Hoyes Michalos – Reviews and Testimonials

  I am so grateful for the kindness and non-judgmental help I received from Jason. It took 5 yrs for me... Read MoreI am so grateful for the kindness and non-judgmental help I received from Jason. It took 5 yrs for me to use up my little savings and go into debt to help my children through a rough financial time. I was so stressed and overwhelmed when Jason very calmly led me through the process. I highly recommend this company to anyone including retirees like myself who emotionally and financially got swallowed up in this challenging economy. Thank you so much for helping me! Read Less

I did a bit of research and came up with Hoyes Michalos. I filled out the online form, and... Read MoreI did a bit of research and came up with Hoyes Michalos. I filled out the online form, and received a response with in a few days. The process has been amazing and the staff is extremely professional, friendly and knowledgeable. I would recommend this company to anyone who is having financial difficulties and feel like they are drowning. Thank you to the team and a special thank you to Jennifer K for everything you have done! I feel like a ton of bricks have been lifted off of my shoulders! Read Less

They made the whole process simple and were really friendly

I’ve worked with this company twice now and nothing but a positive experience both times. Very knowledgeable, friendly and understanding.

I came to Hoyes because I was far far behind in everything. They took the time to explain the process... Read MoreI came to Hoyes because I was far far behind in everything. They took the time to explain the process and found the right option for me. Howard and patty were great in making sure I was informed and had the right tools. They were all very kind and helpful. If you need help with your credit issues these are the one to go to. Read Less

Awesome experience with Maureen shes been super helpful and very professional...thankyou so much I can actually sleep at night not... Read MoreAwesome experience with Maureen shes been super helpful and very professional...thankyou so much I can actually sleep at night not worrying about money a peace of mind... Read Less

I got into a pickle and got in over my head in debt. I called Hoyes, Michalos and Associates. I... Read MoreI got into a pickle and got in over my head in debt. I called Hoyes, Michalos and Associates. I talked to Rebecca and had a good conversation to get the ball rolling in getting my life back together. She was very helpful in going through the process in getting rid of my debt. If anyone needs help in this situation don't hesitate to call they are very nice and professional.
Dan Whitesell Read Less

These wonderful people helped me immensly. Definitely a team you want on your side.

Team was great, helped my senior uncle with all of his repetitive, and annoying questions, took time to ensure he... Read MoreTeam was great, helped my senior uncle with all of his repetitive, and annoying questions, took time to ensure he understood things no matter how many times it took.
I would highly recommend this organization and Bret, and the team at the etobicoke office.
If they were this amazing with some one who tries my patience on a regular basis and helped him make the best choice for his situation I can only imagine how much better they would be with a regular person.
If you are in need or a desperate situation, call them, and they will treat you with the same compassion and professionalism we got! You wont regret it!
Neil Read Less

If you are in a financial crisis get help now! Don't wait and hope it will all go away. Debt... Read MoreIf you are in a financial crisis get help now! Don't wait and hope it will all go away. Debt has been robbing me of my quality of life for too long and my only regret is not coming in sooner. I entered carrying the weight of my shame and defeat and left with the first shred of relief I have experienced in years! From the very first email correspondence to the actual first meeting the experience was nothing but positive! I have a lot of social anxiety and was terribly nervous but the second Ian started speaking I felt calm and determined that together we would come up with a plan that suited my situation and my means. He was thorough, spoke in terms I understood and made sure everything was making sense to me. He is the type of person that you instantly trust because it is so evident that all he cares about is you and your well-being. I was prepared for tears but instead of tears there was laughter. There was positivity and clarity and hope, all things I thought I'd never feel again under the shadow of this debt. There was zero judgement and I never felt that any of his questions were intrusive or made me uncomfortable. Just knowing that I have his guidance and that there is a clear plan to recover from this setback means more than anything right now. He followed up in an email almost immediately after our meeting to let me know that I can ask questions at any time and turned this money-trouble mountain into a money hill. I urge you to not let your pride or shame delay you from seeking help immediately! It's going to take some time and commitment on my part to get there but one meeting was all it took to make me optimistic about the next steps and my financial future. Read Less

