Consumer Proposals & Bankruptcy Advice London, ON

Office Address

339 Wellington Rd South, Unit 110

Toll Free: 1-866-747-0660

(519) 435-1500

Map & Directions

Choosing the right bankruptcy solution can be stressful. At Hoyes Michalos our objective is to explain all your options in an easy, clear manner. We provide the following London debt relief services:

  • Consumer Proposals
  • Personal Bankruptcy
  • Credit Counselling
  • Debt Consolidation
  • Debt Settlement

At Hoyes Michalos we believe bankruptcy advice should come from a licensed expert. In London, you will meet with one of our local Licensed Insolvency Trustee Joel Sandwith. (London bankruptcy trustees are now called LIT’s). As our London trustee, Joel will meet with you personally, ask you some basic information about your debts and your budget to help you develop a plan that will allow you to deal with your debts. Let our experienced credit counselling and licensed debt experts help you become debt free by choosing the option that makes sense for you.

Free Consultation

Imagine what it would be like to be free of worries and debt. The right solution depends on your unique situation. To understand your needs, we provide a free 30 minute, no-obligation debt assessment. Need more than 30 minutes? No problem, we will take as much time as you need to answer your questions. Need a second or third consult before deciding? Again, no problem. All our consultations are free.

Book your FREE confidential debt assessment with Joel by calling toll free at 1-866-747-0660 or fill in the form on this page to send us an email.

Meet the London Team!

Joel Sandwith BA

Joel Sandwith, Licensed Insolvency Trustee

Joel Sandwith is a Licensed Insolvency Trustee, Consumer Proposal Administrator and experienced Credit Counsellor managing our London and Sarnia offices.

Read Joel's Full Bio »

Heather Cudmore BA, Certified Credit Counsellor

Heather Cudmore, Client Service Specialist

Heather is a Certified Credit Counsellor with over 20 years of experience. Heather works out of our London office.

Read Heather's Full Bio »

Patricia Bendle BA, CQP Articling Student

Patricia Bendle, Client Service Specialist

Patricia is a Credit Counsellor and Client Service Specialist working towards her LIT designation. Patricia is available in our London  and Sarnia offices to meet in person or by email.

Read Patricia's Full Bio »

What Our Clients Say

Our concept is simple. If you give us 30 minutes of your time, our knowledgeable, experienced team will help you build a plan to become debt free.

kim irvine Avatar

Friendly, informative, more than helpful when trying to decide what to do.
I’m extremely pleased with the service and...
read more

kim irvine 1/14/2020
Barbara Barnes Avatar

Please note this firm was most helpful in the consumer process and felt at ease with same. I would recommend... read more

Barbara Barnes 1/06/2020
Rhonda Floriant Avatar

They were so friendly and supportive to deal with. Highly recommend Hoyes & Michaelos

Rhonda Floriant 11/13/2019

Find Our London Bankruptcy Office

DIRECTIONS: The office is located at the corner of Wellington and Baseline Roads, behind the TD Canada Trust. The entrance to the building is on the Baseline side. We are located on the main floor, same floor as the pharmacy. Our first-floor location makes the office barrier-free for those with ambulatory challenges.

Consumer Proposal or Personal Bankruptcy?

A consumer proposal is an alternative to bankruptcy. It is a negotiated debt settlement made through a licensed insolvency trustee. As a legal option under the Bankruptcy & Insolvency Act you get protection from creditor actions during the proposal process. This protection is not available from unlicensed debt consultants and is the only government approved debt relief program in Canada.

Depending on your personal situation, bankruptcy may be the best way to get out of debt. If it is, we will explain all the steps needed to file bankruptcy in London and how to begin your process of financial recovery.

If you would like help becoming debt free, call our London team today at 1-866-747-0660.

Similar Posts:

  1. One Divorce, Two Solutions: A London Case Study
  2. Debt Consultants: Some Horror Stories
  3. What is a Registered Consumer Proposal?
  4. Credit Counselling vs Consumer Proposal – Which Should You Choose?
  5. Can I File Bankruptcy On My Own?

Office Address

339 Wellington Rd South, Unit 110

Toll Free: 1-866-747-0660

(519) 435-1500

Map & Directions

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