Hoyes Michalos – Reviews and Testimonials

About Our Reviews

We're sharing these reviews - unedited - to give you honest feedback directly from Hoyes Michalos clients. Our clients are the most qualified to tell you about their experience with our Licensed Insolvency Trustees and our caring team. We are dedicated to listening to our clients so we can provide the best service possible. We appreciate our clients taking the time to share their feedback. We hope you find their reviews helpful and informative. We look forward to working with you.

google logoHoyes, Michalos & Associates Inc.Hoyes, Michalos & Associates Inc.
4.9 Stars - Based on 2023 User Reviews
Ons B Avatar
After years of having credit card debts and seeing no way out to get out of this nightmare, I took it upon myself to fix that issue once and for all by doing some online research about "debt reduction, debt consolidation, debt relief, etc" and the 2 key words that captured my attention was "Consumer Proposal".

After doing my due dilligence and looking at the best option for my situation, I decided to contact Hoyes, Michalos & Associates Inc and needless to say it was one of the best decisions of my life! I looked at the best firm to work with in the GTA and their name came up over and over again. Words can't describe the level of professionalism from the onboarding with the 1st phone consultation with Lorna to my 1st Zoom video meeting with the best Licensed Insolvency Trustee I can ask for in Jennifer Kwon (she's awesome!). Right from the 1st minute we talked, I knew I was in very good hands. She answered perfectly without any delays my long list of questions and I was reassured and given complete peace of mind. She gave me a clear short and long term plan and gave me incredible advice on many things. It felt like talking to a long term friend. That's how smooth and comfortable the service was.

I will be forever grateful to Jennifer Kwon and the entire team of Hoyes, Michalos & Associates Inc. They have literally changed my life as I sleep and feel better and the future looks bright. That firm is as good as advertised. If you need to contact the best trustee, do it now! Take my word for it, you won't regret it.

Thank You again to the entire team of Hoyes, Michalos & Associates Inc and Jennifer Kwon as you are changing and saving lives.

