GIVE US 30 MINUTES
WE'LL GIVE YOU A PLAN TO BE DEBT FREE

Very friendly, responsive and extremely helpful. If you are stressed out, feeling overwhelmed and need some help. Then you have to reach out. I wish that I would have done this earlier.

I highly recommend Hoyes, Michalos & Associates to help throughout the bankruptcy process. They are very good and will guide you through to a fresh start

Great place, kind staff, non judgmental. I would recommend for sure.

Sandra helped me cut my debt in half. I highly recommend contacting Hoyes Michalos if you are drowning in debt payments. Don't hesitate!

I have had one of the best experiences. Brett is very knowledgable and takes the time to explain everything to me. It takes a few minutes to get your life back on track.

Maureen Parent helped me to file a consumer proposal with approval. She was able to put me at ease is will the stress by walking me through step by step from start to finish. I am now on a path to becoming debt free. Thank you!

Brennan, Joel and the teams at Hoyes, Michalos & Associates are extremely knowledgeable, quick to act, and informative. I was hesitant about exploring my financial options and I am glad that I found this team. They are open to answering any questions, the process is seamless, they take care of the business with folks you likely don't want to speak with (creditors) and there is absolutely no judgment. Very flexible and accommodating - highly recommended.

Uncertainty about finances and servicing my debt with interest charges created a panic combined with mental unrest.
When I heard about Hoyes & Michalos it became obvious that I would inquire if they could help.
Sure enough it became apparent that efficiency and confidence in their approach with so much information and support available especially with Brett and Maryia.
Both professionals they helped with my confidence to realize that I could propose to my creditors a solution. With Zoom available the process and answers to my financial challenges were answered and today I’ve been given an opportunity to better understand my real needs and live easier without the stress.
Thanks to all the Team who assisted me at Hoyes & Michalos!

I had an excellent experience working with Hoyes Michalos on my consumer proposal. Benny was professional, knowledgeable, and very supportive throughout the entire process. He explained every step clearly and helped me feel confident about the decisions I was making. The team handled everything with care and understanding, making a stressful financial situation much more manageable. I truly appreciate their efforts in getting the proposal accepted and would highly recommend their services to anyone needing help with debt solutions.

Jason was very helpful and professional when assisting me. He made the process very easy, and I am extremely happy with their service! I would definitely recommend them!