Hoyes Michalos – Reviews and Testimonials

It's not scary, it's not forever, but killing your mental health paying back debt might.
Get over the old school guilt...its not grandma's money you owe..its a banks

My experience with Hoyes, Michalos, and Associates was wonderful, especially dealing with Benny. Benny is very experienced and quite knowledgeable. He explained everything to me and answered all my questions. I would highly recommend Benny to anyone.

  not allowing people to go without food for years

I would recommend Hoyes, Michalos & Associates to anyone looking for help, great team and friendly staff.

Maureen has been amazing through this entire process. She has helped my family without judgement. She has made everything so simple and stress free. Our only regret is waiting so long before contacting Hoyes, Michalos & Associates

Scott is not only knowledgeable but an understanding human, who pulled me out of a ditch and gave me back my hope for a decent future. he fontinuesvto provide support and great advice with every interaction. I will be forever grateful that I reached out and he was the person assigned to me. blessings.

I have had nothing but a great experience from the moment I called them for help with my debt. They have walked me through every step of the proposal and have helped me understand the process as a whole. My credit counsellor, Kristen, is amazing, very knowledgeable and super accommodating to my schedule. Looking forward to becoming debt free with the help of Hoyes, Michalos & Associates. I highly recommend to anyone looking for help with their debt!

I have had the absolute pleasure dealing with Brett and Brennan from Hoyes. The entire process thus far has been smooth, comforting, reassuring and educational. The amount of stress they have relieved me of is beyond the point of thanks. I hope to anyone reading this, anyone who may be unsure of where to turn or who to turn to considers Hoyes.

If you’re struggling financially, going through large life changes, and you need to find people who care, please reach out to them. They have saved me my health, my money, and my future. Don’t wait or look any further, a new beginning is waiting for you!

It’s not easy having to make a decision like this. Hoyes, Michalos & Associates made me feel at ease and comfortable. No judgment. Explained everything along the way and provide tools for a better future. Highly recommend!

I worked with Ian, and he provided me excellent service, awnsered all of my questions, even when my case was somewhat unusual. Anything I need financially, I can send him an email and he promptly replies with great advvy, even after proposal was completed. Truly a caring organization, quite rare these days. 10 out of 5 stars if I could.

Thanks Ian!

My experience with Hoyes, Michalos & Associates during my Consumer Proposal process was exceptional!! From the outset, I was met with a team that not only understood the complexities of my situation but also approached it with empathy and support.

Facing financial challenges can feel overwhelming, but with my assigned Trustee Jennifer's constant positivity and encouragement, the journey became much smoother. Together with the firm's professionalism and efficiency, what could have been a stressful experience turned out to be surprisingly manageable.

What sets Hoyes, Michalos & Associates apart is their genuine commitment to their clients' well-being. They didn't just handle my case; they truly cared about my situation and worked tirelessly to find the best solution for me. Their dedication and personalized approach made me feel valued and respected.

I wholeheartedly recommend Hoyes, Michalos & Associates to anyone in need of financial assistance. With their expertise and compassionate support, they can turn what might seem like an insurmountable challenge into a manageable journey toward a brighter financial future. Thank you, Jennifer, and the entire team, for your exceptional service and unwavering support!!

Great customer service and thorough explanation of the process best suits your needs. Transparent on how to build credit and rebuild credit, In Debt and need advice or help call Hoyes Michalos & Associates and Ask for Jason Quinney...

Staff was so extremely helpful and they made the process so easy. Help me reduce my debit and get me an easy payment to help me manage my money to save up for my future.

Scott has been a pleasure to work with, very knowledgeable.

I cannot say enough good things about my experience with everyone involved with Hoyes, Michalos and Associates. Pleasant and non stressful

Amazing company.

Super friendly and helpful throughout the whole process. They were there for me from the moment I called to the day I got my discharge letter. I never expected this kind of help going through the process of bankruptcy but they made the experience easy and stress free as possible.

Thank you for everything.

Stephen mclean

Patricia Is well informed, empathetic and easy to talk to. You know you are in good hands. Thank you Patricia

This company and certain individuals have done wonders for fighting for me to help me manage my debt. They have given me tons of information so I don't wind up in this spot again. Truly, a wonderful group of people, who hold your best interest as if it's their own. 100% recommend.

I spoke with Ian a few days back regarding possible options to get out of debt. I was expecting a quick call and also assumed Consumer Proposal would be the solution. Not the case!! Ian took his time and explained all of the advantages and disadvantages to all my options. In the end he suggested two very great ideas for me to attempt first (which I had not considered prior to). Neither of these options were through his company. He told me to call him back if I run into any issues, or just if I had any further questions. In my opinion this company, and especially Ian, have mountains of integrity. I cannot express enough how valuable this conversation was to me. If you are considering getting out of debt, and need help, I would one million percent recommend Hoyes, Michalos & Associates!!! Thanks again Ian!!

I feel extremely confident moving forward and having some assistance with the things that I just don't know yet. Can't wait to see where this help takes me