Hoyes Michalos – Reviews and Testimonials

I was initially terrified when it came to bankruptcy but the individuals at this office are absolutely elite. Friendly, understanding,... Read MoreI was initially terrified when it came to bankruptcy but the individuals at this office are absolutely elite. Friendly, understanding, and welcoming throughout the entire process. I get to have my life back because of these people. I am forever grateful. Read Less

Bret Nicholson has worked wonders. He advised me of the paths I can take, from bankruptcy to consumer proposals with... Read MoreBret Nicholson has worked wonders. He advised me of the paths I can take, from bankruptcy to consumer proposals with great detail. Instead of going the bankruptcy route, he took me the other way which would benefit a young man like myself. He is very ethical and honest and I would highly recommend him and the firm to anyone in need of help with regards to debt or any financial questions. Thank you again Bret. Read Less

Great service! Nicholas explained everything in detail and made the experience very easy. Thank you for the help! Highly recommend.

  Very professional, helpful and advocates for their clients. Have never felt that I asked any bad questions and they were... Read MoreVery professional, helpful and advocates for their clients. Have never felt that I asked any bad questions and they were very clear in explaining every step. Special thanks to Nicholas To, Trustee and Ianina Raguimov. Read Less

Very professional. Made it very easy for me to understand. Also felt very comfortable when going over different ideas. That... Read MoreVery professional. Made it very easy for me to understand. Also felt very comfortable when going over different ideas. That ia huge for me as stuff like that can be very invasive and just scarey. I understood everything and Billy helped me through the process. What i big relief now!! Thank you so mich!! I highly recommend! Read Less

Benny was very accommodating and knowledgeable about all I could do to get on track and had very realistic and... Read MoreBenny was very accommodating and knowledgeable about all I could do to get on track and had very realistic and reasonable suggestions Read Less

Hoyes and Michalos and Associates have been wonderful to work with. The listen to my concerns and together we worked... Read MoreHoyes and Michalos and Associates have been wonderful to work with. The listen to my concerns and together we worked out a very suitable result to my problems. And I didnt have to resort to bankruptcy! I highly recommend Hoyes and Michalos and Associates for credit problems! Best of all.....they didnt judge! Read Less

  Excellent organization. Provided amazing guidance and help through my proposal. If you're going through difficult financial times look no further.... Read MoreExcellent organization. Provided amazing guidance and help through my proposal. If you're going through difficult financial times look no further. Awesome people! Read Less

Brian and Courtney did an amazing job answering all my questions and laying out my options to get me where... Read MoreBrian and Courtney did an amazing job answering all my questions and laying out my options to get me where I am now - debt free and rebuilding my credit. I will tell everyone I know that has financial trouble to come speak to your team. Words cannot express my appreciation for their assistance getting me out of the hole I found myself in. Read Less

They walked through the entire process and made everything go smooth. Such a relief and helped get back on the... Read MoreThey walked through the entire process and made everything go smooth. Such a relief and helped get back on the right track. Read Less

Professionalism and excellent service with you in mind, my hats off to the staff, thank you for everything you folks... Read MoreProfessionalism and excellent service with you in mind, my hats off to the staff, thank you for everything you folks have done. Read Less

Rebecca was extremely knowledgable and made the entire process clear and easy. I would highly recommend Hoyes and Michalos to... Read MoreRebecca was extremely knowledgable and made the entire process clear and easy. I would highly recommend Hoyes and Michalos to anyone seeking an insolvency trustee. Read Less

Very knowledgeable and friendly staff on top of being licensed in trusteeship. Thanks Jason and others for helping me get... Read MoreVery knowledgeable and friendly staff on top of being licensed in trusteeship. Thanks Jason and others for helping me get my credit history in order. Read Less

I dealt with Ian Martin, he’s was unbelievable to deal with and completely guided me with this process. I am... Read MoreI dealt with Ian Martin, he’s was unbelievable to deal with and completely guided me with this process. I am very thankful for his assistance.

Unfortunately life events happen, which lead up to myself filing a consumer proposal. Read Less

I am a former client (I worked with Billy Martell). I filed for bankruptcy December 5th, 2012 during an exceptionally... Read MoreI am a former client (I worked with Billy Martell). I filed for bankruptcy December 5th, 2012 during an exceptionally hard time in my life. The caring service I received from Billy, and all the employees I interacted with at Hoyes Michalos is so appreciated. Fast forward to September 2019 and my credit is not only clear of the bankruptcy notation, but with the credit counselling and advice I got, my credit score with Equifax is now 786!! which is in the EXCELLENT range. I can't thank Hoyes Michalos enough. To those just starting out on their credit improvement journey, keep at it, do what you're told and soon you'll be back on track to healthy credit and good financial habits. Read Less

Fantastic experience. I went in feeling overwhelmed with my finances, but left feeling like I could breath again

They have continued to treat us with kindness, understanding, and respect. We are in a much healthier financial life... Read MoreThey have continued to treat us with kindness, understanding, and respect. We are in a much healthier financial life due to their expertise. Read Less

Recently had some major issues with CRA that really impacted my ability to continue paying my bills. After months... Read MoreRecently had some major issues with CRA that really impacted my ability to continue paying my bills. After months of trying to resolve them without any progress I decided to reach out to Hoyes, Michalos & Associates for some advice. Honestly, going through this is very stressful, but I was fortunate enough to meet Benny Mendlowitz at Hoyes who took me through my options and what Hoyes can do to help me to resolve my difficult financial circumstances. From the very beginning Benny made me feel comfortable and listened to my situation, provided me with options and solutions that where realistic to my situation and never judged my situation. I'm so relieved that the consumer proposal was filed and accepted and would recommend Benny & Hoyes to anyone who is in a tough financial situation. They are professional, experienced and look out for their clients which is really important. Read Less

Words cannot express my appreciation to Hoyes Michalos & Association. I was going through difficult time financially and was... Read MoreWords cannot express my appreciation to Hoyes Michalos & Association. I was going through difficult time financially and was looking for ways to solve my problem. I came across this company on the internet I called and I was given an appointment almost immediately. I met with Brian at the Mississauga office and he guided me with options to get me where i am today... I highly recommend Hoyes Michalos & Association... Thank you so much for making me feel at peace...
Kezaabu Read Less

Good professional work and service. And follow up too.