Hoyes Michalos – Reviews and Testimonials

Very professional and responsive to my situation. Put me at ease right away and didn't talk down to me but talked in terms that I could understand.

I was given the Hoyes' contact information from a former client to inquire about a consumer proposal. I'm so glad that I made that call. The process was quick and easy. The representative was professional. I can't thank Hoyes, Michalos and Associates for assisting me with my debt.

I just completed my consumer proposal, the trustees I’ve worked with at Hoyes Michalos have been so amazing over the years, they have provided me with so much support and guidance as I needed it. Not only was the process easy, but it actually changed my life. I was drowning in debt and I don’t know where I’d be had I listened to the banks advice. My trustees were non judgemental about my situation, which was a stark difference from how the banks had treated me. I can’t say enough good things about Hours Michalos

Joel gave me a very good advice that helped me to move on with my debts and figure a better way
I appreciate his faithfulness and support

Excellent work with this firm, no BS! They were truthful, efficient & did not waste my time. I highly recommend them after talking with other Trustees that I found played games only to increase their share of the settlement.

I felt immediately at ease from my very first phone appointment with Rebecca. She was very kind and helpful. Rebecca was quick to respond to my many emails and answer all of my questions. I highly reccomend Hoyes, Michalos & Associates to anyone who is seeking debt relief! I was greeted with kindness and helpfullness and I never once felt judged. The kindness and helpfullness really put my mind at ease and I felt a huge weight off of my shoulders. I now look forward to my fresh start thanks to Rebecca and Hoyes, Michalos & Associates. Thank you from the bottom of my heart!

Understanding, personal and professional. They do their absolute best to provide the best service and get you debt free while rebuilding credit.

When faced with hardships and not having any easy answers the team at Hoyes, Michalos & Associates was most helpful in directing and recommending options. They made the process simple and straightforward while being accommodating and responsive throughout the process. I would highly recommend their services.

They are very professional and informative making me feel comfortable in a very stressful time in my life.
My consultant Mark was very helpful, making himself available anytime I had questions and explained everything so I could understand it.
I so appreciated his patience and help.
I highly recommend this company.
I am now getting on with life.
Thank you Mark.

My experience with Hoyes, Michalos, and Associates was wonderful, especially dealing with Benny. Benny is very experienced and quite knowledgeable. He explained everything to me and answered all my questions. I would highly recommend Benny to anyone.

Janette Martin from the North York office. She is one of a million. I did talk to lots of companies around the GTA only Janette keep in touch with me and she answered all my questions. She is very professional at her job and she fights for you 110%.

She keeps her words and she is very knowledgeable. Great company to work with but Janette is the superhero!!

I was struggling to make ends meet for years and I believed there was no way out expect to bite the bullet and be miserable for years. To my disbelief, I came across the concept of consumer proposals. The idea of reducing your debt by up to 80% sounded ludacris! After doing some research, I came across a Reddit thread of individuals discussing their success stories. One of those success stories expressed their gratitude to Hoyes Michalos as being the best, most trustworthy Licensed Trustee corporation. Reddit being a reputable "word to mouth" source of information and the comment being highly rated, I googled "best consumer proposal company Cananda" and with no surprise, Hoyes Michael was the first listed corporation. The consumer service, proposal process, and time it took from application to approval was all steamless, a delightful, and professional process. I feel the heavy mental burden of carrying high interest, multiple loan debt stress is dissolved and now I'm able to manage my finances, save, and budget without restless sleep. I highly highly recommend Hoyes Michalos to anyone in need, especially dire need of a financial reset! It was the best decision I made towards my financial situation! It completely changed the trajectory of my life and I'm forever grateful for Brian McIlmoyle for getting me through this! Bravo Zulu!

Kristen has helped me very much.
I have to thank her and Howard for all the work they have done for me.

Working with Hoyes was straightforward, easy and very informative. I felt respected, and truly cared for. They are kind, honest, professional and accommodating. Thank you Hoyes

Amazing service, Howard spent almost two hours answering all of our questions during our free consultation over the phone. We’re thankful!

I highly recommend Hoyes, Michalos. I recently went through the process of submitting a Consumer Proposal, and Doug Hoyes was incredibly helpful, informative and non-judgmental. I found all of the information available on their website very helpful as well. Thanks to Doug, years of financial stress and burden have been resolved and I really feel like I can make a fresh start. Thanks so much for all of your help!

I was in jeopardy of having my wages garnished and didn't know what to do. I was doing some research online and came across Hoyes Michalos. After reading all of the amazing reviews I decided to reached out to them. Rebecca was a amazing throughout this whole process. I feel relieved and no longer have to stress about my debt. I can finally start planning for the future!! Thanks Rebecca and Hoyes Michalos!!

Very professional and helpful! I dealt with Scott Terrio and Doug Hoyes. They both offered great advice and information and helped me to solve what seemed like an insurmountable problem.

Jason helped my husband during the process of starting a proposal. He was very helpful and answered all the questions my husband had. He has been great to work with, and responds very quickly to any questions or concerns we may have. My husband's mind is now at ease all thanks to Jason!

I found Hoyes Michalos & Associates through a google search about consumer proposals. I am glad I made the right choice in calling their office. Rebecca Martyn was very helpful explaining the process and what my other options were regarding my situation. I chose the best fit for my family and she made the experience seamless and stress free. For years I was overwhelmed with debt and collection calls. I just wish I made the call sooner.