Hoyes Michalos – Reviews and Testimonials

Professional expertise from real people like Scott Terrio this is what you get at Hoyes, Michalos & Associates. Transparent, reliable,... Read MoreProfessional expertise from real people like Scott Terrio this is what you get at Hoyes, Michalos & Associates. Transparent, reliable, no fine print, just effectively delivered results. If that is what you are looking for, don't wait, contact them now. Read Less

We were embarrassed to start the process and Rebecca encouraged us to come and see what they could do for... Read MoreWe were embarrassed to start the process and Rebecca encouraged us to come and see what they could do for us and to not be embarrassed. Well, we did just that they made us feel very comfortable with the process. A matter of fact most of the work was done by them. We would encourage anyone to give these people a try, you won't regret it I guarantee it. Today being our second and final counseling session Tina was very helpful in addressing our concerns. We're confident that the finalization of our case will be as smooth as the beginning. Read Less

I am very pleased with the work of Hoyes, Michalos & Associates. They helped me get out of debt... Read MoreI am very pleased with the work of Hoyes, Michalos & Associates. They helped me get out of debt and into a debt management program that has helped me control my expenses and maintain my budget. I recommend them highly and hope others use them for their debt managment. Read Less

One of the easiest and painless experiences ever! ... Billy explained everything very well, answered the questions I had, and... Read MoreOne of the easiest and painless experiences ever! ... Billy explained everything very well, answered the questions I had, and has answered any questions I've had since. I feared it would be scary and take so long, but HM&A made it super duper easy, and stress free. HIGHLY recommend these lads for anyone considering Consumer Proposal. I have no regrets at all with my choice, best decision all around I've made in regards to my financial situation. Read Less

Sandra Sykora at Hoyes, Michalos made the process of deciding to file a Consumer Proposal less stressful. She is very... Read MoreSandra Sykora at Hoyes, Michalos made the process of deciding to file a Consumer Proposal less stressful. She is very knowledgeable and my mind was put at ease during the process. Calling Hoyes, Michalos was one of the best decisions I've made. I would highly recommend dealing with Sandra at their Bloor St location! Thank you, Sandra! Read Less

Very professional organization. Ian is exceptional. He is sincere, knowledgeable and has a fantastic sense of humour. I am very... Read MoreVery professional organization. Ian is exceptional. He is sincere, knowledgeable and has a fantastic sense of humour. I am very pleased with their service. Read Less

Organized honest caring people. They get the work done quickly.

After feeling embarrassed about financial situation and facing challenging times to deal with obligations, I decided to seek professional help... Read MoreAfter feeling embarrassed about financial situation and facing challenging times to deal with obligations, I decided to seek professional help from Hoyes, Michalos & Associates Inc. During initial consultation, Benny Mendlowitz, as my trustee, reviewed my financial situation carefully and managed it professionally so that the whole process was easily and smoothly handled. I hereby would like to thank him and his colleagues for all his hard work during this challenging time. Read Less

Benny Mendolwitz made this process very easy. He was empathetic, extremely helpful and put my mind at ease. Consolidated... Read MoreBenny Mendolwitz made this process very easy. He was empathetic, extremely helpful and put my mind at ease. Consolidated Credit has helped me a great deal! Read Less

Everyone is so helpful, kind and understanding. They really take the time to answer all your questions and guide you... Read MoreEveryone is so helpful, kind and understanding. They really take the time to answer all your questions and guide you through the process. Read Less

This company is wonderful, the customer service is served with compassion. They have been nothing short of amazing. I would... Read MoreThis company is wonderful, the customer service is served with compassion. They have been nothing short of amazing. I would absolutely recommend Hoyes & Michalos with a five star guarentee. You will not be disappointed. They have helped me through the hardest time of my life. Much love for them. Read Less

Working with this firm was effortless - they handled everything that needed to be handled with very little work required... Read MoreWorking with this firm was effortless - they handled everything that needed to be handled with very little work required on my part. The process was painless and every person I talked to with them was wonderful, knowledgeable and very willing to answer any questions about the process that I had. Read Less

I was going through a lot of difficulties, I could not find a way out. IN searching for all avenues... Read MoreI was going through a lot of difficulties, I could not find a way out. IN searching for all avenues I could think of, I landed on the Hoyes MIchalos & Associates Inc web site. While in our first meeting, I was at a loss of words, on how I could be helped. if anyone is having any financial difficulties, please contact Hoyes, Michalos & Associates Inc, they will make you smile again. Read Less

  Clear, concise advise.
Professional, no judgment and great resource. :)

Experience, knowledge and caring - the three top qualities this team (especially Nicholas) brings to your situation. They get it,... Read MoreExperience, knowledge and caring - the three top qualities this team (especially Nicholas) brings to your situation. They get it, stuff happens, but they get to know you and your situation and help you out with smart, friendly, and expertise. Highly highly recommend this team. Read Less

My experience with thus far has been excellent. I'm currently working with a trustee named Jason; who has been very... Read MoreMy experience with thus far has been excellent. I'm currently working with a trustee named Jason; who has been very helpful in displaying the options available me by walking me through each step of the process. I highly recommend Hoyes, Michalos & Associates for your financial redemption or as a excellent resource. They wanna help, give them a call today! Read Less

Absolutely amazing !! I have never been so relieved over debt, very nice people in the office, respectful they go... Read MoreAbsolutely amazing !! I have never been so relieved over debt, very nice people in the office, respectful they go above and beyond helping you stay on track to save, all their links are very helpful and supportive! Very impressed very happy Read Less

Anyone thinking of doing a consumer proposal this company is great, they walk through all the steps and explain ... Read MoreAnyone thinking of doing a consumer proposal this company is great, they walk through all the steps and explain how everything works. Read Less

All the individuals I’ve worked with have been extremely helpful and I’ve gone out of their way to make this... Read MoreAll the individuals I’ve worked with have been extremely helpful and I’ve gone out of their way to make this process as painless as possible. Read Less

  I can’t say enough good things about them. They have helped me and taken all my stress away! Thanks guys... Read MoreI can’t say enough good things about them. They have helped me and taken all my stress away! Thanks guys and especially Benny! Read Less