We're sharing these reviews - unedited - to give you honest feedback directly from Hoyes Michalos clients. Our clients are the most qualified to tell you about their experience with our Licensed Insolvency Trustees and our caring team. We are dedicated to listening to our clients so we can provide the best service possible. We appreciate our clients taking the time to share their feedback. We hope you find their reviews helpful and informative. We look forward to working with you.
Hoyes, Michalos & Associates Inc.
4.9 Stars - Based on 1507 User Reviews
Hoyes, Michalos & Associates Inc.
4.9 Stars - Based on 65 User Reviews
Mine is a familiar story… drowning in credit card & tax debt in excess of my annual income & monthly...Read MoreMine is a familiar story… drowning in credit card & tax debt in excess of my annual income & monthly ability to repay, plus being constrained by a hefty garnishment, I was at a really low point - deeply disappointed in myself & ashamed for putting myself in this situation. I felt I was really sitting outside the door of bankruptcy & very anxious about it. In researching that process, I learned about Hoyes, Michalos & Associates & their services to assist with debt relief. I decided to call the office of Sandra Sykora to make an appointment to speak with her.
Right from the start Sandra let me know that there were options other than bankruptcy to help relieve my situation. In that first really open & friendly meeting, Sandra clearly took me through the options & the process for filing a consumer proposal, answering all my questions With a debt relief plan, rather than bankruptcy & the garnishment suspended, a huge weight was lifted.
When problems with one of the creditors arose, Sandra & the team at HM provided exceptional assistance and support to resolve the situation. Their incredible attention to my situation & quick responses to any and all my queries put me at ease throughout the process.
With my consumer proposal accepted, I am hugely relieved at having the debt reduced & an affordable plan to repay the remainder.
Anyone looking for guidance in dealing with an overwhelming financial situation can rely on the professional team at HM. Give them a call, have a complementary conversation with one of their licensed trustees – you will be in good hands to help you sort out your own situation!Read Less
A G.5/21/2020
I cant thank Ted Michalos and his entire team enough!
After going through a horrible divorce and was left in a...Read MoreI cant thank Ted Michalos and his entire team enough!
After going through a horrible divorce and was left in a hard financial situation..
I originally had a meeting with another 'company' out of Kitchener. And after that initial meeting I left in tears.. I was more upset, confused and left feeling like I had no way out. Feeling like nothing could help my specific situation...
But then I heard a pod cast for Hoyes Michalos and Associates that night and decided to make the call to see what they would say.
I spoke to Ted directly over the phone who reassured me instantly, apologised for my experience and set up an appointment.
Not only were they able to help the guided me through the process they did it with care and consideration.
I cant thank Ted, Cyndi, Meg and the entire team enough!
I am in such a better financial place now with the help of Hoyes, Michalos and Associates
Hoyes, Michalos truly cares to help their clients!
Just make the call.. they will guide you help you!Read Less
Melissa S.7/31/2019
Going to Hoyes, Michalos & Associates Inc. is the best choice that I have ever made. They were very...Read MoreGoing to Hoyes, Michalos & Associates Inc. is the best choice that I have ever made. They were very courteous and helpful to my situation. They answered and addressed all my questions and concerns I had about my situation. I was recommended to have Hoyes, Michalos & Associates Inc. help me out and I am really glad I made the choice.Read Less
Josephine7/15/2020
Everyone at Hoyes was extremely helpful and professional. They made something as stressful as facing your debt and diving into...Read MoreEveryone at Hoyes was extremely helpful and professional. They made something as stressful as facing your debt and diving into your personal finances as comfortable as possible and helped me get right back on track.Read Less
A G.9/09/2020
Wonderful service, and very professional. Helped me make my unfortunate situation feel a lot less stressful. I appreciate Hoyes, Michalos...Read MoreWonderful service, and very professional. Helped me make my unfortunate situation feel a lot less stressful. I appreciate Hoyes, Michalos & Associates for making me feel important to them every single time I contacted them for help. Thank you to all the associates that help with a warm smile you can hear through the phone. 5/5Read Less
M12/16/2020
A very positive and empowering experience. I'm in a great place now with new tools to live a better life....Read MoreA very positive and empowering experience. I'm in a great place now with new tools to live a better life. Respectful, professional and empathetic, if anyone is worried about taking the first step, I encourage you to take the first step. Shelly Ann always provided great advice and guidance and was prepared and efficient with our meetings. A huge thank you!!Read Less
Joanne C.1/14/2023
My consumer proposal was accepted today, what a hugh weight lifted. A really big Thank you to Ianina ...Read MoreMy consumer proposal was accepted today, what a hugh weight lifted. A really big Thank you to Ianina & Sarah for all their help and support. Anyone not sure where to turn make the call to Hoyes...Best call I ever made Thank you for a fresh start.Read Less
Jo-Ann R.8/05/2020
I cant thank Ted Michalos and his entire team enough!
After going through a horrible divorce and was left in a...Read MoreI cant thank Ted Michalos and his entire team enough!