Benny and his team are wonderful. I wasn't sure what to do with the financial situation I found myself in... Read MoreBenny and his team are wonderful. I wasn't sure what to do with the financial situation I found myself in so I contacted Hoyes, Michalos & Associates - North York location. I choose his office specifically based on the reviews I had read and of course following my gut I know I made the right choice.
If you or anyone you know needs help and direction, know that Benny and his team can help you find a solution!
From the beginning to end I have received great service, reassurance and confidence. All my worries have been put to rest and the weight and stress have been lifted off my shoulders. Benny is kind, courteous, attentive and honest. Thank you Benny and team for your wonderful help! Read Less

I had my own worries and concerns when contacting Hoyes, Michalos but after talking with Billy Martell and Beau Humphreys... Read MoreI had my own worries and concerns when contacting Hoyes, Michalos but after talking with Billy Martell and Beau Humphreys I am at ease, I have knowledge and on my way to a Fresh Start. Thank you. Read Less

Special thanks for Mrs.Sandra sykora my licensed Trustee for all her efforts.
Highly recommended that agency, very helpful.
Best way to get... Read MoreSpecial thanks for Mrs.Sandra sykora my licensed Trustee for all her efforts.
Highly recommended that agency, very helpful.
Best way to get out of your debits and rebuild your credit and stop receiving calls.
Appreciate your help now i feel free and satisfied by the service.

Thanks Hoyes, Michalos & Associates Read Less

Simply the best in the business!

Would be nice to get a call back when you leave your advisor a voicemail!

The experience has been surprisingly pleasant and I am learning a lot in regards to dealing with the circumstance. Ms.... Read MoreThe experience has been surprisingly pleasant and I am learning a lot in regards to dealing with the circumstance. Ms. Sykora has been helpful, informative, and a wonderful guide through the process. Read Less

Benny was very accommodating and knowledgeable about all I could do to get on track and had very realistic and... Read MoreBenny was very accommodating and knowledgeable about all I could do to get on track and had very realistic and reasonable suggestions Read Less

Straight 5 stars! Hoyes, Michalos & associates has changed my life. I just got back the amazing news about my... Read MoreStraight 5 stars! Hoyes, Michalos & associates has changed my life. I just got back the amazing news about my consumer proposal and im wiping my tears as Im currently writing this! I was struggling so much about my debt I would wake up worried about money and go to sleep worried about money. I had anxiety all the time, it was ruining my life. If this sounds like you please please pleaseee contact them, You will not regret it! Nicholas and Diana are the people who helped me, but the whole team is spectacular. They are kind, professional and So patient with me, which I really appreciate. Thank you so much Hoyes, Michalos and Associates I am forever grateful! Read Less

I found help on behalf of Hoyes, Michalos & Associates when it seemed that there was no way out... My... Read MoreI found help on behalf of Hoyes, Michalos & Associates when it seemed that there was no way out... My story began with the fact that I realized that I can no longer cope with paying off my debts. I was so depressed and it seemed that life failed. After a thorough consultation with my friends and a search of information on the Internet, I decided to book my first consultation with this company. Since then, I haven’t had a second doubt in my decision! From the very beginning to the end I dealt with Scott Terrio. He helped me incredibly! At first, we filed for Consumer Proposal since Scott and I thought this was the best option. It worked great! However, due to certain changes in my life while being under Consumer Proposal we decided to change it to Bankruptcy instead. I just want to say to all the employees of Hoyes, Michalos & Associates, especially Scott Terrio for their understanding, sympathy and great help. I was pleased that they spoke with me primarily with a desire to help, to delve into my situation. At least, this is what I felt and it was important for me. I’m debt free, so... THANK YOU! :) Read Less

I met with Courtney Pye one year ago in the Mississauga office, she was wonderful and made me feel very... Read MoreI met with Courtney Pye one year ago in the Mississauga office, she was wonderful and made me feel very comfortable during the whole process.
She answered all my question which made me feel at ease and not afraid or ashamed.
I thought about our conversation and wasn’t sure if I wanted to proceed with this, but in Jan 2020, I met with Brian McIlmoyle, we chatted about my debts and me moving residence.
He was able to guide me with options and waited for me to complete everything I needed to.
Courtney & Brian are very knowledgeable, great and compassionate, and I would highly recommend them and Hoyes as my Trustee.
I can now say that I am on the right track again. Thank you, Lisa M Read Less