About Our Reviews

We’re sharing these reviews – unedited – to give you honest feedback directly from Hoyes Michalos clients. Our clients are the most qualified to tell you about their experience with our Licensed Insolvency Trustees and our caring team. We are dedicated to listening to our clients so we can provide the best service possible. We appreciate our clients taking the time to share their feedback. We hope you find their reviews helpful and informative. We look forward to working with you.

Hoyes, Michalos & Associates Inc.

4.9 Stars - Based on 2451 User Reviews

Hoyes, Michalos & Associates Inc.

4.9 Stars - Based on 97 User Reviews

My consumer proposal was accepted today, what a hugh weight lifted. A really big Thank you to Ianina & Sarah for all their help and support. Anyone not sure where to turn make the call to Hoyes...Best call I ever made Thank you for a fresh start.

Jo-Ann R. 8/05/2020

Jason and the entire Hoyes team have been of tremendous help for rebuilding my credit. The process from the start was seamless and before I knew it I am nearing the end of my journey with them.
I’m incredibly grateful and forever are indebted to their professionalism and astute attention to any of my questions or concerns.

I highly recommend Hoyes if you want to rebuild your credit.

Azaria K. 3/20/2021

Thanks very much to Meg and Ted you are wonderful people.You made this difficult time easy to deal with. Thanks again

Cindy M. 9/28/2021

I was in a bind and I really didn't know what to do. A friend told me about Hoyes. I made a call and went for a meeting with Jeff. He explained everything to me and basically left it to me to decide. I decided to go with his proposal and it has really eased the burden of all of those payments I was buried under. Thank you Jeff and everyone at Hoyes Niagara! I feel like I am on the right track now.

Mark K. 1/21/2020

This is a very good step that I took with no regrets. The sessions are informative and helpful. The free courses also is a plus. It gives you more insight about bankruptcy and also in rebuilding your credit. Thank you Hoyes for being there and for all of your support.

Lucille L. 10/16/2023

Hoyes, Michalos & Associates and specially Maureen was kind, helpful and very knowledgeable. Maureen assisted me with my Consumer Proposal. My Consumer Proposal is now paid off and I am closer to getting financial security back. I would recommend Hoyes, Michalos & Associates to anyone.

Jonah 10/15/2024

I had a very positive experience dealing with the London office from the first meeting to the last one. They made me feel comfortable and gave me options with detailed explanations. If I had a question, I had a response within one business day. Joel is extremely professional and thorough. Highly recommend them.

Ashley R. 9/13/2019

If you are struggling with debt and need relief then you can't do better than reaching out to Hoyes, Michalos & Associates. Kristen is the best, highly recommended.

Larry B. 1/21/2022

Quick to respond, very effective, competent and friendly staff. No complaint.

mademba c. 1/21/2021

I had a meeting with William (Billy), He was a great support and answered my worries without judging me. I love the help and support. I will not say definitely going back there again, because I'm not going to go through this again.

Buzzard H. 5/02/2023

My experience with Billy was extremely satisfying! Everything was clearly explained to me and I would highly recommend this firm and staff! Having money issues? Hoyes, Michalos & Associates are the people to call!

Robin C. 1/27/2023

Brian was great ! Explained everything I needed to know very thoroughly and answered all my questions . Communication was very quick and efficient. I didn’t feel uncomfortable talking about my debt at all . I highly recommend to use Hoyes and Michalos

Shiann M. 12/29/2023

They were amazing to deal with. Made me feel comfortable. Joel was so knowledgeable and answered all my questions. I would definitely recommend them.

Salima K. 6/20/2024

I had a great experience with Hoyes, Michalos & Associates. I was completely overwhelmed with my debts and had no idea what my options were. Jason was very friendly and understanding, clearly explained my options to me and recommended the best possible solution. Since than my life has changed dramatically! I highly recommend this firm!

Denis T. 6/12/2022

I started my journey in late 2018 to start debt consolidation and I saw Jason who has helped me since then, and answered every single question I had, even if it was a stupid one. Hes very kind and always quick at replying to me via email. Thank you Jason, and thank you to Hoyes and Michalos for your wonderful service.

Jessica 11/21/2023

Hoyes has been amazing with us. We were struggling to make ends meet from paying off debt to even paying bills, but when we called hoyes they were there for us. So if you are struggling, then they are the company for you. Thank you hoyes.

Marcia M. 1/26/2021

My counsellor has been extremely helpful after only 2 sessions ! The process was easy and has made me more confident with budgeting and planning for my future.

Dahlia D. 11/27/2020

This company is exelent, if you need a consumer proposal or anything related with credit cards, this is the people to call, I am very happy whith the service they provide to me , thanks again

DI, J. 10/13/2021

Hoyes Michalos & Associates have been amazing… they helped me with my bankruptcy and were very courteous and professional… I highly recommend speaking with them if you are in a troubling financial situation

Steve D. 7/30/2022

Tremendous support and help when it was needed most! Especially Rebecca Martyn in Windsor!!
Thanks again for everything!

Robbie A. 6/29/2020

Hoyes Michalos – Reviews and Testimonials

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Hoyes Michalos – Reviews and Testimonials

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