Consumer Proposals & Bankruptcy Advice Barrie, ON

Office Address

140 Dunlop Street East, Suite 205
Toll Free: 1-866-747-0660

(705) 719-4948

Map & Directions

If you are looking for a solution to your debt problems in Barrie, Ontario, contact Hoyes, Michalos & Associates Inc. to discuss your options. Our Barrie location offers the following debt management services:

  • Consumer Proposals
  • Personal Bankruptcy
  • Credit Counselling
  • Debt Consolidation
  • Debt Settlement

Our Barrie Licensed Insolvency Trustee, Richard Quinney, will analyze your situation, explain the alternatives and help you make a plan to become debt free. Richard believes in the importance of good advice. He wants to make sure you understand how each debt relief option will work so you can choose the right one for you. If creditors or collection agencies are calling, if you are struggling with your monthly debt payments or are taking on new debt like payday loans to keep up with old debt, it’s time to deal with your debt.

Free Consultation

Imagine what it would be like to be free of worries and debt. The right solution depends on your unique situation. To understand your needs, we provide a free 30 minute, no-obligation debt assessment. Need more than 30 minutes? No problem, we will take as much time as you need to answer your questions. Need a second or third consult before deciding? Again, no problem. All our consultations are free.

Book your FREE confidential debt assessment with Richard by calling toll free at 1-866-747-0660 or fill in the form to send us an email.

Meet the Barrie Team!

Richard Quinney HBA, CPA, CIRP

Richard Quinney, Licensed Insolvency Trustee

Richard Quinney is a Licensed Insolvency Trustee, Consumer Proposal Administrator, and Chartered Professional Accountant managing our Barrie office.

Read Richard's Full Biography »

Mark Borysiak BBA, CIRP

Mark Borysiak, Licensed Insolvency Trustee

Mark Borysiak is a Licensed Insolvency Trustee and Consumer Proposal Administrator, helping individuals achieve financial freedom in our Barrie location.

Read Mark's Full Biography »

Michele Allen BA, MBA, BEd, Certified Credit Counsellor

Michele Allen, Client Service Specialist

Michele is a published author, Certified Credit Counsellor and Client Service Specialist. Michele meets with individuals at our Barrie office.

Read Michele's Full Biography »

What Our Clients Say

Our concept is simple. If you give us 30 minutes of your time, our knowledgeable, experienced team will help you build a plan to become debt free.

Veronica GarrettVeronica Garrett

Hoyes,Michalos & Associates have been nothing but a lifeline for me in my financial mess. Each and every person I have met in their company has been upfront, caring and responsible in providing what i needed to know before any decision was made to resolve my financial issues. They have taken a great weight off my shoulders. Would highly recommend them to anyone who is needing another option for their financial debt.

Read More
Chris RChris R

There is definitely nothing negative to say about Hoyes, Michalos & Associates in my experiences with them. The staff are friendly and quick to respond to any questions; working with them through my debt issue was the best thing I could have done and would recommend them to anyone seeking their services.

Read More
Dayle McLeodDayle McLeod

Michelle was a professional, compassionate and informative guide throughout the bankruptcy process and helped me very much to get back to financial health.

Read More

Find Our Barrie Bankruptcy Office

DIRECTIONS: From Highway 400, get off at either Dunlop Street exit and head East. We are located at 140 Dunlop Street East in Suite 205 – across the street from Macs Milk, just East of Mulcaster Street. Dunlop Street turns into Dunlop Street East after Bayfield Street.

Consumer Proposals in Barrie

A consumer proposal is a legal debt relief solution filed with a Consumer Proposal Administrator to settle your debt for less than you owe and avoid bankruptcy. Governed by the same law as bankruptcy, a consumer proposal stops all collection and creditor actions as soon as you file.

One of the biggest benefits of a consumer proposal over bankruptcy is that you keep your assets. And, because you repay a portion of what you owe over a period of up to 5 years, a consumer proposal is often the lowest cost option to consolidating debt, resulting in lower monthly payments than either debt consolidation or a debt management plan through a credit counsellor. Once you complete your payments and the terms of your proposal, your debts are eliminated.

Filing Personal Bankruptcy in Barrie

Personal bankruptcy should be a last resort, but sometimes it is the right solution to help you get out of debt. Our Barrie licensed insolvency trustee can help you decide if a bankruptcy is the best option to eliminate your debt. Richard will answer any questions you have both before, and during, your bankruptcy.

No matter how serious the debt problem, remember there are always debt relief options. At Hoyes, Michalos you always talk to an expert. Consultations are free and we offer flexible appointment times. Call our Barrie experts at 1-866-747-0660 or email us today.

A bankruptcy and consumer proposal can only be filed through a Licensed Insolvency Trustee. We are licensed by the federal government to help you deal with debt.

If you would like help becoming debt free, call our Barrie team today at 1-866-747-0660.

Similar Posts:

  1. What is a Registered Consumer Proposal?
  2. Can You File A Consumer Proposal Twice?
  3. Why Is Everyone Advertising Consumer Proposals?
  4. Can You Switch Between Bankruptcy and Consumer Proposal?
  5. Creditor Protection: Consumer Proposal vs. Debt Management Plan

Office Address

140 Dunlop Street East, Suite 205
Toll Free: 1-866-747-0660

(705) 719-4948

Map & Directions

Find an Office Near You

Offices throughout Toronto and Ontario