We're sharing these reviews - unedited - to give you honest feedback directly from Hoyes Michalos clients. Our clients are the most qualified to tell you about their experience with our Licensed Insolvency Trustees and our caring team. We are dedicated to listening to our clients so we can provide the best service possible. We appreciate our clients taking the time to share their feedback. We hope you find their reviews helpful and informative. We look forward to working with you.
Hoyes, Michalos & Associates Inc.
4.9 Stars - Based on 1483 User Reviews
Hoyes, Michalos & Associates Inc.
4.9 Stars - Based on 66 User Reviews
When I first contacted Hoyes Michalos ,I was scared and unsure of what to do with my finance as my...Read MoreWhen I first contacted Hoyes Michalos ,I was scared and unsure of what to do with my finance as my life had change quite a lot in pandemic.When I spoke to Howard a month ago ,he explained to me what my opinions were.It was my decision and he fully supported my decision. Today I had my first counselling with Patty and the relief I felt at the end of our appointment was amazing.
All of the team reply to emails so promptly with satisfying answers as if they are texting you back.Everything fells into place and I’m grateful to meet Howard and Patty and thought of taking few minutes to appreciate their excellent service. Second counseling was great too .
Thank you Patty and Howard.
Shazia .Read Less
Shazia S.7/14/2021
I was connected with Ian during the process and he gave me some life valuable advice that I haven’t heard...Read MoreI was connected with Ian during the process and he gave me some life valuable advice that I haven’t heard from anyone else. His professionalism and attitude towards helping people has truly inspired me.
Although, a consumer proposal wasn’t the best solution for me after chatting with Ian he has left me with valuable advice to move forward with in resolving my issue.
If you’re stuck and unsure how to get out of debt or fix up your financial situation, I would definitely recommend Hoyes Michalos Associates, as they have provided me with immense value.Read Less
Agshin A.8/25/2021
Scott Terrio and all the staff at Hoyes, Michalos have been extremely knowledgeable and helpful during the financial process I've...Read MoreScott Terrio and all the staff at Hoyes, Michalos have been extremely knowledgeable and helpful during the financial process I've gone through. Scott has answered every question I've had and advised me what the best process and steps would be for my situation. Highly recommend.Read Less
Dena F.5/24/2022
Amazing service, couldn't be happier! These guys know exactly what they are doing.
Ali F.1/07/2020
Maureen Parent guided me throughout the whole process of managing my debts and went by smoothly. She is very knowledgeable,...Read MoreMaureen Parent guided me throughout the whole process of managing my debts and went by smoothly. She is very knowledgeable, approachable and is non judgemental at all. I am so happy with the service. Not only i am debt free, i am also stress-free. :) I highly recommend Hoyes and Michalos & AssociatesRead Less
Joana E.1/22/2022
I was in a debate proposal and I was still getting letters from still. I was paying them for two...Read MoreI was in a debate proposal and I was still getting letters from still. I was paying them for two years for work that wasn’t be done please don’t go with this company. Unless you want to waste your money.Read Less
Joseph S.8/01/2022
Couldn’t be more happier without a load of debt in every corner. Started to feel like a debt hoarder.
Thanks Hoyes...Read MoreCouldn’t be more happier without a load of debt in every corner. Started to feel like a debt hoarder.
Thanks Hoyes for everything!Read Less
Cameron4/24/2021
Awesome experience with Maureen shes been super helpful and very professional...thankyou so much I can actually sleep at night not...Read MoreAwesome experience with Maureen shes been super helpful and very professional...thankyou so much I can actually sleep at night not worrying about money a peace of mind...Read Less
Christine m.4/21/2021
very helpful and answered and questions that needed to be answered. Very friendly and polite but right to the point....Read Morevery helpful and answered and questions that needed to be answered. Very friendly and polite but right to the point. I would recommend hoyes to anyoneRead Less
kytlyn g.8/15/2020
I was facing a financial hardship and when I found out about Hoyes, Michalos & Associates they have helped me...Read MoreI was facing a financial hardship and when I found out about Hoyes, Michalos & Associates they have helped me alot. Thank you for our representative Benny that helped us a lot through the process step by step and made our life easier on dealing with our financial issues. We were able to deal with our issues much easier and less stressful than before. All thanks to Benny.Read Less
Retlaw E.1/05/2023
I had a wonderful experience with Meg, and Ted. They went over and above to make my stressful...Read MoreI had a wonderful experience with Meg, and Ted. They went over and above to make my stressful debt manageable. They really care and took good care of me and my finances.Read Less
Jean G.10/12/2022
Top notch staff. They worked hard for making my approval as smooth and painless as possible.
