Hoyes Michalos – Reviews and Testimonials

I do appreciate the warmth and compassionate way of dealing with clients through a very difficult period. Excellent job Maureen.

I had the pleasure of working with Hoyes, Michalos & Associates for the past 5 years during a consumer proposal. It was great to have a team of professionals that could guide me through this process and answer all my questions. I always had someone to call and get IMMEDIATE assistance which really gave me peace of mind. Professional service, they're good at what they do, 5 stars.

I came down with medical issues and was unable to work. I tried for a few moths to come to an agreement with lenders with no luck. I called and was connected with Patricia. She was great and told me to take my time to decide and reviewed the pros and cons. I took two months to decide and connected with Joel. He explained the process very clearly and the process. Then I had a video conference with Heather. She was also great and walked me through next steps ! This team has taken a lot of stress of me and I compliment how professional they are !

Bob

Cannot recommend Hoyes, Michalos & Associates enough. A couple friends had used and recommended as they both had great experiences. As did I! Sandra was beyond helpful and gave me so much clarity as to what I needed to do to gain control of my debt. Do not hesitate if you need to file for bankruptcy or a consumer proposal. Thanks again!

They really help me out definitely a five star place to deal with

Hoyes helped me deal with my debt situation and proposal was approved easing my financial burden

Special mention to Jennifer and Tennison and rest of Hoyes team

Would recommend Hoyes to friends and family

Thank you Hoyes

I was struggling to make ends meet for years and I believed there was no way out expect to bite the bullet and be miserable for years. To my disbelief, I came across the concept of consumer proposals. The idea of reducing your debt by up to 80% sounded ludacris! After doing some research, I came across a Reddit thread of individuals discussing their success stories. One of those success stories expressed their gratitude to Hoyes Michalos as being the best, most trustworthy Licensed Trustee corporation. Reddit being a reputable "word to mouth" source of information and the comment being highly rated, I googled "best consumer proposal company Cananda" and with no surprise, Hoyes Michael was the first listed corporation. The consumer service, proposal process, and time it took from application to approval was all steamless, a delightful, and professional process. I feel the heavy mental burden of carrying high interest, multiple loan debt stress is dissolved and now I'm able to manage my finances, save, and budget without restless sleep. I highly highly recommend Hoyes Michalos to anyone in need, especially dire need of a financial reset! It was the best decision I made towards my financial situation! It completely changed the trajectory of my life and I'm forever grateful for Brian McIlmoyle for getting me through this! Bravo Zulu!

This company and certain individuals have done wonders for fighting for me to help me manage my debt. They have given me tons of information so I don't wind up in this spot again. Truly, a wonderful group of people, who hold your best interest as if it's their own. 100% recommend.

I am so glad after contacted with Hoyes Michalos. I was in big trouble and under stressed but they really helped me alot to get out of stressed and help me to start my journey again peaceful. I really recommed to everyone who is facing financial problems or debt should contact Hoyes. I appriciate their work ethicates and their services. Thank you son much.🤩

This business is very helpful they understood what I needed. Billy was so easy to work with answered all my questions and is very informative. They are very welcoming and friendly. They have locations that are very easy to find and are willing to work around your schedule they make life easy for you.

Very professional and helped me understand everything that was happening. Friendly and out going definitely helping me out and drastically lowered my stress level.

Everyone here is very helpful. Jamie answers all questions thoroughly with a non judgemental attitude.
They have made a very difficult situation less stressful. They are very knowable and help you through the entire process. I would definately recommend them to anyone struggling with debt and need help. Thank you for all your assistance.

I was facing a financial hardship and when I found out about Hoyes, Michalos & Associates they have helped me alot. Thank you for our representative Benny that helped us a lot through the process step by step and made our life easier on dealing with our financial issues. We were able to deal with our issues much easier and less stressful than before. All thanks to Benny.

Rebecca is truly awesome and very helpful, she went through everything, explained my options, what would be best for my situation. I would recommend them to anyone, super friendly and understanding.
Thank you Rebecca for all your help!!!

The staff at Hoyes were so welcoming. They made me feel comfortable. They took a difficult situation in my life and made it manageable!! The skills that were shared during counselling sessions were so helpful. I cant say enough about Patty .... she was so easy to speak with and went over and above to help.

Super friendly, answers any and all questions you may help. Helps your process smoothly, and makes everything simple and easy.

I had a consultation with another debt relief agency about filing for a consumer proposal and they asked me for 400.00 upfront which made me suspicious about them. I'm very intuitive and didn't have a good feeling about them so I called Hoyes, Michalos and Associates and as soon as I talked to Sandra Sykora and heard how knowledgeable, experienced, kind and understanding she was I knew I would use them to file my consumer proposal. They all are licensed insolvency trustees. She never asked me for any money and she also never heard of this other debt relief agency so the public needs to be aware of this. She has helped me tremendously through a difficult time in my life always making me feel at total ease and comfortable. I would highly recommend this company and especially Sandra Sykora. She is outstanding!!

Laura L

My husband and I really got ourselves into a mess while building our home. If it weren't for Jeff and his team, I'm not sure where we would be right now. So, thank you so much for helping us out and being so professional and courteous with us! Highly recommend.

I was in a bad financial position. Had reached out to a different consumer proposal company. Got the run around for weeks while my debt was continuing to build. Finally had enough an reached out to hoyes, michalos & associates. They took on my case and was fast, punctual, an most of all very professional. I feel as a huge weight has been lifted off my shoulders an starting to get my life back in order. I can't thank the team enough at the st Catherine's location. Ted and Jamie definitely the best team in business!

August 2024 reached out to Hoyes,Michalos and Associates for questions and possible file a consumer proposal. Jason Quinney was my representative, he was very professional, knowledgeable and helpful. With Jason's expertise I file my consumer proposal everything went smoothly and now I am on my way to be debt free. Thanks Jason and partners a very satisfied customer 😀 👍 Verna. D