GIVE US 30 MINUTES
WE'LL GIVE YOU A PLAN TO BE DEBT FREE

Thank you so much to Hoyes, Michaelos & Associates Inc. specially to Brian Mcllmoyle for helping and assisted me...you are the best & very professional highly recommend🙏🤗

Billy at hoyes was able help me pay back my debt on my terms without crazy interest rates and insane minimum payments.. thank you Billy. I have felt a great deal of relief

Professional and empathic, Hoyes Michalos helped me through a really challenging time in my life. They were respectful and helpful throughout the process. I am grateful to them for their help and guidance.

Just got the news yesterday that my proposal was accepted by my creditors. This was too easy. I should have done this a lot sooner. I could have lost everything. From the first phone call I made to the end, they made everything simple for me. I just want to thank everyone for helping me keep my house, car, retirement savings, regaining control of my finances and taking away my stress.

the people at Hoyes are very knowledgeable and helpful especially Brennan who helped out a lot answering questions and getting out of my debt. highly recommend this company

I am very satisfied with the service provided. The team help me tremendously and made ever step easy and understandable. Thank you again to Maureen and Brennan!

I want to thank all employees in Hoyes, Michalos & Associates for their time and efforts for making the debt relief for me smooth, I especially thank Benny Mendlowitz as our trustee who was very friendly and understanding and of course expert throughout the whole process until the end and Hereby I would recommend everybody to chose them as the best trustee who are amazing. The team were very helpful and educated. They are just simply amazing and expert and understanding. If you want help on financial issues, they are the best ever you can trust them hundred percent and I thank again Benny and his team for all his efforts.

A family friend that had dug herself out of a financial hole recommended this firm to me and while skeptical at first, I'm now willing to suggest these folks to anyone in a bind that's ready to make a change for the better.
Scott Terio in particular has been kind, understanding and clear with his instruction. It feels great to finally have my situation under control and not feel anxious about debt constantly. I'm only mad I didn't contact these guys sooner really.

Hoyes Michalos & Associates have been amazing… they helped me with my bankruptcy and were very courteous and professional… I highly recommend speaking with them if you are in a troubling financial situation

I came to the firm in absolute distress. Most people think that you get into debt because you don’t want to pay your bills but that was not the case. My back was against the wall and saw no way out. I contacted the associates to get advice and to be honest, what I got was a full night sleep for the first time in years. Hoyes, Michalos and Associates made me to feel valued and educated me on the pros and cons of options available to me. Jason Quinney was transparent, respectful and non judgmental. I did not feel like dirt under his feet but a human being that deserved another chance. It should also be noted that the office staff are equally knowledgeable and extremely helpful. The association gave me the changes to start over again and for that I am truly grateful.