Hoyes Michalos – Reviews and Testimonials

I’m so happy to have contacted hoyes. The stress reduction in my life has given me a positive financial outlook... Read MoreI’m so happy to have contacted hoyes. The stress reduction in my life has given me a positive financial outlook for my future. I wish I had started a consumer proposal earlier!! Everybody I’ve dealt with has been an amazing help. Read Less

If you're someone considering a consumer proposal or bankruptcy, I definitely recommend Hoyes as a good place to go for... Read MoreIf you're someone considering a consumer proposal or bankruptcy, I definitely recommend Hoyes as a good place to go for information and help regarding that issue. Everyone I have talked to has been super helpful in educating me. If you're not sure what to do, just ask to speak to someone. They are wonderful people. Thank you to Janette, Benny and Brennan. I appreciate all their help, and what Hoyes, Michalos & Associates is here for. Read Less

I would highly recommend Hoyes, Michalos and Associates to anyone who is struggling financially. They are very... Read MoreI would highly recommend Hoyes, Michalos and Associates to anyone who is struggling financially. They are very professional, respectful and non-judgemental. Right from the start, they explained everything in detail and answered all of my questions thoroughly. Don't hesitate to contact them. You'll be glad you did. Read Less

I was really stressed about my debt. I was going to file for bankruptcy. But after talking with Benny, we... Read MoreI was really stressed about my debt. I was going to file for bankruptcy. But after talking with Benny, we decided that a consumer proposal would be best. After my meeting I felt relieved and happy. I would recommend them if you are looking to file for a consumer proposal or bankruptcy. 🙂🙂🙂 Read Less

This company has made this process such a painless transition. Every woman has been amazing!! If you are facing financial... Read MoreThis company has made this process such a painless transition. Every woman has been amazing!! If you are facing financial difficulties. Call them! They are a very caring & helpful team. They are first rate, lovely ladies who know their stuff!! I'd just like to say thank you so much for help me through this very difficult time of 2020. Read Less

I highly recommend Hoyes Michalos. They are extremely kind and professional. They were very helpful through a process I knew... Read MoreI highly recommend Hoyes Michalos. They are extremely kind and professional. They were very helpful through a process I knew nothing about and explained everything along the way, helping me to make informed financial decisions. I was nervous about my credit counselling session with Patty but she was so kind and relatable. I really worried for nothing Read Less

I am very thankful for the nonjudgmental atmosphere I was greeted with and that was continued through the process of... Read MoreI am very thankful for the nonjudgmental atmosphere I was greeted with and that was continued through the process of setting up a Consumer Proposal.
From my first appointment to my final credit counseling I was thankful for the professional courtesy and non judgmental aid provided me. I wish to thank the
Hoyes.Michalos Hamilton Group for helping me to have less stressful future. Read Less

Mark and Michelle have both been very helpful during my entire bankruptcy. They always gave clear advice and information which... Read MoreMark and Michelle have both been very helpful during my entire bankruptcy. They always gave clear advice and information which made the whole process so much easier. I highly recommend seeing them because they made my life so much easier during this stressful step. Read Less

I like the good quality and professionalism they demonstrated...also do their best in the easiest way to educate you about... Read MoreI like the good quality and professionalism they demonstrated...also do their best in the easiest way to educate you about ur debt....also straight forward and doesn't go behind their words... Read Less

Very happy with the support and assistance i received from Jason. Hoyes & Michalos are highly recommended for great service... Read MoreVery happy with the support and assistance i received from Jason. Hoyes & Michalos are highly recommended for great service and friendly staff. I was made very comfortable during the process and had all my questions answered. Read Less

Simply the best in the business!

