Hoyes Michalos – Reviews and Testimonials

About Our Reviews

We're sharing these reviews - unedited - to give you honest feedback directly from Hoyes Michalos clients. Our clients are the most qualified to tell you about their experience with our Licensed Insolvency Trustees and our caring team. We are dedicated to listening to our clients so we can provide the best service possible. We appreciate our clients taking the time to share their feedback. We hope you find their reviews helpful and informative. We look forward to working with you.

google logoHoyes, Michalos & Associates Inc.Hoyes, Michalos & Associates Inc.
4.9 Stars - Based on 2132 User Reviews
Stefany S Avatar
Excellent Customer Service Responded right away and answered any questions I had very helpful creating future plans
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Stefany S. 3/07/2025
Fresh Jive Avatar
Hoyles, Michalos and Associates was referred to me by a friend who they helped previously.
I can honestly say that they have done the same for me. They are professional, knowledgeable and friendly.
If you are struggling like I was, you can't go wrong by giving them a call. The hardest part out of my entire experience was literally picking up the phone and calling them.
Thank you!
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Fresh J. 5/19/2022
Jessica Linda Avatar
Thank you Hoyes, Michalos and Associates! I'm on the road to being dept free!
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Jessica L. 9/30/2019
Michael Ekdom Avatar
Fantastic firm to do business with great staff very good at stress relief!! Easy to talk to …Jst awesome experience!! Thank you to Scott….Anna….thank you again!! 😅
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Michael E. 12/18/2024
Kyle Butler Avatar
Hoyes & Michalos is a really special organization!! Its like no other. There is so many scams going on around nowadays, I can assure you. These people are authentic!!! Really appreciate all the work you guys put in for me.
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Kyle B. 6/25/2021
Melissa Auger-Villanueva Avatar
Ted and the whole team here have been super helpful with everything. I have learned some new things I wish I knew about years ago with credit building and getting new start. You have someone on your side when you pick them as your coach. Much thanks all!!! If you choose them for trustees u got a winning team!!
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Melissa A. 8/25/2024
Truffles Travels Avatar
I researched many options and decided to go with Hoyes. I'm glad to write this review to help others make the right decision and choose Hoyes to guide them. They were able to knock off a huge amount off of my debt and were very easy to work with. - A.I.
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Truffles T. 4/13/2024
Theresa Shaw Avatar
I can’t even put into words how happy I am that I chose Hoyes, Michalos and Associates to assist me with my proposal. They are caring, professional, understanding and always have my best interest.
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Theresa S. 1/12/2021
Jessica Avatar
I started my journey in late 2018 to start debt consolidation and I saw Jason who has helped me since then, and answered every single question I had, even if it was a stupid one. Hes very kind and always quick at replying to me via email. Thank you Jason, and thank you to Hoyes and Michalos for your wonderful service.
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Jessica 11/21/2023
T Brasil Avatar
Benny and his team are wonderful. I wasn't sure what to do with the financial situation I found myself in so I contacted Hoyes, Michalos & Associates - North York location. I choose his office specifically based on the reviews I had read and of course following my gut I know I made the right choice.
If you or anyone you know needs help and direction, know that Benny and his team can help you find a solution!
From the beginning to end I have received great service, reassurance and confidence. All my worries have been put to rest and the weight and stress have been lifted off my shoulders. Benny is kind, courteous, attentive and honest. Thank you Benny and team for your wonderful help!
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T B. 6/17/2020
Robert Shakir Avatar
Revised Review:

I had an exceptional experience with Hoyes, Michalos & Associates, thanks to Brian. His guidance and expertise on bankruptcy and consumer proposals were extremely helpful. After searching for guidance for over a year, I finally found the perfect resource. Overall, my experience with Brian exceeded my expectations and I would highly recommend their services.
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Robert S. 4/25/2024
Barbara Barnes Avatar
Please note this firm was most helpful in the consumer process and felt at ease with same. I would recommend this firm
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Barbara B. 1/06/2020
Masuma Mita Avatar
I am Very grateful to Hoyes, Michalos and associates. I am meeting with Scott and he is so helpful. He was helping me with my bugdet, finance and debts. He helped me to get rid off my debt in no time so that I could be able to do a fresh start.I highly recommend whoever is in debt and want to
Do a fresh start and debt free life, please contact them.
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Masuma M. 10/21/2024
Kezaabu Abwoli Avatar
Words cannot express my appreciation to Hoyes Michalos & Association. I was going through difficult time financially and was looking for ways to solve my problem. I came across this company on the internet I called and I was given an appointment almost immediately. I met with Brian at the Mississauga office and he guided me with options to get me where i am today... I highly recommend Hoyes Michalos & Association... Thank you so much for making me feel at peace...
Kezaabu
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Kezaabu A. 2/16/2019
shawn inglis Avatar
Hoyes, Michaelis & Associates...

Simply the very best there is! They have treated me like I'm family, helped me out of the biggest financial mess I've ever been in, made every step understandable and took the major amount of stress as well as debt from me and have made me brand new and have given me a fresh new start in life.
I encountered a problem making one of my payments and like no other company in this world has ever done, they fully understood and guided me through it and still remained family to me and again took my stress away.
Such a lovely team of people working for you, taking care of you, even when having to take a councilling session, which at first I wasn't very excited about, turned into something so different than I expected, I learned everything I needed to know and do to get back in this game.
Truely, all the associates at Hoyes thank you so much and to Jennifer Kwon thank you for showing me the light at the end of the tunnel!
If your like I was, drowning in debt you can't keep up with and the stress and strain of it all is gotten too much, please... Call Hoyes and you can begin again like me, it feels great! I just can't thank you all enough!

Shawn Inglis
(Now a debt free stress free man)
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shawn i. 4/28/2021
Cher Mac Avatar
Empathic and professional, Hoyes Michalos helped me during a very difficult time in my life. I am forever thankful for their help and guidance.
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Cher M. 7/29/2020
Lynn Levine Avatar
positive review  they quickly made me feel comfortable about consolidating my debt, which I was struggling with, I would recommend them to anyone in the same situation
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Lynn L. 3/11/2019
julia brandt Avatar
I am so grateful for all of the help I received with Hoye, Michalos & Associates- Jamie made me feel safe, kind and grateful and helped me and my sister to get so much help to move on forward and learn how to control my money in so many ways - Thank you so much!! words cannot describe how much help I received!!
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julia b. 5/25/2023
Leah Jackson Avatar
positive review  These people are very understanding to the way society is today and with that comes support from them and honest advice to help people like me (disabled) figure out a better financial path. Alison is full of kindness and she takes the time to listen and offer ideas, explantion and support. Jeff and Alison's goals I learned right from the start are to help relieve their client's financial stress and offer solutions for restoring their credit. I would highly recommend this company to anyone I know who is having financial difficulties and need to make some decisions for their debt solutions. At the same time as giving this review I would like to thank Hoyes Michalos! They really did help to relieve my financial stress.
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Leah J. 4/30/2019
Paul Hartig Avatar
Like so many others, I thought I could scrape along and dig myself out from under my debt. I finally got to the point where I was doing everything I could and still wasn't getting anywhere.

I screwed up my courage and called Hoyes. I was connected to Scott Schaefer, and by the end of our conversation I could see some blue sky and sunshine on the horizon. I am so very grateful for his hard work on my behalf!

If you are walking along the pathway I was on, do yourself a favour and make the call. There is hope and help out there. I'm proof of it.
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Paul H. 10/21/2021

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