Hoyes Michalos – Reviews and Testimonials

Absolutely amazing service! Going through the stressful process of considering a consumer proposal was made much easier with there kind, and thoughtful counselling. Once I came to the decision that it was the right move for me to make, licensed insolvency trustee Ian was there every step to ensure I understood every aspect of the process.

Once the proposal was complete, every question I had was promptly answered, and ongoing support was just an email away. Seeing how much time and care was put into my case was heartwarming to see. I could see that my future success was genuinely cared about by Ian throughout the entire process.

I encourage anyone facing a tough financial situation to consider using the services at Hoyes, Michalos & Associates.

I had a problem with my credit card and was able to receive the help I needed with ease. I communicated with Hoyes.com by emails and phone calls. I felt heard and important. Thank you Hoyes.com for all your support.

Hoyes, Michalos & Associates was able to help me get back on track. Answered all questions that I had and was able to take care of everything I needed along the way. 2 years has passed and now everything is completely paid off. 5 stars would recommend

I must say that 5 stars aren't enough for Benny and his team at Hoyes, Michalos & Associates in North York. This has been a life-changing experience for me, they were professional, non-judgemental throughout the process, always willing to help and ready to answer any questions that I had at any time. Thank you Benny, Brennan and Wendy, I wish I could give you more than 5 stars. Thanks again!

I reached out as soon as I lost my job during covid and they helped me choose my best option and got the ball rolling very quickly. Very professional and helpful.

Excellent service and very professional !
I was scared and apprehensive, the team at Hoyes Michalos put my mind at ease and walked me through each step. Thank you all so much and a huge thank you to Brennan !

I Truly recommend Hoyes Michalos
Hands down!

A very relaxed, non judgmental initial interview laying out the appropriate action for my circumstance. Follow-up visits reinforced the feeling of being respected and being able to discuss the process and report filings in a very cordial, informative environment. Definitely, it has been a very pleasurable experience so far, as I continue to deal with the reality of having to file for bankruptcy.

We started this experience very unsure of the next steps to take to help with our debit. When a friend told us about Jason from Hoyes, Michalos & Associates. Since the beginning Jason has made us feel extremely comfortable and help us understand our options and how we can go thru this process sure of our decisions. He made us feel that he was truly here to help us thru the process of debit relief. He made us feel that this not something we had to do on our own and he would help guide us along every step of the way. I would highly recommend Jason if you are struggling with debit.

I am so glad after contacted with Hoyes Michalos. I was in big trouble and under stressed but they really helped me alot to get out of stressed and help me to start my journey again peaceful. I really recommed to everyone who is facing financial problems or debt should contact Hoyes. I appriciate their work ethicates and their services. Thank you son much.🤩

I was in a financial crisis beyond my control .the creditors were calling me costantly at all time ,day and night and even my account was frozzen ...then I desided to call Hoyes,Michalos and Associates and they help me with a propousal to my creditors to pay my debs .now I am paying what I can afford to pay monthly..no more harassment phone calls, and now on my way to be deb free Thank you Janette Martin for your counselling and support

I was struggling with debt issues and the pressure and stress of being unable to manage my finances. I contacted Hoyes, Michalos & Associates to assist me with this matter, and it was the best decision that I have ever made. Ian, is very knowledgeable, compassionate and understanding, with his expertise he guided me throughout the process with ease, he explained everything clearly and directed me to the right options that were best suited to my situation. I would highly recommend Hoyes, Michalos & Associates and especially Ian, for they are one of the top best companies out there. Thank you Ian for the tremendous support and superb service that you have provided to me and my family, we truly appreciate it.

I was extremely satisfied with Hoyes, Michalos & Associates. They were able to get me a consumer proposal on my debt which has in turn provided me with a better outlook on the future and lift a huge burden off my back.
It was a pleasure working with them as well. The staff are extremely kind, friendly and very good at their jobs. I especially like the credit counselling as well as it motivates you to make better money decisions and gets you excited to start saving again.
I highly recommend this team to anyone going through debt troubles. I'm glad to have chosen them to handle my proposal.

I found your name on the list for help with my financial situation so made an appointment..everything went very smoothly and the explanation of details were very clear..so moving forward with my first sit down was a very positive experience and looking forward to my last visit about credit recovery..I am very happy with Maureen and looking forward to my last appointment...will be very happy to recommend your company moving forward..thank you leslie usher

They were so helpful and respectful in helping me with my situation. And guided me every step of the way, to help me get on track with my life. Thank you for everything you guys have done

I recently found myself swimming in credit card debt feeling overwhelmed and depressed. An online search brought me to HMA Windsor and Rebecca was fantastic. Totally professional, nonjudgmental and knowledgeable...I am now on my way to living debt free. I laugh more and sing while I cook. She's brought happiness back to my life! I highly recommend HMA Windsor to anyone who is struggling with debts!

I had to go get help..after being hurt at work and the money coming in was not enough. Everyone was so nice and helpful and answered all my questions without looking down on me.. treated with respect ..

I had the pleasure of working with Hoyes, Michalos & Associates for personal financial issues. My case manager, Maureen, was kind, patient, understanding and made me feel at ease throughout the process.

If you are needing an organization for debt, bankruptcy, etc., these are definitely great people.

Easy, Understanding,Reassurance, Friendly and explain everything in detail in a language you can understand. Recommend to anyone that needs help with there Financial issues or just to ask questions.

Amazing ....so helpful cristin ia super friendly they are all very easy to talk to.They help you explore all your options before you make a decision ...and the best part they dont look down on you thank you hoyes michalos & assoiciates for treating me with dignity

Hoyes, Michalos & Associates are fantastic. They've given me great peace of mind in helping me deal with my finances. They are kind, compassionate and nonjudgemental. I highly recommend.