I wanted a fresh start. I was stuck in a high interest credit card with a balance that continued to... Read MoreI wanted a fresh start. I was stuck in a high interest credit card with a balance that continued to grow. It became way out of my reach. With the help of Peter Allen and Billy Martell I can sleep again. My debt was cut to 40% of the balance with payments that were great for me. I have learned a lot with their help and I would recommend them to anyone. Read Less

Cyndi and Ted at the Guelph office were very helpful, thorough and well-informed. They answered any questions we had... Read MoreCyndi and Ted at the Guelph office were very helpful, thorough and well-informed. They answered any questions we had and went over all our best options. I highly recommend using the Guelph location for your insolvency needs. First class customer service. Read Less

I had almost 70k in debt at 24. The idea of drowning in debt never felt so real. People had... Read MoreI had almost 70k in debt at 24. The idea of drowning in debt never felt so real. People had told me about a consumer proposal before but I had to much pride, I thought I could dig myself out on my own. Eventually my debt and the calls all became too much for me to handle and I finally filed a consumer proposal. It changed my life. The relief I’ve gotten from having my debt managed finally is beyond words. I recommend these guys to every one of my friends who has debt issues. Read Less

Hoyes.Michalos very professional and provide great service. They are very flexible, reliable and advance you can communicate by phone, email... Read MoreHoyes.Michalos very professional and provide great service. They are very flexible, reliable and advance you can communicate by phone, email or social media. Maureen is very helpful and she knows what she is doing. She is very professional trustee (LIT), knowledgeable and you can ask her tons of questions regarding proposals she will provide you all the answer. Overall Hoyes teams is great and I give them 7 stars ⭐️⭐️⭐️⭐️⭐️⭐️⭐️ Read Less

Mine is a familiar story… drowning in credit card & tax debt in excess of my annual income & monthly... Read MoreMine is a familiar story… drowning in credit card & tax debt in excess of my annual income & monthly ability to repay, plus being constrained by a hefty garnishment, I was at a really low point - deeply disappointed in myself & ashamed for putting myself in this situation. I felt I was really sitting outside the door of bankruptcy & very anxious about it. In researching that process, I learned about Hoyes, Michalos & Associates & their services to assist with debt relief. I decided to call the office of Sandra Sykora to make an appointment to speak with her.
Right from the start Sandra let me know that there were options other than bankruptcy to help relieve my situation. In that first really open & friendly meeting, Sandra clearly took me through the options & the process for filing a consumer proposal, answering all my questions With a debt relief plan, rather than bankruptcy & the garnishment suspended, a huge weight was lifted.
When problems with one of the creditors arose, Sandra & the team at HM provided exceptional assistance and support to resolve the situation. Their incredible attention to my situation & quick responses to any and all my queries put me at ease throughout the process.
With my consumer proposal accepted, I am hugely relieved at having the debt reduced & an affordable plan to repay the remainder.
Anyone looking for guidance in dealing with an overwhelming financial situation can rely on the professional team at HM. Give them a call, have a complementary conversation with one of their licensed trustees – you will be in good hands to help you sort out your own situation! Read Less

I was living pay cheque to pay cheque and struggling. The stress I was dealing with was affecting many aspects... Read MoreI was living pay cheque to pay cheque and struggling. The stress I was dealing with was affecting many aspects of my life in a negative way, I finally turned to Hoyes , Michalos & associates. This was the best decision I have ever made, Jeff and Alison are amazing people to deal with, they are so understanding they explain the process in a way that I completely understood, I wish I had done this year's ago, my life has changed so much for the positive and I'm stress free. I highly recommend Hoyes , Michalos and associates, if you are struggling like i was PLEASE call them because you WILL get your life back!! Read Less

Brett at the Vaughan office is an absolute professional in his field. Friendly, extremely knowledgeable, and willing to go the... Read MoreBrett at the Vaughan office is an absolute professional in his field. Friendly, extremely knowledgeable, and willing to go the distance to make the client feel confident and informed. He handles everything from beginning to end with ease and minimal hassle. After an extremely unpleasant experience with another company, I felt very uneasy and untrusting, and was preparing for another fight that I thought I would have to go through it again. From the first Zoom call with Brett, he listened to my past experience and concerns, and assured me right away that that was not going to happen with him and his firm. Not only did he deliver results that I did not believe were possible, but he did so with such ease to me that I barely spent any time worrying about the details involved. They care about their clients to provide advice and create solutions going forward even after their job is done. I have complete confidence in Brett and will not hesitate to recommend him and his team to anyone looking to work with a true professional. Read Less

  they quickly made me feel comfortable about consolidating my debt, which I was struggling with, I would recommend them to... Read Morethey quickly made me feel comfortable about consolidating my debt, which I was struggling with, I would recommend them to anyone in the same situation Read Less

So far very respectful and it's a scary process, but they help a lot for you to relax about your situation.