Hoyes Michalos – Reviews and Testimonials

I have had nothing but positive things to say about this company! I dealt with the Burlington location. I had... Read MoreI have had nothing but positive things to say about this company! I dealt with the Burlington location. I had the pleasure of dealing with Peter and William and I can honestly say that with their help I am in a much better place financially then I have been in a long time! They take their time with you an make sure you understand every step throughout the process. Then there was the credit counselling appointments which sound a little intimidating at first but I can honestly say that I was so motivated after each appointment, I wish there was more!! They treat you like a real person, not just a client, they truly care for you and your financial situations and finding solutions for you that actually work in real life!! I am very thankful that I decided to email this office just for some information and got a real solution and a huge weight off my shoulders!!! Thank you to Peter and William. Read Less

Friendly, informative, more than helpful when trying to decide what to do.
I’m extremely pleased with the service and... Read MoreFriendly, informative, more than helpful when trying to decide what to do.
I’m extremely pleased with the service and results. Truly grateful for them!!! Read Less

Thank you Patricia, Margaret, and Howard at the Cambridge office for providing exceptional service when handling my consumer proposal. From... Read MoreThank you Patricia, Margaret, and Howard at the Cambridge office for providing exceptional service when handling my consumer proposal. From consultation to filing to the aftermath, they were all friendly and helpful with relieving my financial stress. They have a wealth of knowledge and financial resources. It wasn't as bad as I thought and now I'm debt free. Go see them if you want a solution to your overwhelming debt. Read Less

Very satisfied with the work Hoyes has done for me... I wouldn't have gone anywhere else...

The entire team at Hoyes, Michalos & Associates have been extremely helpful with providing me with all the needed information... Read MoreThe entire team at Hoyes, Michalos & Associates have been extremely helpful with providing me with all the needed information and processes.
The staff have been friendly, responsive and understanding. Would recommend them 100% and I am giving them high praise for being so good in dealing with all the concerns and issues. Read Less

I’ve worked with this company twice now and nothing but a positive experience both times. Very knowledgeable, friendly and understanding.

I had a very positive experience dealing with the London office from the first meeting to the last one. They... Read MoreI had a very positive experience dealing with the London office from the first meeting to the last one. They made me feel comfortable and gave me options with detailed explanations. If I had a question, I had a response within one business day. Joel is extremely professional and thorough. Highly recommend them. Read Less

Words cannot express my appreciation to Hoyes Michalos & Association. I was going through difficult time financially and was... Read MoreWords cannot express my appreciation to Hoyes Michalos & Association. I was going through difficult time financially and was looking for ways to solve my problem. I came across this company on the internet I called and I was given an appointment almost immediately. I met with Brian at the Mississauga office and he guided me with options to get me where i am today... I highly recommend Hoyes Michalos & Association... Thank you so much for making me feel at peace...
Kezaabu Read Less

Rebecca was extremely knowledgable and made the entire process clear and easy. I would highly recommend Hoyes and Michalos to... Read MoreRebecca was extremely knowledgable and made the entire process clear and easy. I would highly recommend Hoyes and Michalos to anyone seeking an insolvency trustee. Read Less

Peter helped us understand on what we can do about our debts. He is very thorough and organized. When we... Read MorePeter helped us understand on what we can do about our debts. He is very thorough and organized. When we decided to talk to him, he enlightened us and guided us along the way. Truly a professional one. No judgment, just pure help. Thank you Peter. Read Less

Brian and Courtney did an amazing job answering all my questions and laying out my options to get me where... Read MoreBrian and Courtney did an amazing job answering all my questions and laying out my options to get me where I am now - debt free and rebuilding my credit. I will tell everyone I know that has financial trouble to come speak to your team. Words cannot express my appreciation for their assistance getting me out of the hole I found myself in. Read Less

  Excellent organization. Provided amazing guidance and help through my proposal. If you're going through difficult financial times look no further.... Read MoreExcellent organization. Provided amazing guidance and help through my proposal. If you're going through difficult financial times look no further. Awesome people! Read Less

Alison at Hoyes Michalos really helped get me through the worst experience of my life. She is charming and... Read MoreAlison at Hoyes Michalos really helped get me through the worst experience of my life. She is charming and professional and makes what could be a very unpleasant experience almost enjoyable... Read Less

Amazing experience! I would definitely recommend checking out your options here.

I highly recommend the services of Hoyes Michalos Associates. I went to their Guelph office and was given helpful,... Read MoreI highly recommend the services of Hoyes Michalos Associates. I went to their Guelph office and was given helpful, honest, and useful advice. They helped me solve a long running financial problem and gave me a new lease on life. Each step was explained fully and I was given choices I never knew I had. Read Less

Excellent service. Guranteed. No hidden charges. Amazing dependable.quite satsfied

I am a former client (I worked with Billy Martell). I filed for bankruptcy December 5th, 2012 during an exceptionally... Read MoreI am a former client (I worked with Billy Martell). I filed for bankruptcy December 5th, 2012 during an exceptionally hard time in my life. The caring service I received from Billy, and all the employees I interacted with at Hoyes Michalos is so appreciated. Fast forward to September 2019 and my credit is not only clear of the bankruptcy notation, but with the credit counselling and advice I got, my credit score with Equifax is now 786!! which is in the EXCELLENT range. I can't thank Hoyes Michalos enough. To those just starting out on their credit improvement journey, keep at it, do what you're told and soon you'll be back on track to healthy credit and good financial habits. Read Less

Struggled with debt since forever. This was compounded over the years by 3 significant relationship endings. Past the... Read MoreStruggled with debt since forever. This was compounded over the years by 3 significant relationship endings. Past the age 50, had more than $35,00 in consumer debt and was never going to get that paid off. Was giving creditors $1,100/mth in payments, then borrowed some of it back for living expenses. It took 6 mths to decide to make an appointment and then another 2 mths to decide to move forward with a consumer proposal. IT WAS THE BEST DECISION I COULD HAVE MADE. Brendan was very helpful and kind. Shannon was amazing and supportive. My last meeting (2nd credit counselling session) was with Maureen and she and I had great discussions as we covered many areas of areas of personal finance which left me with tons of optimism. Everything has changed for me, for the better. I should have done this years ago. Read Less

I first made contact two years ago with the Burlington office by email. After reading all the pro's and cons... Read MoreI first made contact two years ago with the Burlington office by email. After reading all the pro's and cons I decided to continue my own debt management course. As a senior, pride is a very hard thing to deal with...I was embarrassed and very secretive about my situation.
In Nov. 2018 I arranged an appointment with Billy and was surprised I wasn't made to feel Sub Human lol.
Billy was very helpful and professional each time we met.
This program has given me the opportunity I needed to maintain my livelihood and pay off remaining debts.
I also enjoy the informative News Letter and the user friendly apps like Gas Buddy.
I have a positive attitude as my journey to debt freedom progresses.

Thank you Billy and staff. Read Less

I’ve worked with this company twice now and nothing but a positive experience both times. Very knowledgeable, friendly and understanding.