Our knowledgeable team of Licensed Insolvency Trustees provide information and expert advice to help you on your way to becoming debt free. Our extensive debt help resource centre includes articles, videos, and podcasts on how to get out of debt including commonly asked questions about consumer proposals, bankruptcy, and debt consolidation options. Become informed about credit rebuilding and other money management tips as you search for a solution to your debt problems.
If you’re struggling with debt, finding the right help can be crucial to getting your finances back on track. However, not all debt consultants in Canada are created equal. This guide will help you navigate... Read more »
Learn the key differences, benefits and risks associated with secured and unsecured debt and how each are treated in a bankruptcy or consumer proposal.
If you have unpaid taxes to the CRA, they can exercise their collection right to freeze your bank accounts. Learn about what you can do if your accounts get frozen and what your next steps are.
The credit impact of a bankruptcy or consumer proposal does not have to prevent you from getting a mortgage. Discover steps that can help you get a mortgage even if you have bad credit.
If your unpaid debts have been turned over to a collection agency we explain what you need to know about how long collection agencies can pursue debt in Canada, both legally and with those annoying phone calls.
Wondering when to declare bankruptcy in Canada? Learn the signs, explore alternatives, and understand the process. Get expert guidance on making this crucial financial decision.
The payday loan industry is thriving in Canada; it keeps consumers coming back and causes them to fall into more debt. We explore ways to solve this problem, the role of government regulations and more.
Have you been in a situation where you resort to payday loans for quick cash? We provide everything you need to know about payday loans in a slideshow and steps you can take to eliminate these debts.
Are you wondering if you should use credit counselling or a consumer proposal to get out of debt? We explain both solutions, provide a pros and cons list and fully compare both strategies.
Explore the process, consequences, and alternatives to declaring bankruptcy in Canada. Learn about debt elimination, credit impact, and how to rebuild your financial future.
A consumer proposal is an alternative to bankruptcy and there are huge differences in how both insolvencies options work. Doug Hoyes explains why a consumer proposal is not bankruptcy.
Trying to decide between a debt settlement plan and a consumer proposal? We explore a contract from a debt settlement firm, and why a consumer proposal is more often the better choice for you.
Are you finding that bankruptcy options are overwhelming and difficult to understand? Doug Hoyes explains the 4 most common forms of bankruptcy options you may be eligible for in Canada.
Paying down credit card debt can be challenging if you carry large balances. We explain the benefits and potential drawbacks of using a personal loan to pay off credit card debt and provide other debt... Read more »
Dealing with credit card debt can be overwhelming, especially when you have multiple credit cards with high interest rates. That’s where credit card debt consolidation can help. In simple terms, it’s like organizing a messy... Read more »
Debt Relief Experts
