors he will never return to work as a result of this medical condition.

I panicked about how I alone with no job myself would pay all of the bills and keep a roof over our head.

Fortunately for me I found Hoyes, Michalos & Associates and spoke with Peter Hoyes whom calmed me down and reassured me their company was there to explain everything as to how they can help and for the first time in over a month I was able to sleep.

I recommend anyone that requires help in their financial issues to reach out to this company as they handle this entire matter so professional and caring and explained each step of the way to make my life that much easier.

Thank you so much to both Peter Hoyes and Billy Martell for being there for me in such a dark time .

Lynn Egan

Amazing service! I talked to Ianina Raguimov and I felt like I finally got the help I needed. She was very professional and helped me get out of my debt. Her advice really helped and I usually don't write reviews, but she deserves it.

Great support from the team at Hoyes, Michalos and Associates ... they are extremely knowledgeable, are able to explain everything in detail (but in simple terms), and were very nice throughout the whole process, handling what is personally not an easy situation. I highly recommend them!

Thank you Hoyes, Michalos and Associates! I'm on the road to being dept free!

In meeting with Jason Quinney during this difficult time Jason is truely amazing. Hoyes & Michalos really do have the average persons best interest at heart. The provide a wealth of knowledge on each subject and share it so that any one can understand it. Finally a group of true professionals who are there to help and guide anyone who requires their services. They provide you with a piece of mind and never make you feel like you have done some thing wrong. Life does happen and their team really does understand that and can help!! Wish there were more stars to give them!! I would recommend Jason and any of the staff at Hoyes & Michalos to anyone.
Thank you