We're sharing these reviews - unedited - to give you honest feedback directly from Hoyes Michalos clients. Our clients are the most qualified to tell you about their experience with our Licensed Insolvency Trustees and our caring team. We are dedicated to listening to our clients so we can provide the best service possible. We appreciate our clients taking the time to share their feedback. We hope you find their reviews helpful and informative. We look forward to working with you.
Hoyes, Michalos & Associates Inc.
5.0 Stars - Based on 1827 User Reviews
Hoyes, Michalos & Associates Inc.
4.8 Stars - Based on 63 User Reviews
I was very hesitant to contact any company to see how they could help me out with my situation. Scott was very caring and understood the stress levels I had. So much stress in now reduced! If you are struggling in anyway financially, it's merely a phone call and discussion, no pressure. I highly recommend this company!
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Deliska M.7/22/2022
My experience with Hoyes, Michalos & Associates has been exceptionally pleasant and educational! I felt no judgement from the first phone call right up t proposal drafting , to proposal acceptance and beyond! I’ve really enjoyed the Debt Free In 30 on YouTube as well. Really changing my relationship and way of thinking about money, finances and how I manage them! Very happy I took the first step and contacted the team!
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Candra P.12/22/2020
I was hitting rock bottom with debt and reached out to Hoyes Michalos & Associate and spoke to Rebecca she is very understanding and makes you feel comfortable, I would definitely recommend her to family and friends.
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Janis R.11/25/2021
they did not help me at all with my consumer perposal. they folded to the creditors and didnt even fight for me.
would not recommend them.
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Greg L.2/03/2020
Great experience! Helped relieve years worth of stress. Very friendly and easy to talk to! Highly recommend even if you just have questions.
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Kayla C.10/21/2020
I was actually referred to this group by a friend and I couldn’t be more grateful for their recommendation! Benny has been thorough and precise throughout this whole process and I’m completely appreciative to have him as my advisor
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S D.6/10/2022
I was facing some pretty serious financial issues, and finally built up the courage to get some help. Thankfully I found Jason Quinney. He is a down to earth guy that's very easy to talk to. He walked me through and made me feel comfortable in all the steps I had to take. Thank you for helping me get my fresh start.
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Rita P.4/10/2021
Don't even bothering wasting your time with other companies. Hoyes is a top notch organization from top to bottom. They have been very flexible with my hectic lifestyle and very informative throughout the process.
Big thanks to the team at Hoyes!!
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Trevor F.8/17/2021
I filed a consumer proposal with Hoyes . Michalos . Very proffessional, easy to deal with . No judgement , and I was able to deicde the payments I could afford ! They advised me of all my options , and my proposal was quicky accepted by my creditors . Would reccomend !!
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Dianne B.10/05/2020
I had the pleasure of working with Hoyes, Michalos & Associates for the past 5 years during a consumer proposal. It was great to have a team of professionals that could guide me through this process and answer all my questions. I always had someone to call and get IMMEDIATE assistance which really gave me peace of mind. Professional service, they're good at what they do, 5 stars.
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Son S.8/26/2021
They are great first time and hopefully last time doing a proposal. They are fast and professional and put you at ease. Kirsten was amazing with the counselling sessions great advice and tools that will always use. Thank you again
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Andy C.6/25/2020
Nicholas had an impressive level of professionalism, knowledge. He created a great case for my proposal, knowing how to best deal with the banks. I got my consumer proposal approved in the 1st attempt, and getting back my sleep and my mental health back on track with easy affordable monthly payments. About two thirds of my debt dissappeared into thin air overnight.
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Mickey B.6/07/2023
Mark is amazing, very compassionate & extremely helpful. Let’s you know your not alone in this journey !!
The company gives awesome tips on how to budget in the credit counseling.
I highly recommend them
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Cathy H.5/17/2023
Thank you so much Maureen for all your help I enjoyed our discussion today the information that you gave me was very helpful and I will use this information moving forward to help better myself in my life thank you so much for everything that you have Brennon have done for me I look forward to the info I Receive moving forward.
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John M.10/23/2023
HOYES MICHALOS and Benny have helped me get out of debt that I wouldnt have been able to on my own. They cut my debt down to a third of what I owed and I am very greatful of that. I would reccomend this company to anybody else in my situation.Thanks for a wonderful service
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Jessica S.1/17/2023
Before I found Hoyes Michalos I was literally at rock bottom. I was unable to make minimum payments on my credit cards and it was boiling down to the decision between groceries or putting money into a credit card. I had seemed help from the bank and was basically met with “you have no options but to shuffle your existing debt around. There is no option for consolidation” and they told me a consumer proposal would be a terrible idea but could provide no other solution.
When I met with Jeff he didn’t make me feel like I was failing like the bank had previously and he didn’t make me feel like there was no way out. I was treated like a person every step of the way and shown the reality of doing the proposal. I still have a long way to go to repairing my personal situation, but the support and guidance from Jeff and Krista has been great and has helped me feel like I’m not down and out just yet.
Drowning in debt before your 30 and feeling like there is no way to dig your way out is literally suffocating. So having people in your corner, helping you find your way is really reassuring. I am very grateful to have found Hoyes Michalos.
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Erin K.10/22/2020
It's not scary, it's not forever, but killing your mental health paying back debt might.
Get over the old school guilt...its not grandma's money you owe..its a banks
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Lenore N.10/21/2022
This past year has been so incredibly stressful with covid, add to that the stress of not being able to pay my bills. Bankruptcy was the only option for me. I called Hoyes, michalos & associates. I spoke to Brett Nicholson and I am so grateful to him for his professional and calming nature. I then spoke with maryia bratkouskaya who helped me with credit counseling and making sure that all the paperwork was in order. Both Brett and Maryia are so compassionate and helpful they truly cared about me and my situation. I have already implemented some of the ideas that Maryia has suggested to me on my spending habits and how I can better budget for the future. Thank you Brett, Maryia and the whole team at Hoyes, Michalos for helping me through this very difficult and stressful situation.
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Sam B.4/08/2021
Janette Martin from the North York office. She is one of a million. I did talk to lots of companies around the GTA only Janette keep in touch with me and she answered all my questions. She is very professional at her job and she fights for you 110%.
She keeps her words and she is very knowledgeable. Great company to work with but Janette is the superhero!!
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julien c.6/29/2020
Jeff and Allison have been amazing! They are super understanding and helpful!