Hoyes Michalos – Reviews and Testimonials

Brett and Brennan have been extremely caring, compassionate and professional during the entire time. The knowledge I’ve gained will not... Read MoreBrett and Brennan have been extremely caring, compassionate and professional during the entire time. The knowledge I’ve gained will not be lost. Thank you Read Less

The best services. Great communication, explanations and the very best results. I would highly recommend.

I am so pleased with how Patty, Howard and the proposal team helped me file my consumer proposal they were... Read MoreI am so pleased with how Patty, Howard and the proposal team helped me file my consumer proposal they were fantastic. Very proffessional and supportive. I wish I would have done this earlier. The tools I was given are priceless I cannot thank them all enough. I finally feel like I am in control of my life. Read Less

Hoyes is very good at what they do. They assure you the decision you’re making is the right one for... Read MoreHoyes is very good at what they do. They assure you the decision you’re making is the right one for you. Making your stress level non-existent and putting your mind at ease. Thanks Howard & Patty! Read Less

From the Queen of procrastination, It’s actually not as bad as you think! Shannon Desaulniers was my Trustee at the... Read MoreFrom the Queen of procrastination, It’s actually not as bad as you think! Shannon Desaulniers was my Trustee at the Hoyes Bank Street location, and was fabulous to deal with, helpful every step of the way, without judgement or pressure. The credit counselling gave me a better understanding of my finances and budgeting, plus great tips on how to rebuild my credit. Get on with it, so you can finally get on with it!
Thanks again Shannon, it’s certainly a very big load off, and now I can answer my phone again!
Faye Snow, debt free. Read Less

I had a great experience with Hoyes, Michalos & Associates.
They evaluated my needs carefully and came with a solution suitable... Read MoreI had a great experience with Hoyes, Michalos & Associates.
They evaluated my needs carefully and came with a solution suitable for me. Very helpful and professional. Read Less

My experience was absolutely great. It was very efficient and professional. Everything was explained perfectly to me by Jason Q.... Read MoreMy experience was absolutely great. It was very efficient and professional. Everything was explained perfectly to me by Jason Q. and My proposal got approved without any hassle or going back and forward with creditors. Thank you for helping me get my financial situation in order and for your great help. I really appreciate it and will recommend you any time I can. Read Less

I am so over pleased with rebecca at the Windsor office. She truly helped me out the the fullest. ... Read MoreI am so over pleased with rebecca at the Windsor office. She truly helped me out the the fullest. Gave me excellent guidance. Has a kind heart very understanding. Truly I am blessed to have her help me out in my financial tough times. I give her 100 gold stars if i could. Read Less

Amazing service! I talked to Ianina Raguimov and I felt like I finally got the help I needed. She was... Read MoreAmazing service! I talked to Ianina Raguimov and I felt like I finally got the help I needed. She was very professional and helped me get out of my debt. Her advice really helped and I usually don't write reviews, but she deserves it. Read Less

Hoyes and Michalos great place to start life if you have financial debt My trustee Jason takes you step... Read MoreHoyes and Michalos great place to start life if you have financial debt My trustee Jason takes you step by step and takes away all the stress . the counselling make it practical and safe to start living again debt free. Please take the leap and take your life back from the creditors. Five stars Read Less

Hoyes, Michalos & Associates is a wonderful company, it has been a great experience so far. They are compassionate and... Read MoreHoyes, Michalos & Associates is a wonderful company, it has been a great experience so far. They are compassionate and professional and thoroughly explain options that best suite your situation. I am so glad I took this step toward being debt free, thank you! Read Less

Very professional and courteous and responsive to the needs of their clients during a difficult period in their lives.

Before I found Hoyes Michalos I was literally at rock bottom. I was unable to make minimum payments on my... Read MoreBefore I found Hoyes Michalos I was literally at rock bottom. I was unable to make minimum payments on my credit cards and it was boiling down to the decision between groceries or putting money into a credit card. I had seemed help from the bank and was basically met with “you have no options but to shuffle your existing debt around. There is no option for consolidation” and they told me a consumer proposal would be a terrible idea but could provide no other solution.
When I met with Jeff he didn’t make me feel like I was failing like the bank had previously and he didn’t make me feel like there was no way out. I was treated like a person every step of the way and shown the reality of doing the proposal. I still have a long way to go to repairing my personal situation, but the support and guidance from Jeff and Krista has been great and has helped me feel like I’m not down and out just yet.

Drowning in debt before your 30 and feeling like there is no way to dig your way out is literally suffocating. So having people in your corner, helping you find your way is really reassuring. I am very grateful to have found Hoyes Michalos. Read Less

I highly recommend them. Benny and the rest of the team are so friendly and very approachable. They explained every... Read MoreI highly recommend them. Benny and the rest of the team are so friendly and very approachable. They explained every single details. Hoyes is a big help to those who are struggling financially. Thank you so much. Read Less

I highly recommend contacting Hoyes Michalos if you are seeking reliable advice re: managing debt. Very knowledgeable, dedicated and... Read MoreI highly recommend contacting Hoyes Michalos if you are seeking reliable advice re: managing debt. Very knowledgeable, dedicated and professional.
Sandra Sykora, in particular, has been invaluable and a pleasure to work with, in guiding me through the various options available, providing relevant documentation, outlining next steps, answering all of my questions etc.
Sandra and everyone on team have treated me with kindness, courtesy and respect from day one, in all of our communications.
I am forever thankful and filled with gratitude. Read Less

excellent service, extremely understanding and helpful! would definitely recommend their services

A big thank you to Jason and all the staff at Hoyes Michalos. They made a difficult situation much easier!... Read MoreA big thank you to Jason and all the staff at Hoyes Michalos. They made a difficult situation much easier! 5 Stars. Read Less

Excellent professional services ,well over my expectations.
Thank you so much.

I got a hold of Hoyes, Michalos, and associates by chance, and am quite happy with the result. My trustee... Read MoreI got a hold of Hoyes, Michalos, and associates by chance, and am quite happy with the result. My trustee was Benny M, straight to the heart of the issue and worked with me to resolve the problem. The staff were great over the course of my time as a client as well. Whether I called in for creditors, income summary, taxes, they were always very responsive and concise in resolving the issue. The whole process was smooth and I have no regrets. I would highly recommend. A+++. Read Less

If you need help - this is the place to go to! I highly recommend Hoyes, Michalos & Associates -... Read MoreIf you need help - this is the place to go to! I highly recommend Hoyes, Michalos & Associates - they are very responsive, understanding and work together with you, and take care of you as a customer! Read Less