Hoyes Michalos – Reviews and Testimonials

Always there when you need them with the answers you need. Patty and Howard have been a great help. Thank you both!!

Amazing service, couldn't be happier! These guys know exactly what they are doing.

Peter helped us understand on what we can do about our debts. He is very thorough and organized. When we decided to talk to him, he enlightened us and guided us along the way. Truly a professional one. No judgment, just pure help. Thank you Peter.

Look no further if you are seeking help with your financial situation. In my opinion Hoyes is unquestionably the best. Joel and Heather are super people... empathetic, knowledgeable and efficient. Thank you, thank you, thank you for your kindness and great advice in helping us to get our finances under control.

My family and I had to go to Hoyes for help after Covid. We worked with Maureen. She and the whole company made the process easy to understand. They were amazingly compassionate and so wonderfully helpful. If you are struggling I can't recommend Hoyes enough to get yourself out the cycle of payday loans and everything else that traps you in the endless cycles of poverty there is. Thank you so much Hoyes!

I dealt with Jason and he was AWESOME! He answered all of my questions and was very clear on everything. He made me see that there IS a light at the end of the financial tunnel and IT IS possible to get out of debt! For the first time in a long time, I feel hopeful about my financial future. What a big weight off of my shoulders! Thanks Jason for all your help and guidance!

It’s never easy, going through consumer proposals or even bankruptcy. But Scott Terrio at Hoyes, Michalos made it easy. Treating me with dignity and respect through it all. I’m on the road recovery thanks to him. I would definitely recommend this legal team on your side in difficult times!

Thank you.
Sean.

I was so anxious about this whole procedure, but throughout the process Nicholas and Diana have been wonderful, informative, knowledgeable and understanding. Highly recommended. Thank you so much. Michele

This company and certain individuals have done wonders for fighting for me to help me manage my debt. They have given me tons of information so I don't wind up in this spot again. Truly, a wonderful group of people, who hold your best interest as if it's their own. 100% recommend.

They made an extremely difficult decision seamless...every single step of the way of this process I felt supported...and they provided sound nonjudgmental advice which made the whole experience so much easier. I highly recommend Hoyes, Michalos & Associates - Oshawa.

Scott and Doug were both great, informative, nonjudgmental, and helpful in getting me a very fair deal for my consumer proposal and a huge weight has been lifted in terms of my debt management thanks to them and their organization. Highly recommend!

Mark is amazing I was so scared to enter a consumer proposal and I didn't know what to expect but mark made it so easy for me and I'm looking forward to being debt free, I would recommend hoyes, Michalos and associates to anyone they are amazing

Benny Mendolwitz made this process very easy. He was empathetic, extremely helpful and put my mind at ease. Consolidated Credit has helped me a great deal!

Maureen provided me with all info I needed to know in a very professional manner. Top of the shelf trustee counsellor and I will have no hesitation going forward recommending her and Hoyes, Michaelis & Associates to others.

Nicholas is amazing; he is really knowledgeable and has helped me get through a difficult time.

Jason and the entire Hoyes team have been of tremendous help for rebuilding my credit. The process from the start was seamless and before I knew it I am nearing the end of my journey with them.
I’m incredibly grateful and forever are indebted to their professionalism and astute attention to any of my questions or concerns.

I highly recommend Hoyes if you want to rebuild your credit.

I cannot say enough good things about every person I have encountered at this company. You are treated with so much respect, my stress level decreased significantly right from the first phone call. They walk you through everything ensuring your dignity each step of the way. Highly recommend, even if you just make that first phone call to talk, they are so supportive and kind. Kristen, Howard and Patty, I cannot thank them enough!

I was drowning in debt, living paycheck to paycheck, sometimes barely scrounging to get by. A friend recommended Hoyes, Michalos & Associates. From the initial consultation with the wonderful Sandra Sykora, to the counseling session to the final result, I am very pleased with the result. She was very informative and broke things down very well so I understood my options. Everything we talked about was also sent through email. She was always there with answers to my many questions in a very timely manner. I would highly recommend Hoyes, Michalos and Associates to anyone who needs financial help. Thanks again.

I have been working with Hoyes, Michalos and Associates since this past summer and it has been a positive experience. The knowledge and expertise of Sandra Sykora and the rest of the team has been beneficial while navigating the reality of a bankruptcy situation.

Since my first contact I had immediate support from Jason Quinney. The attention with my questions/concerns and the clear and efficient information received, made me confident to proceed with the best option to solve my financial concerns. I do really recommend Hoyes, Michalos & Associates and Jason Quinney.