GIVE US 30 MINUTES
WE'LL GIVE YOU A PLAN TO BE DEBT FREE

Benny was an awesome LIT. Made me feel comfortable and knowledgable. Walked me through all of my options. Proposal was officially accepted. Super happy with this process and would highly recommend Hoyes!

I got myself in major financial trouble due to an array of events that occurred in my life. I was lost and so confused about what to do. After dealing with a debt consolidation firm that completely ghosted me after initially signing me up, I went into default and my debt consolidation was canceled.

I started researching bankruptcy and came across Hoyes. I was connected with an amazing Bankruptcy and insolvency associate named Jamie, who Helped me understand where I stood financially and how I could fix the problems that had been created. When I first contacted Jamie, I really felt scared and clueless, even dumb because I thought I was bombarding her with questions and it was also overwhelming. However, Jamie went above and beyond, and answered every single Mine so gracefully without making me feel dumb or silly for asking so many questions. She reassured me that she would help me get through this, and she honestly has kept her. I think I must’ve emailed her questions and concerns at least 50 times over the course. But she’s never made me feel like I was bothering her that I shouldn’t message her.
Actually, everybody at Hoyes has been so helpful and accommodating whether it has to do with questions while Jamie was Or discussing payment issues.
I would highly recommend Hoyes To anybody who may be in financial trouble and needs guidance or a path to learn how to fix things. I am so grateful I came across Hoyes and was connected to Jamie. I e had my first counseling session to understand how to budget my finances and begin a new journey with my money once my bankruptcy has been discharged!

Ive finally completed my consumer proposal and couldnt be happier. Rebecca was truly amazing through the entire process and i completely reccomend and suggest others to get on the path to better credit building! Thank you Rebecca, thank you Hoyes

Hoyes, Michaloes and Associates are great with helping you with your financial difficulties. Jason has been a great help and has been there every step of the way. Jason as well as the company itself is professional, trustworthy and just great to deal with. 10 out of 10 recommend Hoyes Michalos & Associates.

Dear Ianina hope you are doing well. It's been long time since we last spoken. I just want to say thank you so much for what you have done for me! I more than appreciate your help. She was so supportive communication with property manager while I was moving to new place. She really helped me a lot. God bless you Ianina and you are very beautiful. I wish your success and best wishes. Stay bless ❤

Financial problems are not easy to discuss but the people I have dealt with at Hoyes have been nothing short of amazing! Jennifer and Heather made the process easy, comfortable and even fun!!!Thanks to them and their guidance my financial life is on the road to recovery!! Thanks again

Very professional. Made it very easy for me to understand. Also felt very comfortable when going over different ideas. That ia huge for me as stuff like that can be very invasive and just scarey. I understood everything and Billy helped me through the process. What i big relief now!! Thank you so mich!! I highly recommend!

Rebecca helped me understand and complete everything necessary to go through with my consumer proposal! My creditors have accepted and I can start to breath again not drowning in the stress of all of my debt!! I can not reccomend them enough!! If you are thinking about it just go for it!! Thank you so much Rebecca and team I am forever grateful!

Billy and Beau were amazing!! very professional and easy to talk to, would definitely recommend. They made going through this process so much easier and gave some great feedback and advice!

If you have debt you can't handle, this is your answer.

I contacted Hoyes, Michalos & Associates and was promptly set up with Rebecca here in the Windsor office. Rebecca did everything she could to help me understand the process I was undertaking and what I could expect to come.

I would recommend anyone.