Hoyes Michalos – Reviews and Testimonials

Sandra, was especially personable, very thorough and attentive to the specifics of our situation.
She made the experience feel seamless and supported getting things on track right out of the gate.
I would recommend Hoyes, Michalos & Associates to anyone needing direction regarding finances.

I can’t thank Rebecca and the entire Hoyes Michalos team enough.If you’re in Windsor and struggling with debt (especially after fraud or life circumstances), please reach out to this team. They don’t judge; they help. They truly find the best solution for you. Thank you, Rebecca and Hoyes Michalos, for giving me hope and peace again. My financial burden is finally lifting, and I can start rebuilding. I’m forever grateful!!!

Very friendly staff and helpful. I'd recommend Hoyes, Michaelis & associates to anyone who is trying to get debt free.

I highly recommend Hoyes, Michael's & Associates Inc. for your financial help. Very helpful, friendly and informative. They go above and beyond to give you the help and support you need. I was stressed with all of this but they made me feel comfortable and at ease. Thank you for all your help and continued support.

Very informative and helpful. I will be more than happy to inform and refer to my friends and family etc...

Despite it not being a good thing I was there for, working with Nicholas from Hoyes was a great experience! It has been the best thing I have done this past year. Nicholas was always very helpful and provided me with a lot of knowledge and support throughout the process. I even recommended my friend to him as well! For anyone looking to get their financials in order, this is the place and the people to work with!

Due to unforseen circumstances, I found myself drowning in debt. Despite my best efforts to rectify my situation, it seemed to get worse and worse. For several weeks, I kept seeing advertisements on YouTube offering debt solutions but I ignored them. I went online and checked out several places but Hoyes,Michalos &Associates caught my attention. I reached out and was contacted fairly quickly and I was able to set up an in person interview with Jennifer. She reassured me that I was not the only person in my situation and that they could provide options that would set me upon the path to eventually become debt free. I followed the advice that I had been given and I began to see positive results and implemented good financial habits based on the principles that I was given. I have a long road ahead but I am no longer stressing about my finances and have been telling anyone who will listen and are in a similar situation. Reach out to Hoyes, Michalos and Associates and begin your own journey to freedom.

A lot of people are into debts but only a few know about consumer proposals unless they’ve gone out and done their research. When I first contacted Hoyes, Michalos & Associates, I had no idea what the firm was all about. Customer Service was quick and efficient to answer my call. The rep explained very well how it works and I was then connected to a Licensed Trustee Manager Scott. He guided me through all the steps and what to expect of the consumer proposal program. I was mentally burned out. My back-to-back debts were taking a toll on me but Scott helped me understand. My debts were reduced to more than half of what I owe provided I make sure I put equal amount of work on my consumer proposal programs That means, making consumer proposal payments on time based on what is approved by the creditors, attending a credit counselling with the licensed trustee and successfully finishing the program. Scott is always there when you have questions, very knowledgeable and professional. A heavy burden lifted off my shoulders. Thank you🙏🏼 I highly recommend this firm and talk to someone today!

Hoyes,Michalos & Associates has helped me during rough times. They make things as easy as possible according to your situation. Always friendly and very responsive to any questions , also helpful in any problems that may arise. I would and have recommended them many times. .

I was very impressed with the quality of service I received and the availability of the team. They were always punctual with answering emails and phone calls and made conducting business with them a pleasure. Thank you for your guidance and professionalism.

Benny mendlowitz from hoyes micheals has helped me so much they provided me with all the information took time to explain to me all information he was patient with me there were things I didn’t really understand and Benny services help get a better understanding of what I should do. They made my application clear and successful as great service and very happy with my business with my hoyes Michael thank you very much I strongly recommend their great services .

Jamie always took time for me when I called or e-mailed. She was friendly, helpful and professional in my dealings with Hoyes, Michalos. She showed a great interest and made me feel like I was your only client.

I have had a great experience throughout my Consumer Proposal process. My Trustee was supportive, encouraging, entirely positive and made what was a painful, scary prospect much easier to navigate.
I am very grateful to them and would not hesitate to recommend them.

I admit I was very embarrassed to find myself needing to inquire about making a consumer proposal. My counsellor Maureen, however, quickly made me feel at ease. She was understanding, kind and nonjudgemental. The process of making the application was actually both painless and helpful. I was surprised and relieved when Maureen gave me the news that my proposal had been accepted. Now my finances are much easier to manage!

I worked with Jason on my Consumer Proposal and he made things smooth from the get go. I was nervous about what this meant for my credit but Jason laid out my options, helped me choose the best option for me, and completed our two counseling sessions with clear communication. I'm looking forward to rebuilding my credit and getting back on track. Thank you Jason and the team from Hoyes, Michalos & Associates! I know Jason is always available to answer my questions and I'm glad I chose to go with this team.

I never email companies to praise their staff but your response time is amazing , very efficient, I will most definitely recommend you to my friends and family.
Email:victoriacrypto062@gmail.com.
WhatsApp: WhatsApp: +1 (702) 919-0093

Mine is a familiar story… drowning in credit card & tax debt in excess of my annual income & monthly ability to repay, plus being constrained by a hefty garnishment, I was at a really low point - deeply disappointed in myself & ashamed for putting myself in this situation. I felt I was really sitting outside the door of bankruptcy & very anxious about it. In researching that process, I learned about Hoyes, Michalos & Associates & their services to assist with debt relief. I decided to call the office of Sandra Sykora to make an appointment to speak with her.
Right from the start Sandra let me know that there were options other than bankruptcy to help relieve my situation. In that first really open & friendly meeting, Sandra clearly took me through the options & the process for filing a consumer proposal, answering all my questions With a debt relief plan, rather than bankruptcy & the garnishment suspended, a huge weight was lifted.
When problems with one of the creditors arose, Sandra & the team at HM provided exceptional assistance and support to resolve the situation. Their incredible attention to my situation & quick responses to any and all my queries put me at ease throughout the process.
With my consumer proposal accepted, I am hugely relieved at having the debt reduced & an affordable plan to repay the remainder.
Anyone looking for guidance in dealing with an overwhelming financial situation can rely on the professional team at HM. Give them a call, have a complementary conversation with one of their licensed trustees – you will be in good hands to help you sort out your own situation!

I am so over pleased with rebecca at the Windsor office. She truly helped me out the the fullest. Gave me excellent guidance. Has a kind heart very understanding. Truly I am blessed to have her help me out in my financial tough times. I give her 100 gold stars if i could.

My experience has been very positive Kristen was Very helpful and made the process a lot easier for me in a very difficult situation, I would definitely recommend To anybody That is ready to move forward and get on a better path for the future.

Doug was great a total professional who gave me great advice I highly recommend him and this company I tried others not as good as these guys trust me go with them you won’t regret it thanks again Doug you saved me