Hoyes Michalos – Reviews and Testimonials

I can’t praise this team enough. What I thought would be a long stressful process was made unimaginably easier. A big thank you to Brett and everyone else who helped me transition smoothly out of debt!

I came down with medical issues and was unable to work. I tried for a few moths to come to an agreement with lenders with no luck. I called and was connected with Patricia. She was great and told me to take my time to decide and reviewed the pros and cons. I took two months to decide and connected with Joel. He explained the process very clearly and the process. Then I had a video conference with Heather. She was also great and walked me through next steps ! This team has taken a lot of stress of me and I compliment how professional they are !

Bob

I just want to say how happy I was to work with Angela, Rebecca and Tina at the Windsor branch. They not only were professional with every interaction I had with them, they treated me with dignity and respect right from the time I walked through the door. I went in feeling very over whelmed and left with hope my future would be way less stressful. Thanks girls for all the help you gave mentally and emotionally it was well worth the work. You will not be disappointed by choosing Hoyes, Michalos and Associates.

I worked with Jason on my Consumer Proposal and he made things smooth from the get go. I was nervous about what this meant for my credit but Jason laid out my options, helped me choose the best option for me, and completed our two counseling sessions with clear communication. I'm looking forward to rebuilding my credit and getting back on track. Thank you Jason and the team from Hoyes, Michalos & Associates! I know Jason is always available to answer my questions and I'm glad I chose to go with this team.

The process was simple and the people were pleasant to deal with. The counselling sessions and monthly budgeting were very useful. The time flew by and it was well worth it in my situation. I would recommend this company.

I’m incredibly happy with the professional service provided by Charlie, Insolvency Counsellor, at
Hoyes, Michalos & Associates Inc.
I can’t describe the peace of mind I’ve gained after the process was finished. I highly recommend to anyone looking for a fast and effective financial resolution!

I have had a great experience with Alison. She was informed, interested and really listened to my concerns.

I wanted to extend my deepest appreciation to Hoyes, Michalos, and Associates, and in particular, Benny and Brennan. During an exceptionally challenging financial period in my life, their guidance and advice were nothing short of life-changing.

Benny and Brennan's expertise and personalized approach provided the clarity and confidence I needed to regain control of my financial situation. Their patience, empathy, and unwavering support were instrumental in helping me navigate this complex journey.

I can't thank them enough for their dedication and genuine care. Because of their exceptional work, I now have hope and a clear path toward a more stable financial future. The impact of their counsel has been immeasurable, and I am profoundly grateful.

Look no further if you are seeking help with your financial situation. In my opinion Hoyes is unquestionably the best. Joel and Heather are super people... empathetic, knowledgeable and efficient. Thank you, thank you, thank you for your kindness and great advice in helping us to get our finances under control.

It was a pleasure dealing with Joel. In addition to being highly professional and very knowledgeable, he was patient and provided us with genuine and trustworthy advice, all during the free consultation. I would not hesitate to seek his services again.

From beginning to end Mr Martel made me feel extremely comfortable with the process. Everything was made very clear to me in a way that I understood. No surprises. At no time was I made to feel less because of my situation. I am thankful to Hoyes, Michalos and Associates for their professional help and Mr Martel for his patience, guidance and for making a personal uncomfortable situation much easier.

Scott from Hoyes ,Michalos really helped me in the crisis situations where I was totally drowned in debt for last more than 15 years. It is like a new life and a burden of stress is gone. The process was really easy . Even after negotiation he is helping me in building my credit Step by Step and securing my future and making sure my credit is built back . I feel so greatful that I met him on Facebook and he helped me in resolving my life's one of the biggest problems. I wish them growth in their business. ,👍

Maryia Bratkouskaya has been amazing during my bankruptcy process. Truly amazing person and counselor!

  I can’t say enough good things about them. They have helped me and taken all my stress away! Thanks guys and especially Benny!

Over the years my and my husband's personal financial situation became more of a load that we were able to bare, however when Covid 19 hit and we weren't bringing in the same monthly income, we knew we had to do something to save ourselves from a worse situation in six months time. In came Hoyes! We have dealt with Mark at Hoyes in Barrie and aside from being informative, professional and responsive to our emails and questions, he has also been very personable, he speaks to us like humans not a number or a paycheck like some banks and other companies. He managed to make all our appointments thus far via Zoom and has been more than accommodating during these strange times. We have some follow up appointments with him to go over our budgets and ensure we are on the right path, and rather than that be a daunting experience or one where you would feel anxious or ill prepared, I actually look forward to it. He assists with both personal suggestions as well as proven results that are easy to understand, and are obtainable. We are very glad that we chose to work with Hoyes and that Mark is our Trustee! Highly recommend!

My husband and I really got ourselves into a mess while building our home. If it weren't for Jeff and his team, I'm not sure where we would be right now. So, thank you so much for helping us out and being so professional and courteous with us! Highly recommend.

Scott Terrio and all the staff at Hoyes, Michalos have been extremely knowledgeable and helpful during the financial process I've gone through. Scott has answered every question I've had and advised me what the best process and steps would be for my situation. Highly recommend.

I was skeptical at first to go for a consumer proposal at first but I really hope I chose that part sooner. Maureen is the best, believe me when I said she's the best. She does not judgmental and she is very friendly and always have a smile in her face during all the process. I feel at ease all during the program. She took care of everything and I can say soon I will be debt free. Thank you HMA and Thank you so much Maureen. Anyone who is sleepless about creditors calling you in the middle of nowhere HMA can help you in a heart bit.
Thank you,
LI

Scott and Doug were both great, informative, nonjudgmental, and helpful in getting me a very fair deal for my consumer proposal and a huge weight has been lifted in terms of my debt management thanks to them and their organization. Highly recommend!

Quality work, Totally recommended!