Hoyes Michalos – Reviews and Testimonials

My Filing a Consumer Proposal was not as difficult as I had thought. (Billy) was very pleasant and explained everything... Read MoreMy Filing a Consumer Proposal was not as difficult as I had thought. (Billy) was very pleasant and explained everything to me. My first counselling session was great, and the questions were easy and straight forward. I would recommend this company . It's is surprising how less stressful you become once you know your are free of debt. Read Less

I was in a difficult situation and was referred to Hoyes, Michalos in Barrie. Michele was very professional, and... Read MoreI was in a difficult situation and was referred to Hoyes, Michalos in Barrie. Michele was very professional, and sympathetic to my situation and worked with me resolve my debts. I highly recommend this firm to assist anyone who finds themselves in a situation they just cannot get out from. Read Less

I am very happy to have done business with Hoyes, Michalos & associates Inc. The staff took the time to... Read MoreI am very happy to have done business with Hoyes, Michalos & associates Inc. The staff took the time to listen to me, to understand my concerns. It took several months after a consultation to decide to take charge of my finances. In no way did I feel any pressure from them. They waited until I was ready. Thank you to all your team. You have helped me a lot. Read Less

Wow, I could have never imagined how fluid the consumer proposal process was going to be... Benny Mendlowitz reviewed my... Read MoreWow, I could have never imagined how fluid the consumer proposal process was going to be... Benny Mendlowitz reviewed my situation and quickly determined that it was the best avenue to undertake.
Really pleased that this option was made available to me...So relieved and at the same time flabbergasted at the results: being debt free and all the stress and pressure are now history for me.
Benny has so much experience, a true and genuine specialist in his field, demonstrating so much integrity, knowledge, and applying superior negotiating skills on behalf of his Clients.
For all this, I am very grateful, Thank you Benny. Read Less

  Excellent organization. Provided amazing guidance and help through my proposal. If you're going through difficult financial times look no further.... Read MoreExcellent organization. Provided amazing guidance and help through my proposal. If you're going through difficult financial times look no further. Awesome people! Read Less

  Totally recommended! Excelent service.

I would like to keep my exact business with Hoyes as private as possible. However I would highly recommend this... Read MoreI would like to keep my exact business with Hoyes as private as possible. However I would highly recommend this firm. Twice in the last year I had to phone for help and someone from their staff always gets back to me within a couple of hours tops ! They explained the legal matters to me so they made sense. Check them out. Read Less

I was extremely satisfied with Hoyes, Michalos & Associates. They were able to get me a consumer proposal on my... Read MoreI was extremely satisfied with Hoyes, Michalos & Associates. They were able to get me a consumer proposal on my debt which has in turn provided me with a better outlook on the future and lift a huge burden off my back.
It was a pleasure working with them as well. The staff are extremely kind, friendly and very good at their jobs. I especially like the credit counselling as well as it motivates you to make better money decisions and gets you excited to start saving again.
I highly recommend this team to anyone going through debt troubles. I'm glad to have chosen them to handle my proposal. Read Less

Everyone at Hoyes has been so kind and understanding in an already difficult situation. Highly recommend

  Hello every one.I saw comments from people who already got their loans from pure heart loans and then I decided... Read MoreHello every one.I saw comments from people who already got their loans from pure heart loans and then I decided to apply under there recommendations and just few hours ago I confirmed in my own personal bank account a total amount of $40,000 which I requested for. this is real a great news i am advising every one who needs real loan to apply true their via mail (stevenloanfirm88@gmail. com) I am happy now that I have gotten the loan I requested for. Read Less

Scott and his team are fabulous and helped me a lot. Scott Schaefer is a great person to help people... Read MoreScott and his team are fabulous and helped me a lot. Scott Schaefer is a great person to help people through a dilemma. Thanks for your support Scott!!! Read Less

My experience with Hoyes, Michalos & Associates was superb! I dealt with Scott and he guided me through the process... Read MoreMy experience with Hoyes, Michalos & Associates was superb! I dealt with Scott and he guided me through the process without any issues. The entire process was seamless and I honestly felt as though I was provided with top tier service. I would highly recommend! Read Less

Just went through a proposal and was handled very professionally, was way over my head in debt and Hoyes,Michalos and... Read MoreJust went through a proposal and was handled very professionally, was way over my head in debt and Hoyes,Michalos and Associates were there to save the day, just found them very easy to deal with, Thank you Read Less

Thank you for the professional services you have provided. I felt very confident when dealing with your manager Scott

The last installment on our proposal was on Monday. Everyone at Hoyes was ultra professional, friendly, and accommodating. We could... Read MoreThe last installment on our proposal was on Monday. Everyone at Hoyes was ultra professional, friendly, and accommodating. We could not have been in better hands, although I wish to never see them again LOL! Thank you to a great team. Read Less

The staff at Hoyes were so welcoming. They made me feel comfortable. They took a difficult situation in my... Read MoreThe staff at Hoyes were so welcoming. They made me feel comfortable. They took a difficult situation in my life and made it manageable!! The skills that were shared during counselling sessions were so helpful. I cant say enough about Patty .... she was so easy to speak with and went over and above to help. Read Less

Scott Terrio and all the staff at Hoyes, Michalos have been extremely knowledgeable and helpful during the financial process I've... Read MoreScott Terrio and all the staff at Hoyes, Michalos have been extremely knowledgeable and helpful during the financial process I've gone through. Scott has answered every question I've had and advised me what the best process and steps would be for my situation. Highly recommend. Read Less

Can’t say enough good things about Meg and Ted and how they have helped me. Judgement free zone. Made me... Read MoreCan’t say enough good things about Meg and Ted and how they have helped me. Judgement free zone. Made me feel comfortable to ask any question, big or small. Gave great tips and advice that will help me in the future. Highly recommend. Very professional and friendly. Thank you for the fresh start, I truly appreciate all your help. Read Less

Shannon helped be from start to finish. She consolidated all my student loan and credit card debts and submitted the... Read MoreShannon helped be from start to finish. She consolidated all my student loan and credit card debts and submitted the proposal. The whole process was made easy and everyone at Hoyes was very nice and helpful along the way. No stress at all. The monthly fees were small enough to handle and spread out over five years. I was able to pay it off early. I didn't need to go into bankruptcy and I'm debt free now! Feels good! Thank you and I highly recommend Hoyes and their understanding staff. Read Less

Very professional organization. Ian is exceptional. He is sincere, knowledgeable and has a fantastic sense of humour. I am very... Read MoreVery professional organization. Ian is exceptional. He is sincere, knowledgeable and has a fantastic sense of humour. I am very pleased with their service. Read Less