Hoyes Michalos – Reviews and Testimonials

Couldn't have asked for a more seamless experience in handling my Consumer Proposal! Thank you to Ted and his team who were always very quick to respond and answered questions thoroughly and without judgement. Highly recommend their services.

Never in a million years had I thought I would have to declare bankruptcy.
Well I did, I was forced to, my husband became ill he ended up in the hospital, the whole time I kept believing he was going to make a recovery and we would walk out of that place, well he didn't. He passed away and left me in a horrible financial position. Most of it was due to my own fault.
I had to make the decision on how to fix it the best way I could.
I talked to a lot of people and we all came up to the same conclusion, I had to declare bankruptcy.
There was no way I could pay for all the bills with one income, we barely made them with 2 incomes. I searched and searched and decided to contact Hoyes, Michalos & Associates.
That was the best phone call I could have made, the employees there are so compassionate, understanding and have a wealth of knowledge (Brian, Courtney).
Even after signing and making the declaration of proceeding to follow through with Bankruptcy I received threatening calls from creditors. I called Hoyes, Michalos & Associates, told them what was happening and they took care of it, the calls stopped, the harassment stopped.
Would I recommend these people, you better believe it.
From the first day I walked in until the day I received my discharge it was the best decision I could have made.
Everybody has there own set of circumstances as to why it becomes necessary to go down that lane but if you have to then I definitely recommend Hoyes, Michalos & Associates, they helped me and gave me the peace of mind I needed in a time when I was dealing with the loss of my husband and took the burden of bankruptcy off of my shoulders.

I will forever be grateful to these people. They saved me and showed me how to live again. They never judged me and made me feel like they care. Their team of people really help you and work to make sure you are on the right path. When I thought there was no hope for me financially, they showed me that everything will be ok and how to move forward with my life.

Thank you!

The counsellors truly care about the well being of their clients and go above and beyond to help with understanding your options and situation. they help you take control of your finances and put you on the path towards success.

I must say trying to obtain professional advice, as allot of people are doing these days considering our global circumstances is somewhat frustrating. 90% of the places I called demanded payment up front and all I needed was a few questions answered. Then I called Hoyes & Michalos and spoke to a gentleman by the name of Brian Mcllmoyle an Insolvency Trustee. He was patient, answered all my questions and offered up further assistance at anytime. I left our conversation feeling uplifted, more reassured and thankful knowing that there are still good people out there whom will help those less fortunate unconditionally.

Sincerely,

Glen
Burlington, Ontario.

They do a wonderful job. Very informative with the details of the process. They gave me great advice and were there every step of the way. I highly reccomend them to anyone with debt issues. High five guys. Well done.

I feel like a burden has been lifted off my shoulders.
I highly recommend Hoyes, Michalos & Associates.

I highly recommend Hoyes, Michalos & Associates. The whole process was much easier than I expected and they make you feel very comfortable. Mark was very pleasant to work with and all the staff and reception are very pleasant to speak with.

My husband and I have found Hoyes Michaels and Associates very helpful. Kristen and Howard have walked us through all our options with no judgement and have been kind and thoughtful through the process.

If you want to ease your mind and get a good might sleep call. They are so friendly and so easy to talk to. They make the process pain free. Thank you so much for all you have done for me.
.

From start to finish, the team and Hoyes Michalos were empathetic, respectful and thoroughly professional. No one looks forward to going through this process but they made it as bearable and stress-free as possible. I would recommend them without hesitation.

Great business great staff if you need help these are the guys you want on your side

It was a very easy process thanks to Jason and now i can start fresh and get my finances back on track. I recommend Hoyes, Michalos to anyone having financial difficulty and they will direct you to the best solution for your needs .

My life changed for the better! All thanks to Rebecca and Tina who helped me through my anxiety and stress I had about my Proposal. Hoyes, Michalos &Association answered all of my questions and never made me feel ashamed about my debt. They truly care and look out for your best interests. If you are contemplating about this decision I would highly recommend making an appointment and just meet them for yourself. You won't regret it !

Warm and friendly staff with a service that is focused on helping people to better their lives.

It’s never easy, going through consumer proposals or even bankruptcy. But Scott Terrio at Hoyes, Michalos made it easy. Treating me with dignity and respect through it all. I’m on the road recovery thanks to him. I would definitely recommend this legal team on your side in difficult times!

Thank you.
Sean.

I can't say enough good about Diane. She is patient, caring, and extremely knowledgeable. These folks do not push any agenda on you. They sincerely care about getting you where you need to go. Highly recommended.

I like to say that hoyes is giving me a new fresh start and has helped me big time with giving me a plan to get out of debt.
Gene Carter

Very happy with the outcome , discussed all my options , and went with what works for me . Friendly and very positive place . I highly recommend Hoyes, Michalos & Associate's.

Benny mendlowitz from hoyes micheals has helped me so much they provided me with all the information took time to explain to me all information he was patient with me there were things I didn’t really understand and Benny services help get a better understanding of what I should do. They made my application clear and successful as great service and very happy with my business with my hoyes Michael thank you very much I strongly recommend their great services .