Adam J.1/22/2020
Dear Ianina hope you are doing well. It's been long time since we last spoken. I just want to say...Read MoreDear Ianina hope you are doing well. It's been long time since we last spoken. I just want to say thank you so much for what you have done for me! I more than appreciate your help. She was so supportive communication with property manager while I was moving to new place. She really helped me a lot. God bless you Ianina and you are very beautiful. I wish your success and best wishes. Stay bless ❤Read Less
Jo J.8/26/2021
Are you trying to make ends meet but you feel like you’re going in circles?
Getting calls and letters...Read MoreAre you trying to make ends meet but you feel like you’re going in circles?
Getting calls and letters from collection agencies?
Worried about your hard earned wages being garnished?
That was me at one point in my life.
Contacting Michalos & Associates was the best thing I could have ever done! Although I was VERY hesitant they never gave up on me.
They made sure I received a thorough understanding of my situation and what my options were every step of the way.
I would like to thank you guys once again for giving me that extra space I needed to breathe.
It is never too late to reinvent yourself first start over. Never forget to explore all your options and consider these guys as a trusted source for information.Read Less
Terrence W.7/25/2020
Thank you Jason for your help and professionalism with my financial matter.
Do not hesitate to contact Hoyes, Michalos for advice...Read MoreThank you Jason for your help and professionalism with my financial matter.
Do not hesitate to contact Hoyes, Michalos for advice and/or help with financial services. I now have a resolution and can breathe a little easier. I can't thank you enough for all the advice and assistance you gave me.Read Less
Bernadette M.12/10/2020
Clear, concise advise.
Professional, no judgment and great resource. :)
Sue H.7/30/2019
Super happy with my experience. I dealt with Rebecca and she was extremely knowledgeable, helpful and patient with me. I...Read MoreSuper happy with my experience. I dealt with Rebecca and she was extremely knowledgeable, helpful and patient with me. I had to change our meetings a few times due to being called into work last minute and she was very accommodating. I would highly recommend these guys to anyone else that would need their service! Thank you guys!Read Less
Jessica S.8/10/2021
Honestly the best decision I’ve made this year was to get help from Hoyes, Michalos & Associates. Their Vaughan office...Read MoreHonestly the best decision I’ve made this year was to get help from Hoyes, Michalos & Associates. Their Vaughan office is conveniently located and Brett is a real pleasure to work with. They really care about what they do and the people they do it for. I thought the whole process would be very impersonal, but it is not, which I think is important to be successful. My Consumer Proposal was accepted! They literally saved my life and afforded me the fresh start needed to go forward after many challenging years. Thank you to the Team! Anyone thinking of using their services, just do it, don’t wait as long as I did to finally ask for help.Read Less
Dustin L.8/06/2019
You folk out there who may be deep in DEBT and are looking for a company that can help you...Read MoreYou folk out there who may be deep in DEBT and are looking for a company that can help you out out of it, look no further then Hoyes .Michalos. I spend over a year looking for Licensed Insolvency Trustees & Credit Counsellors who could offer me Consumer Proposal • Debt Consolidation • Bankruptcy Etc., and actually tried some of them briefly to see what they had to offer and what my options were, but no one stood out who believe I have other options other then Bankruptcy, which actually is your last resort. I especially want to personally thank Benny Mendlowitz Licensed Insolvency Trustee in North York office and his whole team who were very professional and confident in taking my case and finding me the right solution to solve my debt issue, where I 100% believed Bankruptcy was my only option considering the amount of debt I was carrying. Hoyes .Michalos have team of professionals who know have all the necessary tools to negotiate with not only your creditors but other like Canada revenue to protect your Asset and find you a fair deal. I cannot thank them for all they have done and build back my confidence to start fresh, and provide me with Financial consulting and necessary tools to manage my monthly expenses.
Thank you,
RandhawaRead Less
FA R.8/15/2021
My Trustee was Sandra Sykora she was clear and direct and always checked in that I understood what she said....Read MoreMy Trustee was Sandra Sykora she was clear and direct and always checked in that I understood what she said. Which calm me down enough to laugh a little. I love how I got an email follow up from the consultation, and each follow up counselling sessions. Every detail was clear and given to me in paper format and in email format. Plus the blog really helped me picture the process from start to finish and it even got me to think it's possible to own my first home. Really happy with the office location for Yonge and BloorRead Less
Debt Relief Experts
Hoyes, Michalos & Associates Inc.
Hoyes, Michalos & Associates Inc.
Clear, concise advise. 