After going through a horrible divorce and was left in a hard financial situation..
I originally had a meeting with another "company" out of Kitchener. And after that initial meeting I left in tears.. I was more upset, confused and left feeling like I had no way out. Feeling like nothing could help my specific situation...
But then I heard a pod cast for Hoyes Michalos and Associates that night and decided to make the call to see what they would say.
I spoke to Ted directly over the phone who reassured me instantly, apologised for my experience and set up an appointment.
Not only were they able to help the guided me through the process they did it with care and consideration.
I cant thank Ted, Cyndi, Meg and the entire team enough!
I am in such a better financial place now with the help of Hoyes, Michalos and Associates
Hoyes, Michalos truly cares to help their clients!
Just make the call.. they will guide you help you!Read Less
A G.7/31/2019
Ian was incredibly knowledgeable and kind towards my situation. I was given plenty of options as to how to resolve...Read MoreIan was incredibly knowledgeable and kind towards my situation. I was given plenty of options as to how to resolve my debts responsibly. I am now able to move forward on good terms with my creditors. Thank you Ian!Read Less
Rojhat D.10/15/2021
Benny and Janette made a difficult situation much less stressful and were great throughout the process. Highly recommend
Mark W.8/12/2021
Excellent service from Joel and the team. Made me feel respected and everything was handled most professionally and thoroughly explained...Read MoreExcellent service from Joel and the team. Made me feel respected and everything was handled most professionally and thoroughly explained in a way I could understand. Highly recommended team.Read Less
Andrew K.3/27/2020
I highly recommend Hoyes, Michalos & Associates to help throughout the bankruptcy process. They are very good and will guide...Read MoreI highly recommend Hoyes, Michalos & Associates to help throughout the bankruptcy process. They are very good and will guide you through to a fresh startRead Less
Paul R.10/29/2021
The people at Hoyes Michaels are very down to earth people they don’t judge and have compassion for the situation...Read MoreThe people at Hoyes Michaels are very down to earth people they don’t judge and have compassion for the situation you are in. Every time I speak with them they are always professional and honest. I highly recommend them if you are in trouble with debt. They actually care about your issues and I never once felt like they are just doing something to check it off the list and get on with the next to complete things. The staff are very knowledgeable and friendly and some have been through what I am going through so it makes it easy to talk and get on a good path towards my goals. Anyone who needs guidance I’m telling you to give them a call and the rest will fall into place.Read Less
Tommy F.6/30/2020
I am so pleased to have found help with my finances. Hoyes, Micalos @Associates have been super helpful and I...Read MoreI am so pleased to have found help with my finances. Hoyes, Micalos @Associates have been super helpful and I would and have recommended other folks to this site for help. Thanks so much. Patti has been so easy to work with especially with the stress I was going through.Read Less
brenda h.3/09/2020
They handled my situation promptly and with compassion. Thank you Billy for not judging me and helping me.
oh n.10/08/2020
I went through and very bad separation and my business was not doing great, I thought I was looking at...Read MoreI went through and very bad separation and my business was not doing great, I thought I was looking at bankruptcy. I heard the radio ad for HOYES, MICHALOS & Associates but was too embarrassed to call. Finally, I picked up the phone and made an appointment. Licensed Trustee Scott Schaefer and the staff were great! All my debt was squared away and negotiated with my creditors. My monthly payments were manageable and my debt paid off quickly. I was free and built up my credit to an excellent rating once again. I SHOULD HAVE CALLED SOONER! Now I open my mail, answer my phone and sleep at night without worrying.Read Less
George G.3/15/2021
Excellent staff. Very knowledgeable and helpful.
Lisa M.3/13/2017
I had the pleasure of working with Hoyes, Michalos & Associates for personal financial issues. My case manager, Maureen, was...Read MoreI had the pleasure of working with Hoyes, Michalos & Associates for personal financial issues. My case manager, Maureen, was kind, patient, understanding and made me feel at ease throughout the process.
If you are needing an organization for debt, bankruptcy, etc., these are definitely great people.Read Less
Brian B.4/28/2021
I had researched about 8 different firms before choosing Hoyes-Michalos & Associates and found them to be among the most...Read MoreI had researched about 8 different firms before choosing Hoyes-Michalos & Associates and found them to be among the most honest ... Their level of expertise, professionalism and guidance was , in my mind, of the highest standards of excellence. I hold them in the highest of regards and most worthy of my highest recommendations...
I went in with their recommendations to declare bankruptcy which was against my first choice of a consumer proposal... Everything has worked out unusually well for me. Today I am debt free and a far better and aware manager of my financial resources...and I have healed myself from the trauma of catastrophic losses on 911.Read Less
John R.7/11/2019
Fantastic support from the team. They made it so easy to get my life back together and were simply amazing....Read MoreFantastic support from the team. They made it so easy to get my life back together and were simply amazing. They gave me peace of mind and I highly recommend them.Read Less
Debt Relief Experts
Hoyes, Michalos & Associates Inc.
Hoyes, Michalos & Associates Inc.
