Hoyes Michalos – Reviews and Testimonials

Best decision I ever made to contact Hoyes, Michalos & Associates! They are truly the best company for financial support. I am very grateful for all they have done for me!

Very nice kind helping people. From the first call to every follow up call and any call in between. There was no judgement only a willingness to help. They gave you the options you had so they made you feel that you had a way out. Highly recommended 🙂

One of the easiest and painless experiences ever! ... Billy explained everything very well, answered the questions I had, and has answered any questions I've had since. I feared it would be scary and take so long, but HM&A made it super duper easy, and stress free. HIGHLY recommend these lads for anyone considering Consumer Proposal. I have no regrets at all with my choice, best decision all around I've made in regards to my financial situation.

I just like to say thank you to everybody at hoyes and associates for helping me turn life around and all good advice and help wonderful people there never disappoint me at any time I would call and bug about anything there and they were really perfosonal about it all thx guys 💯🤗

Great help and a good group of people to work with.

Great support from the team at Hoyes, Michalos and Associates ... they are extremely knowledgeable, are able to explain everything in detail (but in simple terms), and were very nice throughout the whole process, handling what is personally not an easy situation. I highly recommend them!

The experience that I had with Hoyes, Michalos & Associates had literally changed my life and my way of thinking about credit. Scott Schaefer had so generously taken the time to talk with me on 2 occasions; and he had kept in touch with me to help me to find out the best solution for my credit situation. His help was priceless, and I now know the best course of action to take thanks to his incredible knowledge and unending patience for me and my needs. I HIGHLY recommend Hoyes, Michalos & Associates, and I happily and confidently rate them a total of 10 STARS: 5 stars for Hoyes, Michalos & Associates and another 5 stars for Scott! Many thanks! 👍👍👍

I am so thankful to have found a solution to my debt problems. Jason has been amazing, was ready to help from the moment I called, he's great with communicating and always responsive when I have a question. Thank you for your help and I look forward to my debt free future!

Before I met Howard I was in a very difficult and stressful situation. and I keep searching online until I found his name as trustee who has excellent reviews, then I decided to contact him, we met for a free session to explain my situation and the options. He's honest and straightforward person. Since I met him I feel less stress and relieved. I highly recommended him if you have anything related to financial issues. Please don't hesitate to contact him and ask for his help.
I'm so grateful that I met him. Thank you so much Howard

The team is very knowledgeable and helpful. They explained everything to me. They were always available to send any answers to my questions. Thank you.

Very professional and helped me understand everything that was happening. Friendly and out going definitely helping me out and drastically lowered my stress level.

Professional expertise from real people like Scott Terrio this is what you get at Hoyes, Michalos & Associates. Transparent, reliable, no fine print, just effectively delivered results. If that is what you are looking for, don't wait, contact them now.

A good experience overall dealing with Hoyes at this location. Benny provided comprehensive information about all options and helped facilitate a smooth process overall. It's important to do your own homework first, and then you will be able to feel confident about your experience.

Excellent service! Great people, very helpful and friendly.

Excellent customer service experience. Every inquiry I submitted via email was answered immediately. Each staff member I came into contact with, including reception, was extremely helpful and supportive.
I highly recommend this company to everyone.

Just finished my consumer proposal and it feels AMAZING to be "debt free". Everyone at the Brampton office and within the company in general always very helpful. They are also very understanding of any situation and work with you through a rough financial situation. Thank you for everything guys

The staff at Hoyes were so welcoming. They made me feel comfortable. They took a difficult situation in my life and made it manageable!! The skills that were shared during counselling sessions were so helpful. I cant say enough about Patty .... she was so easy to speak with and went over and above to help.

I’d like to thank this company for having a passionate and dedicated employee who helped us to apply for Consumer Proposal to resolve our debts. Nicholas was really patience when we had conversation about something he really tried his best to understand me and he want to make sure that we’re on a same path. I was genuinely impressed by his work, the way he explained every single thing, the way he give us advice. we filed a consumer proposal last September 25, 2022 and Today November 10, 2022 we received an email saying that our consumer Proposal has been accepted!! Thank you so much Nicholas for your help!!! We will for sure recommend you to our other colleagues that has been struggling to their debts. I’m glad that I found this company!!

Mark is very professional who helps lot of family with a fresh start.explains all the suitable options and gets it done.

I had the pleasure of working with Hoyes, Michalos & Associates for personal financial issues. My case manager, Maureen, was kind, patient, understanding and made me feel at ease throughout the process.

If you are needing an organization for debt, bankruptcy, etc., these are definitely great people.