Hoyes, Michalos & Associates Inc.
Consumer Proposal &
Licensed Insolvency Trustee
Debt Relief Experts

Quality work, Totally recommended!

Hoyes, Michalos & Associates is a wonderful company, it has been a great experience so far. They are compassionate and professional and thoroughly explain options that best suite your situation.... read moreHoyes, Michalos & Associates is a wonderful company, it has been a great experience so far. They are compassionate and professional and thoroughly explain options that best suite your situation. I am so glad I took this step toward being debt free, thank you! read less

I dealt with Jason and he was AWESOME! He answered all of my questions and was very clear on everything. He made me see that there IS a light... read moreI dealt with Jason and he was AWESOME! He answered all of my questions and was very clear on everything. He made me see that there IS a light at the end of the financial tunnel and IT IS possible to get out of debt! For the first time in a long time, I feel hopeful about my financial future. What a big weight off of my shoulders! Thanks Jason for all your help and guidance! read less

The staff at Hoyes, Michalos are extremely helpful and professional. Thier knowledge and expertise easily walk you through the steps to a fresh start, and then follow up with great... read moreThe staff at Hoyes, Michalos are extremely helpful and professional. Thier knowledge and expertise easily walk you through the steps to a fresh start, and then follow up with great advice for credit re-building and budgeting. I am so glad I made the decision to contact them. It's been a life changer. Thank you again to Mark and staff at Hoyes, Michalos. read less

Would be nice to get a call back when you leave your advisor a voicemail!

I was very impressed from the beginning of the first consultation i had to the very end. It put my mind more at ease. They helped me get me financial... read moreI was very impressed from the beginning of the first consultation i had to the very end. It put my mind more at ease. They helped me get me financial debt in order again. Very Professional. Credit Counseling was a great thing to have as well. Great guidance and advice.Thank you to you all. read less

They explore all your options no pressure and very friendly.

Great place to help you get back on Track! They were very responsive and helpful. I would recommend them to anyone trying to get themselves out of a financial... read moreGreat place to help you get back on Track! They were very responsive and helpful. I would recommend them to anyone trying to get themselves out of a financial burden.

The relief i felt with their assistance was life changing.

Thank you Nicholas, Diana and whole team! read less

Hello every one.I saw comments from people who already got their loans from pure heart loans and then I decided to apply under there recommendations and just few hours ago... read moreHello every one.I saw comments from people who already got their loans from pure heart loans and then I decided to apply under there recommendations and just few hours ago I confirmed in my own personal bank account a total amount of $40,000 which I requested for. this is real a great news i am advising every one who needs real loan to apply true their via mail (stevenloanfirm88@gmail. com) I am happy now that I have gotten the loan I requested for. read less

My experience with Hoyes has been amazing! Patricia and Howard have been very patient and caring through this whole process. What I love the most is they made me feel... read moreMy experience with Hoyes has been amazing! Patricia and Howard have been very patient and caring through this whole process. What I love the most is they made me feel very comfortable....I never once felt unworthy. I encourage anyone having financial difficulties, which many of us are through this Covid time, to make the call and get yourself on a happier and less stressful road! read less