Hoyes Michalos – Reviews and Testimonials

Professional, courteous, helpful and straightforward, while also treating you like a human rather than a dollar sign. With their help, I have a 5 yr plan that eliminates a large debt, frees up my money to cover everyday expenses, and also helps to start to rebuild my credit. If you're looking to get back on track financially, then get your butts in here. It'll give you peace of mind and take a load off your shoulders.

Excellent work with this firm, no BS! They were truthful, efficient & did not waste my time. I highly recommend them after talking with other Trustees that I found played games only to increase their share of the settlement.

Billy and the rest of the team were so great at making me feel at ease. Not only was their customer service exceptional- but the results were completely favorable.

I am so grateful for the outstanding support and assistance during a very trying time in my life. HOWARD and the wonderful team at Hoyes, Michalos and Associates were there to answer my questions and have paved a new path going forward. They have an incredible website and tools that will help me succeed in starting over following my consumer proposal. Thank you!!! Denis

Just got the news yesterday that my proposal was accepted by my creditors. This was too easy. I should have done this a lot sooner. I could have lost everything. From the first phone call I made to the end, they made everything simple for me. I just want to thank everyone for helping me keep my house, car, retirement savings, regaining control of my finances and taking away my stress.

They made a overwhelmingly negitive situation bearable and worked with me through tough times in the pandemic. They always were their to answer questions and help me out if i could only do a partial payment. Very professional and helpful. Our 5 year plan was just completed in jan 2023, they guide you throughout the process and are in communication whenever needed
Thanks
Hoyes michalos and associates

This office helped me in ways I could not have imagined. I had reached out to them to bounce off a question I had about managing debt. Ian listened to my question and then he asked about my full situation, he listened through it all. Ian provided me with an answer to my question as well as some provided me with some options that I did not even know existed. Because of his recommendations I decided to go a different route in managing my debt than what I had originally intended to do, which was amazing! Not only was the process simple it was also seamless. The stress and pressures are now off my shoulders and I can actually start to live life with possibility and hope. Hoyes Michalos stepped in and stepped up to help me on my journey of becoming debt free. If I could, I would give them 10 stars for amazing service, great options, and the added support I needed.

I recently went here for advice on my financial situation. I’m glad I did. The process was easy and all my questions were answered! I highly recommend it!

I was struggling with debt issues and the pressure and stress of being unable to manage my finances. I contacted Hoyes, Michalos & Associates to assist me with this matter, and it was the best decision that I have ever made. Ian, is very knowledgeable, compassionate and understanding, with his expertise he guided me throughout the process with ease, he explained everything clearly and directed me to the right options that were best suited to my situation. I would highly recommend Hoyes, Michalos & Associates and especially Ian, for they are one of the top best companies out there. Thank you Ian for the tremendous support and superb service that you have provided to me and my family, we truly appreciate it.

Sandra Sykora did an outstanding job helping me through every step! She is a consummate professional, personable, kind and patient. Hoyes, Michalos & Associates were the perfect choice to successfully deal with debt. Highly recommended!!

I highly recommend contacting Hoyes Michalos if you are seeking reliable advice re: managing debt. Very knowledgeable, dedicated and professional.
Sandra Sykora, in particular, has been invaluable and a pleasure to work with, in guiding me through the various options available, providing relevant documentation, outlining next steps, answering all of my questions etc.
Sandra and everyone on team have treated me with kindness, courtesy and respect from day one, in all of our communications.
I am forever thankful and filled with gratitude.

Scott helped me through this process which was a little scary but he put my mind at ease and made me feel comfortable about the decision I was making. I feel better about my situation and my future thanks to them.

I went to Hoyes, Michalos & Associates Inc.in the Niagara Region because I had a lot of debt to deal with and Jeff was the one who helped me get out of the mess I was in. He is very professional and very educated on how he does his job and he does it well. He will give you many options to choose from. Because every ones financial situation is different, he will give you advice for which option would be your best choice. So if your in a mess with debt, your first choice should be to go to Hoyes, Michalos & Associates Inc. and see Jeff in the Niagara Region.

This place seriously gave me my life back. A massive weight has been lifted off of my shoulders since going through with my consumer proposal. Scott is really professional, helpful and easy to talk to!

They were great to deal with. Mark specially was very informative and super helpful. He made our experience very comfortable and easy to manage. I would definitely recommend them.

Very happy with the support and assistance i received from Jason. Hoyes & Michalos are highly recommended for great service and friendly staff. I was made very comfortable during the process and had all my questions answered.

This company is exelent, if you need a consumer proposal or anything related with credit cards, this is the people to call, I am very happy whith the service they provide to me , thanks again

Very good team that takes care of you during your hard financial times. Highly recommended

Hoyes, Michael's and Associates are great to conduct business with. Both Mark and Janette are warm, non-judgemental and informative. Their communication skills are top notch. I highly recommend this business.

Shannon Desaulniers has always been approachable, compassionate and accommodating with strong proficiency work ethics. Hoyes, Michalos & Associates is an excellent choice for consumers in debt crises.