Consumer Proposals & Bankruptcy Advice Vaughan, ON

Office Address

216 Chrislea Rd, Suite 505
Vaughan, Ontario

Toll Free: 1-866-747-0660

(905) 856-2930

Map & Directions

If you are experiencing debt problems, our experienced Hoyes Michalos team in our Vaughan location can help you eliminate your debt and start over. We will review your debt relief options including:

At Hoyes Michalos, all our locations are staffed by licensed professionals not an unlicensed debt consultant. You meet with a Licensed Insolvency Trustee, trained and accredited by the Canadian government in all debt relief options. In Vaughan (Woodbridge), our debt management services are provided by Licensed Insolvency Trustee Brett Nicholson. During your free initial consultation Brett will explain what you need to know about personal bankruptcy, consumer proposals, and other alternatives as a solution to help you get out of debt. He will analyze your situation and help you find the solution that will work best for you.

Free Consultation

Imagine what it would be like to be free of worries and debt. The right solution depends on your unique situation. To understand your needs, we provide a free 30 minute, no-obligation debt assessment. Need more than 30 minutes? No problem, we will take as much time as you need to answer your questions. Need a second or third consult before deciding? Again, no problem. All our consultations are free.

Book your FREE confidential debt assessment with Brett by calling toll free at 1-866-747-0660 or fill in the form on this page to send us an email.

Meet the Vaughan Team!

Brett Nicholson BA, MBA, CIRP

Brett Nicholson, Licensed Insolvency Trustee

Brett Nicholson is a Licensed Insolvency Trustee and Consumer Proposal Administrator. Brett meets with clients in our Vaughan and Toronto Etobicoke offices.

Read Brett's Full Bio »

What Our Clients Say

Our concept is simple. If you give us 30 minutes of your time, our knowledgeable, experienced team will help you build a plan to become debt free.

Myzta Fyngaz Avatar

If you’re drowning in debt, and you need a life line, make the call, I did. Hoyes & Michalos will... read more

Myzta Fyngaz 2/25/2020
Simon Benevides Avatar

Brett explained everything patiently, thoroughly and in a way that was easy to understand. He assured me things would get... read more

Simon Benevides 11/19/2019
Money MakingMitch Avatar

Bret Nicholson has worked wonders. He advised me of the paths I can take, from bankruptcy to consumer proposals with... read more

Money MakingMitch 11/06/2019

Find Our Vaughan (Woodbridge) Bankruptcy Office

DIRECTIONS: Hoyes Michalos’ offices are centrally located in the city of Vaughan, near Highway #7 and Highway #400. From Highway #7 go north on Weston Rd. to the first set of lights and turn right (east) on to Chrislea Rd. Go past the Home Depot and turn left at the lights at the highway overpass. 216 Chrislea will be on your left hand side and we are in suite 505.

Consumer Proposals and Debt Consolidation in Vaughan

In the Vaughan and Woodbridge area, almost 7 in 10 people who file insolvency avoid bankruptcy by filing a consumer proposal. An alternative to bankruptcy, a consumer proposal is a government debt relief program that combines the benefits of debt consolidation, debt settlement and creditor protection under the Bankruptcy and Insolvency Act. When you file a consumer proposal you make an offer to your creditors to repay less than you owe, up to 70% less. In addition, interest is frozen in a consumer proposal so your payments do not increase beyond what you agreed to pay at the beginning of the proposal.

We believe that bankruptcy should be the last resort. While it is the right solution for many residents of Vaughan, we will help you compare the costs and benefits of all options including a debt consolidation loan, repayment through a non-profit credit counselling agency, a negotiated settlement through a consumer proposal and personal bankruptcy.

If you would like help becoming debt free, call our Vaughan team today at 1-866-747-0660.

Similar Posts:

  1. So Glad My Creditors Accepted My Proposal
  2. Why a Consumer Proposal May Be Your Best Option
  3. Debt Consolidation vs Bankruptcy
  4. 99% of Hoyes Michalos Consumer Proposals Accepted by Creditors
  5. Consumer Proposal or Bankruptcy: Decision Factors

Office Address

216 Chrislea Rd, Suite 505
Vaughan, Ontario

Toll Free: 1-866-747-0660

(905) 856-2930

Map & Directions

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