Hoyes, Michalos & Associates Inc.
Consumer Proposal &
Licensed Insolvency Trustee
Debt Relief Experts

Shannon was great. She was always there to help me along the way to make sure I understood what the consumer proposal was and how it worked. My proposal... read moreShannon was great. She was always there to help me along the way to make sure I understood what the consumer proposal was and how it worked. My proposal was accepted and she did a wonderful job. I would recommend Shannon to everyone. Thank you Shannon for everything. read less

I am so grateful for the outstanding support and assistance during a very trying time in my life. HOWARD and the wonderful team at Hoyes, Michalos and Associates were there... read moreI am so grateful for the outstanding support and assistance during a very trying time in my life. HOWARD and the wonderful team at Hoyes, Michalos and Associates were there to answer my questions and have paved a new path going forward. They have an incredible website and tools that will help me succeed in starting over following my consumer proposal. Thank you!!! Denis read less

Hoyes, Michalos helped me to get my finances under control. I was so stressed out in trying to meet all the financial obligations and there were just too much. Hoyes,... read moreHoyes, Michalos helped me to get my finances under control. I was so stressed out in trying to meet all the financial obligations and there were just too much. Hoyes, Michalos walked me through my options and helped me to negotiate a reasonable arrangement with my creditors. Now they are helping me to build back my credit and move into a better financial position. Thank you Hoyes, Michalos & Associates! read less

5 stars in every area, I highly recommend anybody with debt issues, to please visit them for help.

I had Rebecca Martyn working to help me with my financial situation and she was amazing. She was kind and understanding and really helped me feel at ease with my situation.

Totally recommended! Excelent service.

Very professional and helpful! I dealt with Scott Terrio and Doug Hoyes. They both offered great advice and information and helped me to solve what seemed like an insurmountable problem.

Right from the word go, I felt Hoyes was the right Trustee to help me. The representative I delt with was very knowledgable and prompt. I would entrust my financial... read moreRight from the word go, I felt Hoyes was the right Trustee to help me. The representative I delt with was very knowledgable and prompt. I would entrust my financial issues with Hoyes any day any time.
Thank you very much read less

This place seriously gave me my life back. A massive weight has been lifted off of my shoulders since going through with my consumer proposal. Scott is really professional, helpful... read moreThis place seriously gave me my life back. A massive weight has been lifted off of my shoulders since going through with my consumer proposal. Scott is really professional, helpful and easy to talk to! read less

Couldn't be happier! Staff is very friendly and considerate. I came into this place with a lot of financial stress and now 2 meetings and 1 budgeting session later I... read moreCouldn't be happier! Staff is very friendly and considerate. I came into this place with a lot of financial stress and now 2 meetings and 1 budgeting session later I must say I am feeling 100% then when I first came to their office. I will continue to use them and will refer any and all to them that need help in the fields that they professionally provide.
Cant say thanks enough! read less