Best Regards,
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Ons B. 8/11/2024
Farid Fazel Avatar
After feeling embarrassed about financial situation and facing challenging times to deal with obligations, I decided to seek professional help from Hoyes, Michalos & Associates Inc. During initial consultation, Benny Mendlowitz, as my trustee, reviewed my financial situation carefully and managed it professionally so that the whole process was easily and smoothly handled. I hereby would like to thank him and his colleagues for all his hard work during this challenging time.
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Farid F. 12/07/2020
Wes B Avatar
The counsellors truly care about the well being of their clients and go above and beyond to help with understanding your options and situation. they help you take control of your finances and put you on the path towards success.
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Wes B. 8/03/2021
McMahon Family Avatar
I recently contacted Hoyes, Michalos & Assc. for guidance and was absolutely IMPRESSED with their professionlism, expertise, immediate responses. I HIGHLY recommend their services! Special thank you to Rebecca and Lorna for your immediate assistance!!!
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McMahon F. 9/02/2020
Christina Scinocco Avatar
Thank you for the professional services you have provided. I felt very confident when dealing with your manager Scott
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Christina S. 9/09/2020
Linda Shamana Avatar
I got referred by my sister to Jason Q., he is amazing at what he does, he has put me at ease, thank you so much Jason, definitely will recommend to anyone looking for a consumer proposal.
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Linda S. 8/15/2020
melona scarlett Avatar
I decided to have Hoyes Michalos & Associates in scarbrough draft my proposal and I couldn't be more happy. Very knowledgeable and helpful all the way through. Would highly recommend.
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melona s. 7/15/2020
Chase McKenna Avatar
Mark was great to deal with. Helped me out with my situation and alleviated alot of stress for me.
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Chase M. 8/26/2023
PAUL HAWTHORNE Avatar
Mark Borysiak helped me immensely in getting my affairs back in order. Would 100% recommend.
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PAUL H. 11/10/2022
Blake Miles Avatar
I worked with Brian McIlmoyle, LIT to get out from under debt. He was helpful, informative, and kind. There was no judgment or unpleasantness, and I learned a lot of helpful tips about staying out of debt and budgeting for personal wealth and success. Working with Brian and Hoyes, Michalos turned my life around as painlessly as I think is possible.
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Blake M. 2/13/2024
David Bonter Avatar
Brian and Courtney did an amazing job answering all my questions and laying out my options to get me where I am now - debt free and rebuilding my credit. I will tell everyone I know that has financial trouble to come speak to your team. Words cannot express my appreciation for their assistance getting me out of the hole I found myself in.
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David B. 2/21/2017
SexyAlly Berry Avatar
Best staff ever Peter and Brennan are the best people they understand your situation and put out their best to help u
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SexyAlly B. 5/26/2022
Jess Avatar
The whole process of a credit proposal was scary to me which is why I took such a long time to start it. However once I did I was amazed at how easy the process was and I felt so comfortable and appreciative of all the help from Hoyes, Michalos & Associates. Beau was wonderful to work with in completing my credit counselling sessions. Very easy to speak with, and just all around a genuine nice guy who is extremely knowledgeable! If your ever in need of their services, give them a call. You definitely won't regret it!
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Jess 3/13/2021
Ronald Maracle Avatar
Brian was a wealth of information that was so useful. Very professional and attentive to my needs. Highly recommended.
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Ronald M. 9/13/2021
holly smajda Avatar
Fantastic support from the team. They made it so easy to get my life back together and were simply amazing. They gave me peace of mind and I highly recommend them.
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holly s. 3/14/2022
Marianne Westergaard Avatar
Hoyes and Michalos and Associates have been wonderful to work with. The listen to my concerns and together we worked out a very suitable result to my problems. And I didnt have to resort to bankruptcy! I highly recommend Hoyes and Michalos and Associates for credit problems! Best of all.....they didnt judge!
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Marianne W. 9/03/2019
Linda Pearlsofwisdom Avatar
I was very impressed with Benny who worked with Hoyes, Michalos & Associates. He was very knowledgeable and eager to assist me. I was very comfortable talking with him right from the start. He answered all my questions and he helped me to feel at ease. He was very thoughtful and caring and he understood what I was going through. He explained the necessary steps of a consumer proposal with me, and he was always there if I needed help. I would honestly say, from start to finish, the whole process went smoothly with positive results. I had a follow up meeting with Janette and she was a lovely person to talk to and very caring and understanding. I would definitely use Hoyes, Michalos & Associates again and I greatly recommend their services to all my family and friends. A-1 Service! Thanks Benny and Janette!
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Linda P. 3/10/2024
Peter Conte Avatar
Sandra helped me cut my debt in half. I highly recommend contacting Hoyes Michalos if you are drowning in debt payments. Don't hesitate!
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Peter C. 8/04/2020
Jeff Jordon Avatar
I am so pleased with Hoyes, Michalos & associates. Nicholas is amazing at what he does and went above and beyond of my expectations. I was skeptical with everything and Nicholas proved me wrong. Nicholas has taken a huge huge load off my shoulders and handed me a fresh start. Hoyes, Michalos & associates are the people to get you back on track. I would highly recommend these guys. Something I thought was impossible to handle was made so easy by Nicholas. I'm very very happy with the service I recieved. Thank you for everything
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Jeff J. 1/30/2024
Tracie Hotson Avatar
I highly recommend Hoyes,Michalos & Associates.They helped me figure out the best solution to dealing with my debt.I walked in there feeling ashamed that I let it get so bad, but I walked out feeling relieved.I was relieved knowing that Hoyes & Michalos was prepared to clean up my mess.They are fabulous people willing to help.You just have to take that first step and ask.My advice to you is Get over feeling ashamed.Don’t worry about what other people think of you going bankrupt.You’re doing this for you not them.I’m grateful to be debt free now and given a chance to make wiser choices.😊
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Tracie H. 11/03/2020

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