Hoyes Michalos – Reviews and Testimonials

Reliable, trustworthy and professional. Don't look too much for debt relief experts. They are the best in the market.

The team at Hoyes, Michalos & Associates was absolutely great with me. I'd just had one of the worst years of my life and thought I was never going to get out from under it. Howard & Patricia were compassionate and didn't judge me for being in the position I was in. They provided me with exceptional counsel and helped me to make the best choices for me going forward. For the first time in months I'm breathing easy and working towards building a better future for myself. If you need help, call them, this team will not only work with you to get you out from under your stress but will teach you how to avoid being in this scenario again. They're with you every step of the way.

Never in a million years did I ever thought or imagined that I would be in the kind of financial hardship that I have been. I did not even know anything about Consumer Proposal until my young adult son, saw how I was struggling and he googled about financial hardships and debts. After looking and reading many reviews, I called Hoyes. Machalos. From the first phone call to the whole process, they made it easy for me. They were empathetic, professional and yet friendly. Benny is knowledgeable and always communicated with me during the whole process to make sure that, I was informed of what was going on with my file. Today is a new day for me towards my financial freedom as I just finished my first counselling session with Benny who informed me that, my consumer proposal was accepted by all the creditors. Thank you Hoyes Machalos, very special thanks to Benny, Linda and all of the team from the person who answered my first phone call. If you are struggling with debts, please call Hoyes, Machalos, they will treat you with respect and dignity that you deserve and soon you will be able to start your life again without worrying about creditors calling you.

Diana and William were very kind, professional and understanding. They made the process stress free. I highly recommend them to anyone who finds themselves in this difficult situation.

Scott from Hoyes ,Michalos really helped me in the crisis situations where I was totally drowned in debt for last more than 15 years. It is like a new life and a burden of stress is gone. The process was really easy . Even after negotiation he is helping me in building my credit Step by Step and securing my future and making sure my credit is built back . I feel so greatful that I met him on Facebook and he helped me in resolving my life's one of the biggest problems. I wish them growth in their business. ,👍

Nicholas was/is amazing to work with. Very knowledgeable and always keeps you in the loop. He Responds back to emails quickly and isn’t hard to get in contact with. He helped me through the process and made sure I understood and always gave clarification when needed. Highly recommend using Hoyes! Thank you again, Nicholas!

I had the pleasure of dealing with first Billy then Beau! Billy was very kind and informative he helped me with my initial consultation and made the process painless, Thank you Billy... you helped me fully understand the whole process and as mentioned you made it easy! Beau is FANTASTIC! Within the first 10 mins of our first meeting I was completely comfortable! Beau your genuine compassion and empathy for people is truly a special gift! Thank you so much for your help!
I have and will continue to recommend you guys😊

Billy was just a huge help in my debt relief, extremely nice, and made a tough day lighter. Thanks

Mark and Michelle have both been very helpful during my entire bankruptcy. They always gave clear advice and information which made the whole process so much easier. I highly recommend seeing them because they made my life so much easier during this stressful step.

Dealing with Billy was a pleasure. Extremely knowledgeable. Willing and able to answer all my questions. Was able to present me with my choices right away. I was never made to feel less then. Billy was really understanding. I now feel ready to get to where I want to be in life. Given that it’s COVID. Everything was done via email. All very easy to understand and complete. I will forever be thankful for all the help I reserved at Hoyes, Michalos & Associates

Quick to respond, very effective, competent and friendly staff. No complaint.

Wow, I could have never imagined how fluid the consumer proposal process was going to be... Benny Mendlowitz reviewed my situation and quickly determined that it was the best avenue to undertake.
Really pleased that this option was made available to me...So relieved and at the same time flabbergasted at the results: being debt free and all the stress and pressure are now history for me.
Benny has so much experience, a true and genuine specialist in his field, demonstrating so much integrity, knowledge, and applying superior negotiating skills on behalf of his Clients.
For all this, I am very grateful, Thank you Benny.

I had my Identity stolen and had been struggling with getting help I needed for 3 years until I came across Hoyes and Michalos. The staff that helped me was a lifesaver, very professional and knowledgeable and fast. I would definitely recommend them to anyone.

It was very hard to find a good place to do my consumer proposal. Finally I got in to the right place and Jason helped me to complete my proposal. He was really helpful and done my proposal very easily. Gave me very good advice to moving forward and I really suggest this place for someone who’s looking for perfect place to do your consumer proposal.

I strongly recommend their services, based on my experience they are the best in their business.

Mr. Jason Quinney was very helpful when I was in a very bad financial place in my life. For those wanting a fresh restart on your financial life, I highly recommend this firm, but above all, I recommend Jason, he's professional, patient and helpful. Made the process simple and efficient. I couldn't be happier with the outcome. Helped me make my unfortunate situation feel a lot less stressful. Highly recommend them with their excellency and professionalism. Thank you Hoyes, Michalos & Associates for your wonderful service..

Very professional organization. Ian is exceptional. He is sincere, knowledgeable and has a fantastic sense of humour. I am very pleased with their service.

was feeling a lot of pressure was super stressed and didn't know what to do yesterday, spoke to a kind lady working here who was so intelligent and really helped put my fears to rest definitely suggest this company 10 out of 10

My experience has been excellent 👌 I highly recommend Hoyes, Michalos I have used there services twice and learned alot from this organization. Appreciate the follow up emails and suggestions on how to manage money I have applied some of these skills and Happy to say I'm now Debit free ...if your feeling stressed about your money situation please contact these Associates to ease your mind and get back on track! You will not regret just follow exactly what they tell you 💯👌

My Filing a Consumer Proposal was not as difficult as I had thought. (Billy) was very pleasant and explained everything to me. My first counselling session was great, and the questions were easy and straight forward. I would recommend this company . It's is surprising how less stressful you become once you know your are free of debt.